Royal Bank of Canada stock
RYNYSEFinancial ServicesISIN CA7800871021
74Score 74 out of 100, Strong
Price and trend
76 / 100
Price history
+36% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 6.2% above it.
Since June 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 52).
The price is 7.0% below its 52-week high. Largest decline in 20 years: 65% (October 2007 to February 2009).
Chart figures for advanced users
- SMA 50$201.28
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$190.82
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)52
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$146.56
- The lowest closing price of the last twelve months.
- Resistance$217.87
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Royal Bank of Canada belongs to the Banks (Diversified) industry (Canada) and, with a market value of $280.98B, is number 8 of 33 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $46.69B (up 15.7% year on year) and earnings of $14.29B (up 25.5%).
- MEQIRI Score 74 out of 100 (Strong): rank 270 of 975 in Financial Services, median 68.
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- The P/E is 18.1 (Banks (Diversified) median 11.9, own median of recent years 12).
- Our model puts fair value at $166.30, with the price 22% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 16.1% over the last 12 months.Profitability 72
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 90
- Reliable dividendNo dividend cut for 11 years.Capital allocation 79
Weaknesses
- Richly valuedP/E 18.1, Banks (Diversified) median 11.9, own median 12.Valuation 48
Its standout strengths are fundamentals and momentum, while valuation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among the 100 largest stocks.
From 2016 to 2025, 4 in 100 such stocks fell 30% or more within a year, against a group average of 9 in 100.
What lowers it
- solid fundamentals
- calm price action
- very large company
Valuation
Valuation signal
Modestly overvaluedIn our model the price counts as cheap below $138.58 and expensive above $207.87 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $199.15 (excess return model) and $133.44 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.2%. At 9.2% the fair value would be $149.70, at 7.2% it would be $191.19.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 31 Jul 2026, revenue rose 13.9% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 39%, net 31%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Dec 2026in 20 days
- Last reported
- 27 Aug 2026EPS reported 3.07 (expected 2.89)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 17.57−0.4%
- Revenue
- $52.94B−0.2%
- Earnings per share
- 19.31−0.2%
- Revenue
- $55.98B−0.3%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −1.4%Full year targets are reiterated, with net interest income and expense growth in the mid single digit range, and the CET1 ratio now expected to trend toward the midpoint of its 12.5% to 13.5% range.
“Lastly, following the recent change in the Domestic Stability Buffer, we now expect the CET1 ratio to trend towards the midpoint of our 12.5% to 13.5% range over time, as we look to drive organic growth, increase our dividends, and execute share buybacks at a similar cadence to the last couple of quarters.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 27 Aug 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Royal Bank of Canada
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 74
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Diversified)
The next larger and next smaller companies by market value
- Bank of AmericaBAC $348.53B67
- China Construction Bank0939.HK $346.67B67
- Bank of China601988.SS $340.17B65
- HSBC HoldingsHSBC $307.94B69
- Wells FargoWFC $257.44B74
- Mitsubishi UFJ Financial GroupMUFG $247.89B71
- Toronto-Dominion BankTD $209.16B69
- CitigroupC $208.1B65
ETFs that hold Royal Bank of Canada
Held by 70 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers MSCI Canada Screened UCITS ETF 1CD5BH | 9.47% | 0.35% | €1.2B |
| iShares MSCI Canada UCITS ETFSXR2 | 9.21% | 0.48% | €2.17B |
| UBS MSCI Canada UCITS ETF CAD disUIM9 | 9.14% | 0.33% | €2.07B |
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| iShares MSCI World Momentum Factor Advanced UCITS ETFCBUH | 2.49% | 0.25% | €267.4M |
| Xtrackers MSCI World Financials UCITS ETF 1CXDWF | 1.91% | 0.25% | €1.45B |
| iShares Edge MSCI World Momentum Factor UCITS ETF USD (Acc)IS3R | 1.68% | 0.25% | €5.09B |
| Xtrackers MSCI World Momentum UCITS ETF 1CXDEM | 1.61% | 0.25% | €1.94B |
| Amundi MSCI World Ex USA ETF AccWEXU | 1.17% | 0.15% | €833.8M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Oct 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = CA$1.4249)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.