Bank of America stock
BACNYSEBank of America Corporation, Financial ServicesISIN US0605051046
67Score 67 out of 100, Neutral
Price and trend
48 / 100
Price history
−5.5% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 7.7% below it.
Since November 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 48).
The price is 22% below its 52-week high. Largest decline in 20 years: 94% (February 2007 to March 2009).
Chart figures for advanced users
- SMA 50$54.55
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$54.87
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)48
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$46.72
- The lowest closing price of the last twelve months.
- Resistance$64.81
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Bank of America Corporation belongs to the Banks (Diversified) industry (United States) and, with a market value of $349.63B, is number 5 of 33 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $113.1B (up 11% year on year) and earnings of $30.51B (up 12.4%).
- For fiscal 2026, analysts expect on average revenue of $122.57B (up 8.4%) and adjusted earnings per share of $4.36 (up 13.9%).
Show more
- MEQIRI Score 67 out of 100 (Neutral): rank 526 of 976 in Financial Services, median 68.
- The P/E is 12 (Banks (Diversified) median 11.8, own median of recent years 13.1).
- Our model puts fair value at $61.17, with the price 17% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 16% since 2020.Capital allocation 80
- Reliable dividendNo dividend cut for 17 years.Capital allocation 80
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 80
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and fundamentals, while technical analysis and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among the 100 largest stocks.
From 2016 to 2025, 7 in 100 such stocks fell 30% or more within a year, against a group average of 9 in 100.
What lowers it
- very large company
- solid fundamentals
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $50.98 and expensive above $76.47 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $72.54 (excess return model) and $49.81 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $55.13, at 7.8% it would be $70.24.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 14.6% on the twelve months before. Revenue has stayed largely stable since 2006.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 33%, net 27%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 15 Jan 2027in 64 days
- Last reported
- 14 Oct 2026EPS reported $1.08 (expected $1.10)in line with expectations
Analyst estimates
Analysts have cut their 2026 earnings estimate by 3.2% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $4.36−3.2%
- Revenue
- $122.57B−0.5%
- Earnings per share
- $5.12−1.5%
- Revenue
- $130.57B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −4.2%Net interest income is expected to grow about 8% in 2026, raised during the year from 5% to 7%, and 8% or more is expected for 2027.
“For 2027, we currently expect full-year growth of NII to be 8% or more, higher than 2026, and again, higher than our original 5%-7% range.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 14 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
- Greener Geoffrey SSale
5 May 2026, Chief Risk Officer
- Shares
- 126,756
- Price
- $53.01
- Value
- $6.72M
- Mensah Bernard ASale
12 Mar 2026, President, International
- Shares
- 94,000
- Price
- $46.94
- Value
- $4.41M
- Scrivener Thomas MSale
5 Mar 2026, Chief Operations Executive
- Shares
- 50,000
- Price
- $49.82
- Value
- $2.49M
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- Bronstein Sheri B.Sale
5 Mar 2026, Chief People Officer
- Shares
- 60,000
- Price
- $49.91
- Value
- $2.99M
- DeMare James PSale
4 Mar 2026, Co-President
- Shares
- 83,832
- Price
- $50.00
- Value
- $4.19M
- Athanasia Dean CSale
3 Mar 2026, Co-President
- Shares
- 136,558
- Price
- $50.21
- Value
- $6.86M
- Borthwick Alastair MSale
27 Feb 2026, Executive Vice President & CFO
- Shares
- 68,000
- Price
- $50.24
- Value
- $3.42M
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Bank of America
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 67
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Diversified)
The next larger and next smaller companies by market value
- JPMorgan ChaseJPM $911.91B80
- Industrial & Commercial Bank of China601398.SS $455.75B64
- Agricultural Bank of China601288.SS $380.9B63
- China Construction Bank0939.HK $350.11B67
- Bank of China601988.SS $335.22B64
- HSBC HoldingsHSBC $309.55B69
- Royal Bank of CanadaRY $282.23B74
- Wells FargoWFC $257.56B74
ETFs that hold Bank of America
Held by 113 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P U.S. Banks UCITS ETFIUS2 | 5.88% | 0.35% | €1B |
| Invesco Global Buyback Achievers UCITS ETFBBCK | 4.41% | 0.39% | €188.08M |
| Xtrackers MSCI USA Financials UCITS ETF 1DXUFN | 4.09% | 0.12% | €1.07B |
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| State Street SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc)ZPDF | 4.03% | 0.15% | €663.04M |
| iShares S&P 500 Financials Sector UCITS ETFQDVH | 3.99% | 0.15% | €2.17B |
| VanEck Quantum Computing UCITS ETFQUTM | 3.89% | 0.55% | €675.94M |
| Global X S&P 500 Covered Call UCITS ETF IncXY7D | 3.32% | 0.45% | €203.27M |
| Xtrackers Artificial Intelligence & Big Data UCITS ETF 1CXAIX | 3.25% | 0.35% | €7.53B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Oct 2026)
- Valuation signal Undervalued since 11 Nov 2026, previously Fairly valued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.