Raiffeisen Bank International stock
RBI.VIVIERaiffeisen Bank International AG, Financial ServicesISIN AT0000606306
73Score 73 out of 100, Strong
Price and trend
85 / 100
Price history
+93% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 22% above it.
Since November 2024 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 70).
The price is 5.2% below its 52-week high. Largest decline in 20 years: 92% (July 2007 to January 2015).
Chart figures for advanced users
- SMA 50$66.85
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$57.37
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)70
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$34.40
- The lowest closing price of the last twelve months.
- Resistance$73.69
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Raiffeisen Bank International AG belongs to the Banks (Regional) industry (Austria) and, with a market value of $28.48B, is number 49 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.52B (up 18.5% year on year).
- MEQIRI Score 73 out of 100 (Strong): rank 308 of 975 in Financial Services, median 68.
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- The P/E is 12.7 (Banks (Regional) median 12.2, own median of recent years 6.5).
- Our model puts fair value at $101.62, with the price 31% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Below fair valuePrice 31% below the fair value of $101.62.Valuation 85
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 79
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are momentum and growth, while profitability and capital allocation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- price up very strongly over the past year
- high growth grade (crashed more often in the backtest)
What lowers it
- stable momentum
- price near its 52-week high
- solid fundamentals
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $72.59 and expensive above $169.37 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $136.09 (excess return model) and $67.16 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 7.6%. At 8.6% the fair value would be $90.28, at 6.6% it would be $118.64.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue fell 32.7% on the prior year. Revenue has grown solidly since 2006, at about 4% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 44%, net 23%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 30%.
Debt & balance sheet
Fiscal 2025For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Feb 2027in 82 days
- Last reported
- 3 Nov 2026EPS reported $1.43 (expected $2.28)below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $7.46+1.6%
- Revenue
- $9.32B+0.1%
- Earnings per share
- $8.19+2.3%
- Revenue
- $9.83B+0.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +5.0%Thanks to better trends, net interest income for 2026 is now expected at EUR 4.4 billion to EUR 4.5 billion, with fees close to EUR 2.2 billion (nearly up 10%).
“We have seen better NII trends in recent months, and we now expect to land somewhere between EUR 4.4 billion and EUR 4.5 billion.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 31 Jul 2026 (fiscal Q2 2026), read by AI.
What happened at Raiffeisen Bank International
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 73
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- NatWest GroupNWG $31.03B69
- BPER BancaBPE.MI $30.82B75
- TS Financial Holding2887.TW $30.39B69
- Sumitomo Mitsui Trust Holdings8309.T $29.14B71
- China Everbright Bank601818.SS $28B49
- Citizens Financial GroupCFG $27.19B66
- Banco Santander (Brasil)BSBR $27.16B47
- AIB GroupA5G.IR $26.94B74
ETFs that hold Raiffeisen Bank International
Held by 119 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers ATX UCITS ETF 1CXB4A | 9.03% | 0.25% | €148.03M |
| iShares EURO STOXX Mid UCITS ETFIQQM | 0.91% | 0.40% | €560.15M |
| iShares MSCI EMU Mid Cap UCITS ETF EURIS3H | 0.72% | 0.49% | €570.32M |
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| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 0.62% | 0.30% | €6.23B |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 0.62% | 0.51% | €2.5B |
| iShares STOXX Europe Equity Multifactor UCITS ETFIBC0 | 0.58% | 0.25% | €659.31M |
| iShares MSCI Europe Mid-Cap Equal Weight UCITS ETFCEMT | 0.56% | 0.25% | €36.34M |
| iShares STOXX Europe Mid 200 UCITS ETF (DE)EXSD | 0.45% | 0.20% | €634.13M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.