AIB Group stock
A5G.IRDUBAIB Group plc, Financial ServicesISIN IE00BF0L3536
74Score 74 out of 100, Strong
Price and trend
83 / 100
Price history
+33% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 13% above it.
Since March 2024 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 67).
The price is at its 52-week high. Largest decline in 20 years: 100% (March 2007 to March 2020).
Chart figures for advanced users
- SMA 50$12.50
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$11.35
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)67
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$9.02
- The lowest closing price of the last twelve months.
- Resistance$12.98
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- AIB Group plc belongs to the Banks (Regional) industry (Ireland) and, with a market value of $26.94B, is number 53 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $2.37B (down 9% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $1.00.
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- MEQIRI Score 74 out of 100 (Strong): rank 250 of 975 in Financial Services, median 68.
- The P/E is 11.9 (Banks (Regional) median 12.2, own median of recent years 10.2).
- Our model puts fair value at $16.27, with the price 21% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 15.7% over the last 12 months.Profitability 65
- Share buybacksShare count down 19% since 2020.Capital allocation 81
- High dividend yieldDividend yield 5.67%, Banks (Regional) median 2.78%.Capital allocation 81
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and technical analysis.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 73 to 74.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- calm price action
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $12.51 and expensive above $23.24 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $19.35 (excess return model) and $13.19 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 7.5%. At 8.5% the fair value would be $14.66, at 6.5% it would be $18.69.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue fell 2% on the twelve months before. Revenue swung sharply, with 1 of 20 years negative.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 48%, net 46%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 10 Mar 2027in 117 days
- Last reported
- 30 Jul 2026EPS reported $0.46 (expected $0.42)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.00+0.2%
- Revenue
- $5.16B+0.2%
- Earnings per share
- $1.11+0.2%
- Revenue
- $5.41B+0.3%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at AIB Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 74
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Raiffeisen Bank InternationalRBI.VI $28.48B73
- China Everbright Bank601818.SS $28B49
- Citizens Financial GroupCFG $27.19B66
- Banco Santander (Brasil)BSBR $27.16B47
- Banco BradescoBBD $26.44B60
- First Citizens BancSharesFCNCA $25.64B78
- E.SUN Financial Holding2884.TW $25.47B69
- Mega Financial Holding2886.TW $24.56B64
ETFs that hold AIB Group
Held by 141 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Amundi MSCI EMU High Dividend UCITS ETF Acc18M2 | 2.68% | 0.30% | €401.29M |
| UBS Factor MSCI EMU Prime Value Screened UCITS ETF EUR disUIMZ | 2.49% | 0.25% | €67.92M |
| Ossiam Europe ESG Machine LearningOSX4 | 2.43% | 0.65% | €68.34M |
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| Invesco EURO STOXX High Dividend Low Volatility UCITS ETFEHDV | 2.34% | 0.30% | €592.28M |
| iShares MSCI EMU Mid Cap UCITS ETF EURIS3H | 2.03% | 0.49% | €570.32M |
| iShares STOXX Europe Equity Multifactor UCITS ETFIBC0 | 2.02% | 0.25% | €659.31M |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 1.95% | 0.51% | €2.5B |
| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 1.87% | 0.30% | €6.23B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 10 Nov 2026, previously Undervalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.