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Prosperity Bancshares stock: balance sheet and debt

PB
$72.62Closing price of 12 Nov 2026MEQIRI Score 56 out of 100

Prosperity Bancshares has total assets of $38.46B and an equity ratio of 19.8%.

Daily figure as of 13 Nov 2026

Debt / Equity
0.28
Interest coverage
no data
Current ratio
0.43
Cash & equivalents
$12.28B
Total assets
$38.46B
Equity ratio
19.8%
Goodwill
$3.5B
Plus intangible assets of $51.61M

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Total assets and equity ratio

How large the balance sheet of Prosperity Bancshares, Inc. is, how much of it is equity and how much is goodwill from acquisitions.

Equity ratio

Figures as a table
YearTotal assetsGoodwill and intangible assetsof which goodwillEquity ratio
2006$4.59B$447.37M$424.34M14.5%
2007$6.37B$799.98M$753.91M17.7%
2008$9.07B$912.85M$874.65M13.8%
2009$8.85B$912.37M$876.99M15.3%
2010$9.48B$953.03M$924.26M15.3%
2011$9.82B$945.53M$924.54M16.0%
2012$14.58B$1.24B$1.22B14.3%
2013$18.64B$1.72B$1.67B14.9%
2014$21.51B$1.93B$1.87B15.1%
2015$22.04B$1.92B$1.87B15.7%
2016$22.33B$1.95B$1.9B16.3%
2017$22.59B$1.94B$1.9B16.9%
2018$22.69B$1.93B$1.9B17.9%
2019$32.19B$3.31B$3.22B18.6%
2020$34.06B$3.3B$3.23B18.0%
2021$37.83B$3.29B$3.23B17.0%
2022$37.69B$3.28B$3.23B17.8%
2023$38.55B$3.46B$3.4B18.4%
2024$39.57B$3.57B$3.5B18.8%
2025$38.46B$3.55B$3.5B19.8%

The equity ratio divides total equity, including non-controlling interests, by total assets. Net debt is not shown for banks, insurers and other financial companies: for them, cash and bonds are part of the business and are not available to pay down debt. For banks the equity ratio is usually low because customer deposits carry much of the balance sheet.

Equity and debt

What the company owns and owes

  • Cash & equivalents
  • Equity
  • Bonds and loans (excluding deposits)
Figures as a table
YearCash & equivalentsEquityBonds and loans (excluding deposits)Debt / Equity
2006no data$664.41M$174.15M0.26
2007no data$1.13B$228.93M0.2
2008no data$1.26B$417.68M0.33
2009no data$1.35B$191M0.14
2010no data$1.45B$527.36M0.36
2011no data$1.57B$152.73M0.1
2012no data$2.09B$796.31M0.38
2013no data$2.79B$499.28M0.18
2014no data$3.24B$491.78M0.15
2015no data$3.46B$806.65M0.23
2016no data$3.64B$1.31B0.36
2017no data$3.82B$829.38M0.22
2018no data$4.05B$1.32B0.32
2019no data$5.97B$1.81B0.3
2020no data$6.13B$389.58M0.06
2021no data$6.43B$448.1M0.07
2022no data$6.7B$4.13B0.62
2023no data$7.08B$4.03B0.57
2024$12.95B$7.44B$3.42B0.46
2025$12.28B$7.62B$2.15B0.28

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Jul 2020)
  • Valuation signal Fairly valued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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