Prosperity Bancshares stock
PBNYSEProsperity Bancshares, Inc., Financial ServicesISIN US7436061052
56Score 56 out of 100, Neutral
Price and trend
67 / 100
Price history
+8.6% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 3.8% above it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 65).
The price is 4.0% below its 52-week high. Largest decline in 20 years: 50% (April 2014 to January 2016).
Chart figures for advanced users
- SMA 50$69.63
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$70.32
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)65
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$64.09
- The lowest closing price of the last twelve months.
- Resistance$76.03
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Prosperity Bancshares, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $8.74B, is number 125 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.25B (up 9.1% year on year) and earnings of $542.84M (up 13.2%).
- For fiscal 2026, analysts expect on average revenue of $1.75B (up 39.8%) and adjusted earnings per share of $5.63 (down 1.1%).
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- MEQIRI Score 56 out of 100 (Neutral): rank 790 of 976 in Financial Services, median 68.
- The P/E is 15.5 (Banks (Regional) median 12.2, own median of recent years 14.2).
- Our model puts fair value at $66.92, with the price 9% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 72
- Analysts expect strong earnings growthUp 16.5% a year through 2028 (estimates from 12 analysts).
Weaknesses
- Low return on equityReturn on equity 6.7% over the last 12 months.Profitability 35
Its standout strengths are stability and fundamentals, while profitability and capital allocation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- price near its 52-week high
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $55.76 and expensive above $83.65 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $76.08 (excess return model) and $57.76 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $60.58, at 7.8% it would be $76.43.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 23.5% on the twelve months before. Revenue has grown solidly since 2006, at about 11% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 56%, net 43%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 38%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 27 Jan 2027in 76 days
- Last reported
- 28 Oct 2026EPS reported $1.67 (expected $1.35)above expectations
Analyst estimates
Analysts have cut their 2026 earnings estimate by 3.8% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $5.63−3.8%
- Revenue
- $1.75B0.0%
- Earnings per share
- $7.38+1.0%
- Revenue
- $2.04B−0.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +4.2%Prosperity confirms its fourth quarter expense guidance of $235 million to $238 million and expects meaningful earnings growth from 2027 through synergies, without raising specific numbers.
“For the fourth quarter of 2 thousand 26, we expect noninterest expense to be in the range of $235 million to $238 million, excluding remaining onetime merger related expenses.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 28 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 2 insiders sold, $2.13M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Holmes Ned SSale
4 Nov 2026, Board
- Shares
- 1,100
- Price
- $74.03
- Value
- $81,436
- Holmes Ned SSale
28 Oct 2026, Board
- Shares
- 1,100
- Price
- $70.01
- Value
- $77,014
- Holmes Ned SSale
21 Oct 2026, Board
- Shares
- 1,100
- Price
- $68.25
- Value
- $75,072
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- Holmes Ned SSale
14 Oct 2026, Board
- Shares
- 1,100
- Price
- $66.22
- Value
- $72,845
- Holmes Ned SSale
7 Oct 2026, Board
- Shares
- 1,100
- Price
- $65.78
- Value
- $72,363
- Holmes Ned SSale
30 Sept 2026, Board
- Shares
- 1,100
- Price
- $66.58
- Value
- $73,241
- Holmes Ned SSale
23 Sept 2026, Board
- Shares
- 1,100
- Price
- $68.46
- Value
- $75,311
- Holmes Ned SSale
16 Sept 2026, Board
- Shares
- 1,100
- Price
- $70.94
- Value
- $78,030
- Holmes Ned SSale
9 Sept 2026, Board
- Shares
- 1,100
- Price
- $71.42
- Value
- $78,567
- Holmes Ned SSale
2 Sept 2026, Board
- Shares
- 1,100
- Price
- $71.76
- Value
- $78,938
- Holmes Ned SSale
26 Aug 2026, Board
- Shares
- 1,100
- Price
- $73.19
- Value
- $80,506
- Holmes Ned SSale
19 Aug 2026, Board
- Shares
- 1,100
- Price
- $73.66
- Value
- $81,025
- Holmes Ned SSale
12 Aug 2026, Board
- Shares
- 1,100
- Price
- $74.14
- Value
- $81,551
- Holmes Ned SSale
5 Aug 2026, Board
- Shares
- 1,100
- Price
- $74.61
- Value
- $82,073
- Holmes Ned SSale
29 Jul 2026, Board
- Shares
- 1,100
- Price
- $74.26
- Value
- $81,685
- Holmes Ned SSale
22 Jul 2026, Board
- Shares
- 1,100
- Price
- $72.98
- Value
- $80,275
- Holmes Ned SSale
15 Jul 2026, Board
- Shares
- 1,100
- Price
- $73.06
- Value
- $80,361
- Holmes Ned SSale
8 Jul 2026, Board
- Shares
- 1,100
- Price
- $70.58
- Value
- $77,642
- Holmes Ned SSale
1 Jul 2026, Board
- Shares
- 1,100
- Price
- $73.54
- Value
- $80,899
- Holmes Ned SSale
24 Jun 2026, Board
- Shares
- 1,100
- Price
- $72.72
- Value
- $79,997
- Holmes Ned SSale
17 Jun 2026, Board
- Shares
- 1,100
- Price
- $71.67
- Value
- $78,834
- Holmes Ned SSale
10 Jun 2026, Board
- Shares
- 1,100
- Price
- $71.37
- Value
- $78,508
- Holmes Ned SSale
3 Jun 2026, Board
- Shares
- 1,100
- Price
- $67.69
- Value
- $74,459
- Holmes Ned SSale
27 May 2026, Board
- Shares
- 1,100
- Price
- $69.31
- Value
- $76,243
- Steelhammer Robert HSale
26 May 2026, Board
- Shares
- 1,500
- Price
- $69.50
- Value
- $104,250
- Holmes Ned SSale
20 May 2026, Board
- Shares
- 1,100
- Price
- $68.78
- Value
- $75,663
- Holmes Ned SSale
13 May 2026, Board
- Shares
- 1,100
- Price
- $66.59
- Value
- $73,246
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Prosperity Bancshares
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 56
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Central BancompanyCBC $9.2B64
- IDBI BankIDBI.NS $9.12B61
- Mebuki Financial Group7167.T $8.95B69
- Columbia Banking SystemCOLB $8.89B67
- Fukuoka Financial Group8354.T $8.59B63
- Komercní banka, a.s.KOMB.PR $8.59B71
- Huishang Bank3698.HK $8.29B64
- Western Alliance BancorporationWAL $8.14B71
ETFs that hold Prosperity Bancshares
Held by 16 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P U.S. Banks UCITS ETFIUS2 | 1.56% | 0.35% | €1B |
| State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist)SPYD | 0.34% | 0.35% | €3.62B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.26% | 0.30% | €944.34M |
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| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.26% | 0.30% | €5.27B |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.15% | 0.35% | €204.34M |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.15% | 0.29% | €182.46M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.09% | 0.43% | €2.48B |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.08% | 0.35% | €8.19B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Jul 2020)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.