PagSeguro Digital stock
PAGSNYSEPagSeguro Digital Ltd., IndustrialsISIN KYG687071012
56Score 56 out of 100, Neutral
Price and trend
25 / 100
Price history
−17% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 19% below it.
Since June 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Sharply down: the price has fallen very quickly lately (RSI 16).
The price is 35% below its 52-week high. Largest decline in 9 years: 90% (February 2021 to December 2024).
Chart figures for advanced users
- SMA 50$9.50
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$9.66
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)16
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$7.60
- The lowest closing price of the last twelve months.
- Resistance$12.00
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- PagSeguro Digital Ltd. belongs to the Specialty Business Services industry (Brazil) and, with a market value of $2.17B, is number 24 of 44 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $3.48B (up 5.6% year on year) and earnings of $373.75M (down 1.9%).
- MEQIRI Score 56 out of 100 (Neutral): rank 678 of 1023 in Industrials, median 61.
Show more
- The P/E is 5.7 (Specialty Business Services median 20.8, own median of recent years 18.6).
- Our model puts fair value at $17.19, with the price 54% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Modestly valuedP/E 5.7, Specialty Business Services median 20.8, own median 18.6.Valuation 99
- Growing faster than its industryRevenue up 23.7% a year since 2020, Specialty Business Services median 11.6%.Growth 66
- High dividend yieldDividend yield 6.8%, Specialty Business Services median 2.34%.Capital allocation 69
Weaknesses
- High debtDebt 3.1 times equity (latest quarter), Specialty Business Services median 0.83.Stability 31
- Interest barely coveredOperating profit covers interest only 1.5 times.Stability 31
- Negative free cash flowFree cash flow −$101.77M over the last 12 months.Fundamentals 58
Its standout strength is valuation, while momentum and technical analysis hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 55 to 56.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- weak chart
Valuation
Valuation signal
Possible value trapClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $12.28 and expensive above $28.66 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $5.58 (cash-flow model) and $28.81 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 22.5%. At 23.5% the fair value would be $17.00, at 21.5% it would be $17.41.
Possible value trap: looks cheap, but high risk.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (20.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 2.5% on the twelve months before. Revenue has grown strongly since 2014, at around 45% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 51%, operating 38%, net 11%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- 16 Nov 2026in 4 days
- Last reported
- 11 Aug 2026EPS reported 0.41 (expected 0.39)above expectations
Analyst estimates
Analysts have cut their 2027 earnings estimate by 10.7% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- 7.97−9.2%
- Revenue
- $3.56B−9.1%
- Earnings per share
- 8.58−10.7%
- Revenue
- $3.75B−9.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −4.0%Results still expected within the 2026 guidance range, although the year is more challenging than expected and interest rates stay higher than assumed; dividends of about BRL 1.4 billion planned.
“We continue to expect total cash dividends paid in 2026 to reach approximately BRL 1.4 billion subject to the relevant approvals, as always, we say, market conditions and the company's financial position.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 11 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 2 insiders sold, $7.18M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Magnani Alexandre MrSale
23 Oct 2026, Board
- Shares
- 27,294
- Price
- $11.43
- Value
- $311,943
- Magnani Alexandre MrSale
22 Oct 2026, Board
- Shares
- 22,706
- Price
- $11.30
- Value
- $256,578
- Magnani Alexandre MrSale
20 Oct 2026, Board
- Shares
- 47,100
- Price
- $11.22
- Value
- $528,274
Show 10 more
- Magnani Alexandre MrSale
19 Oct 2026, Board
- Shares
- 16,209
- Price
- $11.18
- Value
- $181,265
- Magnani Alexandre MrSale
16 Oct 2026, Board
- Shares
- 1,014
- Price
- $11.18
- Value
- $11,339
- Magnani Alexandre MrSale
12 Oct 2026, Board
- Shares
- 35,677
- Price
- $11.20
- Value
- $399,582
- Magnani Alexandre MrSale
9 Oct 2026, Board
- Shares
- 300,000
- Price
- $10.95
- Value
- $3.29M
- Magnani Alexandre MrSale
7 Oct 2026, Board
- Shares
- 100,000
- Price
- $10.60
- Value
- $1.06M
- Dutra da Silva RicardoSale
21 Jul 2026, Principal Executive Officer
- Shares
- 25,000
- Price
- $9.27
- Value
- $231,750
- Dutra da Silva RicardoSale
20 Jul 2026, Principal Executive Officer
- Shares
- 25,000
- Price
- $9.24
- Value
- $231,000
- Dutra da Silva RicardoSale
16 Jul 2026, Principal Executive Officer
- Shares
- 25,000
- Price
- $9.17
- Value
- $229,250
- Dutra da Silva RicardoSale
15 Jul 2026, Principal Executive Officer
- Shares
- 24,160
- Price
- $9.22
- Value
- $222,755
- Dutra da Silva RicardoSale
14 Jul 2026, Principal Executive Officer
- Shares
- 25,000
- Price
- $9.25
- Value
- $231,250
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at PagSeguro Digital
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
1023 rated companies in Industrials
- This company
- 56
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Specialty Business Services
The next larger and next smaller companies by market value
- ABM IndustriesABM $3.18B63
- FlywireFLYW $2.73B67
- Bright Horizons Family SolutionsBFAM $2.49B42
- TIC SolutionsTIC $2.45B51
- EVERTECEVTC $2.01B70
- Louis Hachette GroupALHG.PA $1.98B60
- PluxeePLX.PA $1.88B63
- CimpressCMPR $1.39B53
ETFs that hold PagSeguro Digital
Held by 16 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| EMQQ Emerging Markets Internet UCITS ETF AccEMQQ | 0.21% | 0.86% | €87.6M |
| State Street SPDR MSCI Emerging Markets Small Cap UCITS ETFSPYX | 0.08% | 0.55% | €516.44M |
| iShares MSCI EM Small Cap UCITS ETFEUNI | 0.08% | 0.74% | €274.03M |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.07% | 0.30% | €185.82M |
| iShares Digitalisation UCITS ETF2B79 | 0.05% | 0.40% | €726.22M |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.05% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.05% | 0.30% | €4.22B |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.04% | 0.35% | €277.45M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = R$5.5565)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Apr 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.