Flywire stock
FLYWNASDAQFlywire Corp, IndustrialsISIN US3024921039
67Score 67 out of 100, Neutral
Price and trend
83 / 100
Price history
+55% in one yearThe chart shows daily closes over 5 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 35% above it.
Since May 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 65).
The price is 3.9% below its 52-week high. Largest decline in 5 years: 84% (October 2021 to April 2025).
Chart figures for advanced users
- SMA 50$18.72
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$15.87
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)65
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$10.64
- The lowest closing price of the last twelve months.
- Resistance$22.35
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Flywire Corp belongs to the Specialty Business Services industry (United States) and, with a market value of $2.63B, is number 21 of 44 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $623.03M (up 26.6% year on year) and earnings of $13.5M (up 365.4%).
- For fiscal 2026, analysts expect on average revenue of $772.61M (up 24%) and adjusted earnings per share of $0.60 (up 254.3%).
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- MEQIRI Score 67 out of 100 (Neutral): rank 322 of 1023 in Industrials, median 61.
- The P/E is 35.3 (Specialty Business Services median 20.8, own median of recent years 128.7).
- Our model puts fair value at $21.94, with the price 1% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 36.4% a year since 2020, Specialty Business Services median 11.6%.Growth 70
- More cash than debtCash $410.22M, financial debt $0.Stability 71
- Analysts expect strong earnings growthUp 24.7% a year through 2028 (estimates from 6 analysts).Growth 70
Weaknesses
- DilutionShare count up 21% since 2020.Capital allocation 44
- Volatile share priceVolatility 48% a year over the last 12 months.
Its standout strengths are momentum and technical analysis, while capital allocation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- price near its 52-week high
- stable momentum
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $15.67 and expensive above $36.57 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $31.21 (cash-flow model) and $12.67 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $19.39, at 7.8% it would be $25.76.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (20.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 31% on the twelve months before. Revenue has grown strongly since 2019, at around 37% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 61%, operating 3%, net 2%. Last 12 months: net 10%.
Debt & balance sheet
latest quarterLow debt, and interest is adequately covered.
Earnings
- Next earnings
- 23 Feb 2027in 103 days
- Last reported
- 3 Nov 2026EPS reported $0.57 (expected $0.31)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 45.3% since 15 Oct 2026.
- Earnings per share
- $0.60+45.3%
- Revenue
- $772.61M+1.4%
- Earnings per share
- $0.70−0.7%
- Revenue
- $889.81M+1.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +12.1%2026 revenue and EBITDA guidance raised, FX-neutral revenue growth of 21% to 27% and GAAP net income above $50 million, though gross margin decline is larger than previously discussed.
“We now expect 21% to 27% FX-neutral revenue growth with approximately 3 to 4 points from payment processing ramps in B2B and health care, and roughly 1.5 points of inorganic contribution as we lap Sertifi. Full year 2026 adjusted gross profit is expected to grow at high teens year-over-year at spot.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 4 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 8 insiders sold, $21.95M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Kansal MohitSale
4 Nov 2026, Chief Payments Officer
- Shares
- 6,053
- Price
- $20.90
- Value
- $126,508
- Pitigoi CosminSale
4 Nov 2026, Chief Financial Officer
- Shares
- 20,532
- Price
- $21.36
- Value
- $438,644
- King David R.Sale
2 Nov 2026, See Remarks
- Shares
- 55,325
- Price
- $20.05
- Value
- $1.11M
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- Pitigoi CosminSale
2 Nov 2026, Chief Financial Officer
- Shares
- 19,468
- Price
- $20.06
- Value
- $390,501
- King David R.Sale
13 Oct 2026, See Remarks
- Shares
- 36,900
- Price
- $18.32
- Value
- $675,838
- King David R.Sale
11 Sept 2026, See Remarks
- Shares
- 36,900
- Price
- $17.88
- Value
- $659,728
- Butterfield PeterSale
8 Sept 2026, General Counsel and CCO
- Shares
- 12,156
- Price
- $17.99
- Value
- $218,631
- Kansal MohitSale
2 Sept 2026, Chief Payments Officer
- Shares
- 12,423
- Price
- $18.69
- Value
- $232,242
- Massaro MichaelSale
1 Sept 2026, Chief Executive Officer
- Shares
- 112,500
- Price
- $18.39
- Value
- $2.07M
- Voss Capital, LPSale
28 Aug 2026, Major holder
- Shares
- 44,768
- Price
- $18.78
- Value
- $840,846
- Voss Capital, LPSale
27 Aug 2026, Major holder
- Shares
- 93,927
- Price
- $18.91
- Value
- $1.78M
- Voss Capital, LPSale
26 Aug 2026, Major holder
- Shares
- 26,094
- Price
- $18.99
- Value
- $495,650
- Voss Capital, LPSale
25 Aug 2026, Major holder
- Shares
- 172,973
- Price
- $19.19
- Value
- $3.32M
- Voss Capital, LPSale
24 Aug 2026, Major holder
- Shares
- 101,300
- Price
- $19.49
- Value
- $1.97M
- Voss Capital, LPSale
19 Aug 2026, Major holder
- Shares
- 25,000
- Price
- $18.86
- Value
- $471,488
- Voss Capital, LPSale
18 Aug 2026, Major holder
- Shares
- 79,500
- Price
- $18.34
- Value
- $1.46M
- Riese Phillip JohnSale
7 Aug 2026, Board
- Shares
- 36,000
- Price
- $18.22
- Value
- $656,032
- Massaro MichaelSale
17 Jul 2026, Chief Executive Officer
- Shares
- 32,328
- Price
- $18.20
- Value
- $588,295
- Massaro MichaelSale
16 Jul 2026, Chief Executive Officer
- Shares
- 92,672
- Price
- $18.62
- Value
- $1.73M
- Butterfield PeterSale
1 Jul 2026, General Counsel and CCO
- Shares
- 31,096
- Price
- $18.06
- Value
- $561,463
- Kansal MohitSale
25 Jun 2026, Chief Payments Officer
- Shares
- 3,650
- Price
- $16.96
- Value
- $61,904
- Kansal MohitSale
15 Jun 2026, Chief Payments Officer
- Shares
- 54,543
- Price
- $15.15
- Value
- $826,594
- Massaro MichaelSale
15 Jun 2026, Chief Executive Officer
- Shares
- 50,000
- Price
- $15.26
- Value
- $762,940
- Butterfield PeterSale
15 Jun 2026, General Counsel and CCO
- Shares
- 6,528
- Price
- $15.08
- Value
- $98,420
- Santos Edwin JSale
8 Jun 2026, Board
- Shares
- 6,524
- Price
- $14.12
- Value
- $92,123
- Butterfield PeterSale
5 Jun 2026, General Counsel and CCO
- Shares
- 6,188
- Price
- $14.40
- Value
- $89,113
- Santos Edwin JSale
4 Jun 2026, Board
- Shares
- 10,466
- Price
- $14.69
- Value
- $153,714
- Riese Phillip JohnSale
2 Jun 2026, Board
- Shares
- 5,000
- Price
- $15.43
- Value
- $77,131
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Flywire
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
1023 rated companies in Industrials
- This company
- 67
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Specialty Business Services
The next larger and next smaller companies by market value
- UniFirstUNF $4.36B52
- First AdvantageFA $3.7B61
- MaximusMMS $3.42B72
- ABM IndustriesABM $3.18B63
- Bright Horizons Family SolutionsBFAM $2.49B42
- TIC SolutionsTIC $2.45B51
- PagSeguro DigitalPAGS $2.2B56
- EVERTECEVTC $2.01B70
ETFs that hold Flywire
Held by 13 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.11% | 0.30% | €185.82M |
| iShares Digitalisation UCITS ETF2B79 | 0.10% | 0.40% | €726.22M |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.09% | 0.30% | €4.22B |
Show 5 more
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.09% | 0.30% | €2.17B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.04% | 0.43% | €2.48B |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.02% | 0.45% | €1.53B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.02% | 0.30% | €944.34M |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.01% | 0.35% | €434.1M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 17 Apr 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.