Metropolitan Bank Holding stock
MCBNYSEMetropolitan Bank Holding Corp., Financial ServicesISIN US5917741044
72Score 72 out of 100, Strong
We are checking this figure against the original source: revenue.
Price and trend
76 / 100
Price history
+41% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 7.0% above it.
Since November 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 51).
The price is 4.2% below its 52-week high. Largest decline in 9 years: 82% (January 2022 to May 2023).
Chart figures for advanced users
- SMA 50$91.30
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$90.79
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)51
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$68.40
- The lowest closing price of the last twelve months.
- Resistance$101.36
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Metropolitan Bank Holding Corp. belongs to the Banks (Regional) industry (United States) and, with a market value of $1.19B, is number 282 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $315.11M (up 13.8% year on year) and earnings of $71.1M (up 6.6%).
- MEQIRI Score 72 out of 100 (Strong): rank 339 of 975 in Financial Services, median 68.
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- The P/E is 10.9 (Banks (Regional) median 12.2, own median of recent years 10.8).
- Our model puts fair value at $104.57, with the price 7% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 17.3% a year since 2020, Banks (Regional) median 7.5%.Growth 80
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 83
Weaknesses
- DilutionShare count up 29% since 2020.Capital allocation 40
Its standout strengths are momentum and fundamentals, while capital allocation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $80.44 and expensive above $149.39 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $100.24 (excess return model) and $108.91 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is slightly below both parts; given how much the stock swings, that still counts as fair.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $96.22, at 7.8% it would be $117.10.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the quarter to 30 Sep 2026, revenue rose 26% on the same quarter a year earlier. Revenue has grown strongly since 2015, at around 26% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 32%, net 23%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 39%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 19 Jan 2027in 67 days
- Last reported
- 20 Oct 2026EPS reported $2.58 (expected $2.38)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $9.64+1.2%
- Revenue
- $383.74M+1.2%
- Earnings per share
- $11.08−1.4%
- Revenue
- $428.28M−0.8%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −8.4%Loan growth remains in line with the guidance of $1 billion, and net interest income growth of at least 20% is forecast for the full year.
“Going forward, it is our expectation that top-line growth will continue with at least 20% net interest income growth forecast for the full year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 22 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $89,980 in total. 4 insiders sold, $3.01M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Fredston Dale CSale
17 Sept 2026, Board
- Shares
- 2,000
- Price
- $89.09
- Value
- $178,180
- Patent Robert CSale
10 Aug 2026, Board
- Shares
- 10,000
- Price
- $92.29
- Value
- $922,923
- Dougherty Daniel FPurchase
23 Jul 2026, EVP & Chief Financial Officer
- Shares
- 1,000
- Price
- $89.98
- Value
- $89,980
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- Rosenberg NickSale
1 Jul 2026, Executive Vice President
- Shares
- 1,807
- Price
- $100.43
- Value
- $181,468
- Rosenberg NickSale
30 Jun 2026, Executive Vice President
- Shares
- 90
- Price
- $100.03
- Value
- $9,003
- Rosenberg NickSale
29 Jun 2026, Executive Vice President
- Shares
- 90
- Price
- $100.06
- Value
- $9,005
- Rosenberg NickSale
26 Jun 2026, Executive Vice President
- Shares
- 263
- Price
- $100.01
- Value
- $26,304
- Patent Robert CSale
12 Jun 2026, Board
- Shares
- 10,000
- Price
- $96.41
- Value
- $964,077
- Patent Robert CSale
4 Jun 2026, Board
- Shares
- 5,000
- Price
- $90.21
- Value
- $451,052
- Gutman HarveySale
29 May 2026, Board
- Shares
- 3,000
- Price
- $89.58
- Value
- $268,747
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Metropolitan Bank Holding
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 72
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Old Second BancorpOSBC $1.24B77
- Preferred BankPFBC $1.23B79
- Norion BankNORION.ST $1.2B76
- Amerant BancorpAMTB $1.19B61
- Heritage FinancialHFWA $1.14B58
- BKS BankBKS.VI $1.11B68
- Univest FinancialUVSP $1.11B65
- Northeast BankNBN $1.09B78
ETFs that hold Metropolitan Bank Holding
Held by 11 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.07% | 0.39% | €1.49B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.04% | 0.10% | €395.74M |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.04% | 0.30% | €4.28B |
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| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.04% | 0.30% | €2.22B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.03% | 0.30% | €185.82M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.03% | 0.30% | €964.08M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.27B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.5B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 4 Nov 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.