H&R Block stock
HRBNYSEH&R Block, Inc., Consumer CyclicalISIN US0936711052
78Score 78 out of 100, Strong
Price and trend
83 / 100
Price history
+10% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 28% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 53).
The price is 8.5% below its 52-week high. Largest decline in 20 years: 68% (November 2015 to April 2020).
Chart figures for advanced users
- SMA 50$46.75
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$39.68
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)53
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$28.34
- The lowest closing price of the last twelve months.
- Resistance$55.47
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- H&R Block, Inc. belongs to the Personal Products & Services industry (United States) and, with a market value of $6.22B, is number 4 of 5 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $3.95B (up 4.9% year on year) and earnings of $733.6M (up 21.1%).
- For fiscal 2027, analysts expect on average revenue of $4.13B (up 4.8%) and adjusted earnings per share of $6.14 (up 14.6%).
Show more
- MEQIRI Score 78 out of 100 (Strong): rank 45 of 602 in Consumer Cyclical, median 61.
- The P/E is 8.8 (Personal Products & Services median 15.7, own median of recent years 10.2).
- Our model puts fair value at $101.74, with the price 50% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 32% since 2021.Capital allocation 97
- Reliable dividendNo dividend cut for 29 years.Capital allocation 97
- High marginNet margin 17.9% over the last 12 months, Consumer Cyclical sector median 4.3%.Profitability 90
Weaknesses
- Margin fallingOperating margin −32.7%, average of the prior years 21.6% (to 2025).
- Volatile share priceVolatility 48% a year over the last 12 months.Stability 38
Its standout strengths are valuation and capital allocation, while stability holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 79 to 78.
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high price swings
What lowers it
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Possible value trapClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $72.67 and expensive above $169.56 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $113.13 (cash-flow model) and $90.34 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $92.51, at 7.8% it would be $115.56.
Possible value trap: looks cheap, but high risk.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (15.7).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2026, revenue rose 4.9% on the prior year. Revenue has stayed largely stable since 2007.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2026: gross 44%, operating −33%, net 19%.
Debt & balance sheet
latest quarterMeaningfully leveraged, but the interest bill is comfortably covered.
Earnings
- Next earnings
- 2 Feb 2027in 82 days
- Last reported
- 9 Nov 2026EPS reported −$1.40 (expected −$1.43)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $6.14−0.1%
- Revenue
- $4.13B−0.1%
- Earnings per share
- $6.90−0.3%
- Revenue
- $4.31B−0.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +18.0%First fiscal 2027 outlook given, with no comparison to before; higher investment and low single-digit price increases are included.
“We continue to plan for low single digit price increases as we think about fiscal 27, and that is what certainly baked into and inherent in our guidance that we gave today for this next upcoming year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 11 Aug 2026 (fiscal Q4 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. One insider sold, $109,853 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Darling Mark J.Sale
30 Sept 2026, Chief Retail Officer
- Shares
- 2,700
- Price
- $40.69
- Value
- $109,853
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at H&R Block
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
602 rated companies in Consumer Cyclical
- This company
- 78
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Personal Products & Services
The next larger and next smaller companies by market value
- Service Corporation InternationalSCI $10.25B61
- AndersenANDG $7.41B66
- FrontdoorFTDR $6.61B81
- Carriage ServicesCSV $452.17M54
ETFs that hold H&R Block
Held by 22 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Fidelity US Quality Income UCITS ETF EUR Hedged AccFUSU | 0.82% | 0.30% | €2.09B |
| iShares Dow Jones U.S. Select Dividend UCITS ETF (DE)EXX5 | 0.57% | 0.31% | €415.03M |
| Fidelity Global Quality Income UCITS ETF INC-EUR (hedged)FGEU | 0.40% | 0.45% | €1.14B |
Show 5 more
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.38% | 0.29% | €182.46M |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.35% | 0.35% | €204.34M |
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.20% | 0.30% | €5.27B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.15% | 0.43% | €2.48B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.13% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Jun 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 1 May 2026)
- Valuation signal Fairly valued since 10 Nov 2026, previously Undervalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.