Primis Financial stock
FRSTNASDAQPrimis Financial Corp, Financial ServicesISIN US74167B1098
61Score 61 out of 100, Neutral
Price and trend
52 / 100
Price history
+36% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 1.6% below it.
Since August 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 37).
The price is 12% below its 52-week high. Largest decline in 20 years: 79% (January 2007 to March 2009).
Chart figures for advanced users
- SMA 50$15.41
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$14.88
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)37
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$10.57
- The lowest closing price of the last twelve months.
- Resistance$16.67
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Primis Financial Corp belongs to the Banks (Regional) industry (United States) and, with a market value of $363.06M, is number 401 of 422 companies in its industry on MEQIRI.
- MEQIRI Score 61 out of 100 (Neutral): rank 701 of 976 in Financial Services, median 68.
- Our model puts fair value at $8.31, with the price 77% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 16.3% a year since 2020, Banks (Regional) median 7.5%.Growth 81
- Analysts expect strong earnings growthUp 23.7% a year through 2028 (estimates from 4 analysts).Growth 81
- Reliable dividendNo dividend cut for 14 years.
Weaknesses
- Above fair valuePrice 77% above the fair value of $8.31.Valuation 18
Its standout strengths are growth and stability, while capital allocation and valuation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
Valuation
Valuation signal
Significantly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $6.39 and expensive above $11.87 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $6.92, at 7.8% it would be $10.38.
Valuation metrics
From the dividend model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 32.9% on the twelve months before. Revenue has grown strongly since 2006, at around 21% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 32%, net 27%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 22 Oct 2026EPS reported $0.35 (expected $0.42)below expectations
Analyst estimates
Analysts have cut their 2027 earnings estimate by 11.7% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $1.26−8.5%
- Revenue
- $194.58M−1.9%
- Earnings per share
- $1.70−11.7%
- Revenue
- $202.54M−4.8%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +0.7%No change to outlook; noninterest expense is expected to return to $22 million to $22.5 million in the third quarter, and $6.1 million of earnings improvement is expected from the core conversion.
“We expect the noninterest expense burden, excluding Mortgage and Panacea, to return to the $22 million to $22.5 million range in the third quarter of this year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 24 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
5 insiders bought on the open market between 14 May 2026 and 11 Jun 2026, $147,622 in total.
- Johnson Eric AlanPurchase
9 Sept 2026, Board
- Shares
- 1,565
- Price
- $15.95
- Value
- $24,962
- Johnson Eric AlanPurchase
1 Sept 2026, Board
- Shares
- 1,280
- Price
- $15.60
- Value
- $19,968
- Weichert Margaret MPurchase
1 Sept 2026, Board
- Shares
- 100
- Price
- $15.75
- Value
- $1,575
Show 20 more
- Weichert Margaret MPurchase
20 Aug 2026, Board
- Shares
- 110
- Price
- $16.00
- Value
- $1,760
- Weichert Margaret MPurchase
6 Aug 2026, Board
- Shares
- 200
- Price
- $16.32
- Value
- $3,264
- Saunders Jason BrockPurchase
11 Jun 2026, Board
- Shares
- 500
- Price
- $15.20
- Value
- $7,600
- Garrett F L IiiPurchase
9 Jun 2026, Board
- Shares
- 155
- Price
- $15.24
- Value
- $2,362
- Garrett F L IiiPurchase
8 Jun 2026, Board
- Shares
- 250
- Price
- $15.03
- Value
- $3,758
- Garrett F L IiiPurchase
5 Jun 2026, Board
- Shares
- 125
- Price
- $15.00
- Value
- $1,875
- Garrett F L IiiPurchase
4 Jun 2026, Board
- Shares
- 125
- Price
- $14.75
- Value
- $1,843
- Garrett F L IiiPurchase
3 Jun 2026, Board
- Shares
- 450
- Price
- $14.50
- Value
- $6,525
- Gamble Scott RPurchase
3 Jun 2026, Board
- Shares
- 1,711
- Price
- $14.59
- Value
- $24,970
- Sharma AnuragPurchase
3 Jun 2026, EVP, Chief Information Officer
- Shares
- 694.2
- Price
- $14.40
- Value
- $9,997
- Garrett F L IiiPurchase
2 Jun 2026, Board
- Shares
- 250
- Price
- $14.75
- Value
- $3,688
- Garrett F L IiiPurchase
1 Jun 2026, Board
- Shares
- 350
- Price
- $14.30
- Value
- $5,005
- Gamble Scott RPurchase
1 Jun 2026, Board
- Shares
- 1,389
- Price
- $14.39
- Value
- $19,984
- Garrett F L IiiPurchase
29 May 2026, Board
- Shares
- 250
- Price
- $14.40
- Value
- $3,600
- Garrett F L IiiPurchase
28 May 2026, Board
- Shares
- 250
- Price
- $14.50
- Value
- $3,625
- Garrett F L IiiPurchase
27 May 2026, Board
- Shares
- 250
- Price
- $14.51
- Value
- $3,628
- Garrett F L IiiPurchase
26 May 2026, Board
- Shares
- 354
- Price
- $14.49
- Value
- $5,129
- Garrett F L IiiPurchase
22 May 2026, Board
- Shares
- 290
- Price
- $14.40
- Value
- $4,175
- Clagett Robert YatesPurchase
19 May 2026, Board
- Shares
- 1,421
- Price
- $14.00
- Value
- $19,894
- Clagett Robert YatesPurchase
14 May 2026, Board
- Shares
- 1,410
- Price
- $14.16
- Value
- $19,966
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Primis Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 61
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Avidbank HoldingsAVBH $381.34M71
- Timberland BancorpTSBK $373.7M69
- Schweizerische NationalbankSNBN.SW $372.35M74
- USCB Financial HoldingsUSCB $367.54M67
- Blue Ridge BanksharesBRBS $362.34M41
- Hypothekarbank LenzburgHBLN.SW $361.88M52
- Waterstone FinancialWSBF $360.98M57
- Rogaland SparebankROGS.OL $360.96M68
ETFs that hold Primis Financial
Held by 6 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.02% | 0.35% | €204.34M |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.02% | 0.29% | €182.46M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.01% | 0.39% | €1.47B |
Show 2 more
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.01% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.01% | 0.30% | €4.22B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Sep 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.