Avidbank Holdings stock
AVBHNASDAQAvidbank Holdings, Inc., Financial ServicesISIN US05368J1034
71Score 71 out of 100, Strong
Price and trend
78 / 100
Price history
+38% in one yearThe chart shows daily closes over 1 year, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 12% above it.
Overheated: the price has risen very quickly lately (RSI 76).
The price is at its 52-week high. Largest decline in 1 year: 13% (February 2026 to March 2026).
Chart figures for advanced users
- SMA 50$32.11
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$30.95
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)76
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$24.37
- The lowest closing price of the last twelve months.
- Resistance$34.95
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Avidbank Holdings, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $381.45M, is number 395 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $31.86M (down 58.7% year on year) and a loss of $19.55M.
- MEQIRI Score 71 out of 100 (Strong): rank 357 of 975 in Financial Services, median 68.
Show more
- The P/E is 11.1 (Banks (Regional) median 12.2, own median of recent years 8.3).
- Our model puts fair value at $36.69, with the price 5% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
None of our strength checks applies.
Weaknesses
- Margin fallingOperating margin −81%, average of the prior years 44.8% (to 2024).Profitability 55
- DilutionShare count up 29% since 2020.Capital allocation 39
- Turned to a lossEarnings per share from $1.64 in 2020 to −$2.25.
Its standout strengths are momentum and stability, while capital allocation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $30.57 and expensive above $45.86 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $35.11 (excess return model) and $38.26 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is slightly below both parts; given how much the stock swings, that still counts as fair.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $33.76, at 7.8% it would be $41.08.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue fell 58.7% on the prior year. Revenue has grown strongly since 2003, at around 40% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating −81%, net −61%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 35%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 1 Feb 2027in 80 days
- Last reported
- 26 Oct 2026EPS reported $0.94 (expected $0.87)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $3.45+2.4%
- Revenue
- $117.48M+1.4%
- Earnings per share
- $3.88+0.5%
- Revenue
- $130.87M+1.9%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +6.7%Avidbank expects a strong fourth quarter with continued solid loan demand and anticipates that temporary deposit headwinds will ease.
“As mentioned earlier, our loan pipelines continue to be strong, and we do expect construction paths to remain elevated here in the fourth quarter.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 27 Oct 2026 (fiscal Q3 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 2 insiders sold, $378,575 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Avidbank Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 71
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Norwood FinancialNWFL $392.84M71
- Fidelity D & D BancorpFDBC $389.52M73
- Investar HoldingISTR $387.82M64
- Parke BancorpPKBK $385.86M71
- Schweizerische NationalbankSNBN.SW $370.89M74
- Timberland BancorpTSBK $370.51M69
- USCB Financial HoldingsUSCB $370.11M68
- Rogaland SparebankROGS.OL $368M67
ETFs that hold Avidbank Holdings
Held by 2 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.01% | 0.30% | €2.22B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.01% | 0.30% | €4.28B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 4 Nov 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.