Shift4 Payments stock
FOURNYSEShift4 Payments, Inc., TechnologyISIN US82452J1097
50Score 50 out of 100, Neutral
Price and trend
60 / 100
Price history
−43% in one yearThe chart shows daily closes over 6 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 8.5% below it.
Since August 2025 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 57).
The price is 44% below its 52-week high. Largest decline in 6 years: 72% (February 2025 to October 2026).
Chart figures for advanced users
- SMA 50$40.34
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$45.38
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)57
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$35.58
- The lowest closing price of the last twelve months.
- Resistance$73.78
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Shift4 Payments, Inc. belongs to the Software (Infrastructure) industry (United States) and, with a market value of $4.1B, is number 56 of 97 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $4.18B (up 25.5% year on year) and earnings of $119M (down 48.2%).
- For fiscal 2026, analysts expect on average revenue of $5.02B (up 20.1%) and adjusted earnings per share of $6.36 (up 21.3%).
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- MEQIRI Score 50 out of 100 (Neutral): rank 608 of 854 in Technology, median 61.
- The P/E is 54.1 because earnings over the last twelve months collapsed; on the expected earnings of the next twelve months it is 5.4 (Software (Infrastructure) median 25.6). The P/E therefore does not count in the score.
- Our model puts fair value at $88.72, with the price 53% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 40.4% a year since 2020, Software (Infrastructure) median 17.9%.Growth 70
- Earnings turn into cashFree cash flow 399% of earnings over the last 12 months.Fundamentals 53
Weaknesses
- DilutionShare count up 51% since 2020.Capital allocation 29
- High debtDebt 3.51 times equity (latest quarter), Software (Infrastructure) median 0.44.Stability 26
- Interest barely coveredOperating profit covers interest only 2 times.Stability 26
Its standout strengths are valuation and growth, while capital allocation and stability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 51 to 50.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- high price swings
What lowers it
- price not overheated over the past year
Valuation
Valuation signal
Possible value trapIn our model the price counts as cheap below $59.14 and expensive above $177.43 (uncertainty very high, based on the price swings of the past year).
Calculated with a cost of equity of 12.8%. At 13.8% the fair value would be $79.62, at 11.8% it would be $100.12.
Possible value trap: looks cheap, but high risk.
Valuation metrics
From the cash-flow model alone; after a one-off collapse in earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 27% on the twelve months before. Revenue has grown strongly since 2018, at around 33% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 34%, operating 8%, net 3%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- 25 Feb 2027in 104 days
- Last reported
- 5 Nov 2026EPS reported $1.49 (expected $1.36)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $6.360.0%
- Revenue
- $5.02B0.0%
- Earnings per share
- $7.940.0%
- Revenue
- $5.58B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook lowered
Share price after the results: −22.7%FX-neutral growth guidance for gross revenue less network fees cut to 24% to 27% (previously 24% to 29%), as travel disruption is estimated to cost about $25 million in the third quarter.
“And our updated full year '26 guidance calls for plus 25% to plus 28% gross revenue less network fee growth or plus 24% to 27% growth on an FX-neutral basis.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 6 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
- Isaacman JaredPurchase
12 May 2026, Major holder
- Shares
- 193,000
- Price
- $40.66
- Value
- $7.85M
- Isaacman JaredPurchase
11 May 2026, Major holder
- Shares
- 195,500
- Price
- $41.41
- Value
- $8.09M
- Isaacman JaredPurchase
10 Mar 2026, Major holder
- Shares
- 43,827
- Price
- $45.75
- Value
- $2M
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- Isaacman JaredPurchase
2 Mar 2026, Major holder
- Shares
- 45,693
- Price
- $43.83
- Value
- $2M
- Isaacman JaredPurchase
27 Feb 2026, Major holder
- Shares
- 159,244
- Price
- $44.15
- Value
- $7.03M
- Isaacman JaredPurchase
26 Feb 2026, Major holder
- Shares
- 136,993
- Price
- $48.38
- Value
- $6.63M
- Disman NancySale
11 Dec 2025, Board
- Shares
- 5,000
- Price
- $69.50
- Value
- $347,500
- Lauber David TaylorSale
11 Dec 2025, Chief Executive Officer
- Shares
- 12,000
- Price
- $69.00
- Value
- $828,031
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Shift4 Payments
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
854 rated companies in Technology
- This company
- 50
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Infrastructure)
The next larger and next smaller companies by market value
- AmdocsDOX $4.74B59
- Core ScientificCORZ $4.63B34
- Tenable HoldingsTENB $4.29B57
- Paymentus HoldingsPAY $4.26B74
- DlocalDLO $4.03B79
- AppianAPPN $3.95B49
- AvePointAVPT $3.44B67
- Euronet WorldwideEEFT $3.21B66
ETFs that hold Shift4 Payments
Held by 12 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares Digitalisation UCITS ETF2B79 | 0.10% | 0.40% | €736.08M |
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.07% | 0.30% | €5.36B |
| Invesco Global Buyback Achievers UCITS ETFBBCK | 0.04% | 0.39% | €190.04M |
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| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.04% | 0.30% | €964.08M |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.03% | 0.10% | €395.74M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.02% | 0.35% | €8.27B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.5B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.01% | 0.25% | €178.55M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 7 Nov 2026, previously Weak
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.