Dlocal stock
DLONASDAQDlocal Limited, TechnologyISIN KYG290181018
80Score 80 out of 100, Strong
Price and trend
65 / 100
Price history
−7.8% in one yearThe chart shows daily closes over 5 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 1.3% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 37).
The price is 13% below its 52-week high. Largest decline in 5 years: 90% (August 2021 to August 2024).
Chart figures for advanced users
- SMA 50$14.37
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$13.53
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)37
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$11.01
- The lowest closing price of the last twelve months.
- Resistance$15.78
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Dlocal Limited belongs to the Software (Infrastructure) industry (Uruguay) and, with a market value of $4.03B, is number 57 of 97 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $1.09B (up 46.6% year on year) and earnings of $196.8M (up 63.4%).
- For fiscal 2026, analysts expect on average revenue of $1.59B (up 45.1%) and adjusted earnings per share of $0.81 (up 19.8%).
Show more
- MEQIRI Score 80 out of 100 (Strong): rank 32 of 857 in Technology, median 61.
- The P/E is 19.9 (Software (Infrastructure) median 26.3, own median of recent years 34.7).
- Our model puts fair value at $17.15, with the price 19% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on capitalReturn on invested capital 117.7% in fiscal 2025, Software (Infrastructure) median 5.3%.Profitability 84
- Growing faster than its industryRevenue up 60% a year since 2020, Software (Infrastructure) median 18%.Growth 100
- Earnings per share growingUp 47.4% a year since 2020.Growth 100
Weaknesses
- Margin fallingOperating margin 20.3%, average of the prior years 29.7% (to 2024).
Its standout strengths are growth and fundamentals.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $12.25 and expensive above $28.59 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $16.19 (cash-flow model) and $18.12 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 11.4%. At 12.4% the fair value would be $16.27, at 10.4% it would be $18.30.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (26.3).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 57% on the twelve months before. Revenue has grown strongly since 2019, at around 64% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 37%, operating 20%, net 18%.
Debt & balance sheet
latest quarterThe balance sheet is solid, with low debt and comfortable interest coverage.
Earnings
- Next earnings
- No date announced.
- Last reported
- 13 Aug 2026EPS reported $0.18 (expected $0.18)below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.81−1.6%
- Revenue
- $1.59B−0.1%
- Earnings per share
- $1.09−0.6%
- Revenue
- $2.07B+0.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −0.8%Guidance raised: total payment volume growth of 60% to 70% and gross profit growth of 25% to 30%; operating profit growth guidance of 27.5% to 32.5% maintained.
“Following the strength in volumes and the continued ramp-up of several large merchants, we are also raising our gross profit growth guidance to 25% to 30% year-over-year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 13 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $237,000 in total. One insider sold, $16.23M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Dlocal
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
857 rated companies in Technology
- This company
- 80
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Infrastructure)
The next larger and next smaller companies by market value
- AmdocsDOX $4.64B59
- Tenable HoldingsTENB $4.49B57
- Shift4 PaymentsFOUR $4.3B51
- Paymentus HoldingsPAY $4.29B74
- AppianAPPN $3.84B49
- AvePointAVPT $3.48B68
- Euronet WorldwideEEFT $3.23B66
- Cellebrite DICLBT $3.19B59
ETFs that hold Dlocal
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| EMQQ Emerging Markets Internet UCITS ETF AccEMQQ | 0.16% | 0.86% | €87.6M |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.10% | 0.30% | €185.82M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.07% | 0.39% | €1.47B |
Show 5 more
| iShares Digitalisation UCITS ETF2B79 | 0.05% | 0.40% | €726.22M |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.04% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.04% | 0.30% | €4.22B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 9 May 2025)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.