FirstCash Holdings stock
FCFSNASDAQFirstCash Holdings, Inc, Financial ServicesISIN US33768G1076
66Score 66 out of 100, Neutral
Price and trend
40 / 100
Price history
+12% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 12% below it.
Since November 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 58).
The price is 23% below its 52-week high. Largest decline in 20 years: 71% (December 2006 to March 2008).
Chart figures for advanced users
- SMA 50$207.16
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$207.25
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)58
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$148.05
- The lowest closing price of the last twelve months.
- Resistance$236.43
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- FirstCash Holdings, Inc belongs to the Financial (Credit Services) industry (United States) and, with a market value of $7.79B, is number 20 of 59 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $3.66B (up 8% year on year) and earnings of $330.38M (up 27.6%).
- For fiscal 2026, analysts expect on average revenue of $4.36B (up 19.1%) and adjusted earnings per share of $10.98 (up 25.4%).
Show more
- MEQIRI Score 66 out of 100 (Neutral): rank 563 of 975 in Financial Services, median 68.
- The P/E is 19.8 (Financial (Credit Services) median 11.8, own median of recent years 21.9).
- Our model puts fair value at $195.15, with the price 7% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 23.6% a year since 2020.Growth 95
- Growing faster than its industryRevenue up 17.5% a year since 2020, Financial (Credit Services) median 9.7%.Growth 95
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 89
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are growth and fundamentals, while technical analysis and momentum hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 68 to 66.
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $139.40 and expensive above $325.26 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $281.54 (cash-flow model) and $108.77 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $171.72, at 7.8% it would be $230.30.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 22.9% on the twelve months before. Revenue has grown strongly since 2006, at around 15% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 52%, operating 15%, net 9%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- 4 Feb 2027in 83 days
- Last reported
- 22 Oct 2026EPS reported $2.68 (expected $2.63)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $10.98−1.9%
- Revenue
- $4.36B−0.4%
- Earnings per share
- $12.75−1.8%
- Revenue
- $4.66B−1.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 5 insiders sold, $8.97M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Graves James HSale
3 Sept 2026, Board
- Shares
- 3,750
- Price
- $221.20
- Value
- $829,500
- Hambleton Howard FSale
18 Aug 2026, AFF President
- Shares
- 2,000
- Price
- $212.98
- Value
- $425,960
- Stuart Thomas BrentSale
17 Aug 2026, President and COO
- Shares
- 5,348
- Price
- $214.63
- Value
- $1.15M
Show 6 more
- Orr R DouglasSale
17 Aug 2026, EVP & Chief Financial Officer
- Shares
- 3,000
- Price
- $216.00
- Value
- $647,990
- Ramos RaulSale
5 Jun 2026, SVP Latin American Operations
- Shares
- 6,835
- Price
- $225.23
- Value
- $1.54M
- Ramos RaulSale
28 May 2026, SVP Latin American Operations
- Shares
- 3,165
- Price
- $231.13
- Value
- $731,526
- Hambleton Howard FSale
19 May 2026, AFF President
- Shares
- 3,000
- Price
- $226.41
- Value
- $679,230
- Stuart Thomas BrentSale
18 May 2026, President and COO
- Shares
- 10,000
- Price
- $228.49
- Value
- $2.28M
- Orr R DouglasSale
18 May 2026, EVP & Chief Financial Officer
- Shares
- 3,000
- Price
- $227.30
- Value
- $681,910
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at FirstCash Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 66
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- Power FinancePFC.NS $11.89B74
- Indian Railway FinanceIRFC.NS $11.85B50
- Ally FinancialALLY $11.4B62
- RECRECLTD.NS $8.53B73
- L&T FinanceLTF.NS $7.52B67
- EdenredEDEN.PA $6.59B70
- Jiangsu Financial Leasing600901.SS $6.58B73
- OneMain HoldingsOMF $6.22B73
ETFs that hold FirstCash Holdings
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.40% | 0.30% | €185.82M |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.25% | 0.30% | €2.22B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.25% | 0.30% | €4.28B |
Show 5 more
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.22% | 0.30% | €5.36B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.09% | 0.43% | €2.5B |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.07% | 0.45% | €1.54B |
| WisdomTree US Quality Dividend Growth UCITS ETF USD AccWTDM | 0.07% | 0.33% | €721.26M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.06% | 0.30% | €964.08M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.