Edenred stock
EDEN.PAPAREdenred S.A., Financial ServicesISIN FR0010908533
70Score 70 out of 100, Strong
Price and trend
69 / 100
Price history
+24% in one yearThe chart shows daily closes over 16 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 7.2% above it.
Since June 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 45).
The price is 17% below its 52-week high. Largest decline in 16 years: 75% (June 2023 to March 2026).
Chart figures for advanced users
- SMA 50$30.32
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$26.20
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)45
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$17.12
- The lowest closing price of the last twelve months.
- Resistance$33.97
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Edenred S.A. belongs to the Financial (Credit Services) industry (France) and, with a market value of $6.61B, is number 22 of 61 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $3.04B (down 4.3% year on year) and earnings of $579.72M (up 2.8%).
- For fiscal 2026, analysts expect on average revenue of $3.31B (up 8.7%) and adjusted earnings per share of $2.28 (down 12.7%).
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- MEQIRI Score 70 out of 100 (Strong): rank 412 of 976 in Financial Services, median 68.
- The P/E is 12.1 (Financial (Credit Services) median 11.8, own median of recent years 31.1).
- Our model puts fair value at $44.38, with the price 36% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings turn into cashFree cash flow 182% of earnings over the last 12 months.Fundamentals 89
- High dividend yieldDividend yield 5.22%, Financial (Credit Services) median 3.21%.Capital allocation 66
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 89
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are fundamentals and valuation, while stability holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 71 to 70.
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
Valuation
Valuation signal
Possible value trapClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $31.70 and expensive above $73.96 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $61.49 (cash-flow model) and $27.27 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.5%. At 9.5% the fair value would be $39.99, at 7.5% it would be $50.60.
Possible value trap: looks cheap, but high risk.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 2.8% on the twelve months before. Revenue has declined since 2007 (-6% per year), so it is worth watching closely.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 52%, operating 32%, net 19%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- No date announced.
- Last reported
- 22 Jul 2026EPS reported $1.21 (expected $1.22)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $2.28−1.8%
- Revenue
- $3.31B+0.1%
- Earnings per share
- $2.59−2.3%
- Revenue
- $3.49B−0.3%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −2.0%Guidance raised: 2026 EBITDA like for like of minus 7% to minus 10% instead of minus 8% to minus 12% (EUR 1.230 billion to EUR 1.270 billion) and other revenue to about EUR 210 million.
“The previous guidance was an EBITDA like-for-like growth between minus 8% and minus 12% for the year 2026, and we are now upgrading this guidance to minus 7% -- minus 10%, which is an equivalent in EBITDA of EUR 1.230 billion and EUR 1.270 billion.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Jul 2026 (fiscal Q2 2026), read by AI.
What happened at Edenred
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 70
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- Ally FinancialALLY $11.48B63
- RECRECLTD.NS $8.73B73
- FirstCash HoldingsFCFS $7.89B68
- L&T FinanceLTF.NS $7.26B66
- Jiangsu Financial Leasing600901.SS $6.56B74
- OneMain HoldingsOMF $6.34B73
- SBI Cards and Payment ServicesSBICARD.NS $5.94B69
- Chailease Holding5871.TW $5.63B62
ETFs that hold Edenred
Held by 46 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Deka EURO iSTOXX ex Fin Dividend+ UCITS ETFELFC | 1.58% | 0.31% | €385.1M |
| iShares MSCI EMU Small Cap UCITS ETFSXRJ | 1.02% | 0.58% | €834.67M |
| Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF DISTLGWU | 0.99% | 0.40% | €575.19M |
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| Ossiam Europe ESG Machine LearningOSX4 | 0.70% | 0.65% | €67.94M |
| iShares EURO STOXX Mid UCITS ETFIQQM | 0.68% | 0.40% | €558.1M |
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.46% | 0.30% | €3.43B |
| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.41% | 0.23% | €319.31M |
| iShares STOXX Europe Mid 200 UCITS ETF (DE)EXSD | 0.33% | 0.20% | €634.13M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong since 11 Nov 2026, previously Neutral
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.