Dime Community Bancshares stock
DCOMNYSEDime Community Bancshares, Inc., Financial ServicesISIN US25432X1028
68Score 68 out of 100, Neutral
Price and trend
77 / 100
Price history
+55% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 11% above it.
Since September 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 47).
The price is 3.4% below its 52-week high. Largest decline in 20 years: 60% (December 2016 to May 2023).
Chart figures for advanced users
- SMA 50$40.69
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$38.01
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)47
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$25.78
- The lowest closing price of the last twelve months.
- Resistance$43.73
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Dime Community Bancshares, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $1.85B, is number 248 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $452.93M (up 44.2% year on year) and earnings of $110.68M (up 280.6%).
- For fiscal 2026, analysts expect on average revenue of $526.46M (up 16.2%) and adjusted earnings per share of $3.39 (up 30%).
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- MEQIRI Score 68 out of 100 (Neutral): rank 483 of 975 in Financial Services, median 68.
- The P/E is 13.5 (Banks (Regional) median 12.2, own median of recent years 16.4).
- Our model puts fair value at $30.79, with the price 37% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 17.9% a year since 2020, Banks (Regional) median 7.5%.Growth 81
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 78
- Analysts expect strong earnings growthUp 19.7% a year through 2028 (estimates from 4 analysts).Growth 81
Weaknesses
- DilutionShare count up 32% since 2020.Capital allocation 41
Its standout strengths are momentum and growth, while profitability and capital allocation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- calm price action
- price near its 52-week high
- solid fundamentals
Valuation
Valuation signal
Modestly overvaluedIn our model the price counts as cheap below $23.68 and expensive above $43.98 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $23.38 (excess return model) and $38.20 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $28.84, at 7.8% it would be $33.71.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 10.5% on the twelve months before. Revenue has grown solidly since 2006, at about 9% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 35%, net 24%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 20 Jan 2027in 68 days
- Last reported
- 20 Oct 2026EPS reported $0.91 (expected $0.86)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $3.39+1.6%
- Revenue
- $526.46M+1.6%
- Earnings per share
- $4.38+1.6%
- Revenue
- $600.87M+5.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +0.3%No guidance change: modest margin expansion in the third quarter and more in the fourth, expenses of $130 million to $131 million for the rest of the year, and buybacks resuming in the third quarter.
“We expect core cash operating expenses, excluding intangible amortization for the remainder of the year to be between $130 million and $131 million.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 5 insiders sold, $17.67M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Basswood Capital Management, L.l.c.Sale
3 Nov 2026, Board
- Shares
- 29,732
- Price
- $42.72
- Value
- $1.27M
- Basswood Capital Management, L.l.c.Sale
2 Nov 2026, Board
- Shares
- 34,333
- Price
- $42.72
- Value
- $1.47M
- Basswood Capital Management, L.l.c.Sale
29 Oct 2026, Board
- Shares
- 2,631
- Price
- $42.38
- Value
- $111,502
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- Basswood Capital Management, L.l.c.Sale
28 Oct 2026, Board
- Shares
- 5,160
- Price
- $42.02
- Value
- $216,823
- Wu JudySale
28 Oct 2026, EVP General Counsel & Corp Secretary
- Shares
- 887
- Price
- $42.33
- Value
- $37,547
- Basswood Capital Management, L.l.c.Sale
27 Oct 2026, Board
- Shares
- 12,926
- Price
- $42.51
- Value
- $549,484
- Basswood Capital Management, L.l.c.Sale
27 Oct 2026, Board
- Shares
- 10,612
- Price
- $42.51
- Value
- $451,116
- Basswood Capital Management, L.l.c.Sale
26 Oct 2026, Board
- Shares
- 16,159
- Price
- $43.05
- Value
- $695,645
- Basswood Capital Management, L.l.c.Sale
23 Oct 2026, Board
- Shares
- 31,146
- Price
- $42.68
- Value
- $1.33M
- Basswood Capital Management, L.l.c.Sale
23 Oct 2026, Board
- Shares
- 58,854
- Price
- $42.68
- Value
- $2.51M
- Fegan MichaelSale
22 Oct 2026, Chief Technology & Ops Officer
- Shares
- 2,355
- Price
- $41.81
- Value
- $98,463
- Basswood Capital Management, L.l.c.Sale
13 Aug 2026, Board
- Shares
- 7,170
- Price
- $41.40
- Value
- $296,838
- Basswood Capital Management, L.l.c.Sale
12 Aug 2026, Board
- Shares
- 32,335
- Price
- $40.96
- Value
- $1.32M
- Basswood Capital Management, L.l.c.Sale
11 Aug 2026, Board
- Shares
- 8,594
- Price
- $40.59
- Value
- $348,830
- Basswood Capital Management, L.l.c.Sale
11 Aug 2026, Board
- Shares
- 80
- Price
- $40.59
- Value
- $3,247
- Nielsen Raymond ASale
6 Aug 2026, Board
- Shares
- 1,800
- Price
- $41.73
- Value
- $75,113
- Basswood Capital Management, L.l.c.Sale
3 Aug 2026, Board
- Shares
- 20,687
- Price
- $41.17
- Value
- $851,684
- Basswood Capital Management, L.l.c.Sale
31 Jul 2026, Board
- Shares
- 53,000
- Price
- $40.76
- Value
- $2.16M
- Basswood Capital Management, L.l.c.Sale
30 Jul 2026, Board
- Shares
- 10,929
- Price
- $40.79
- Value
- $445,794
- Basswood Capital Management, L.l.c.Sale
18 Jun 2026, Board
- Shares
- 32,751
- Price
- $39.02
- Value
- $1.28M
- Basswood Capital Management, L.l.c.Sale
16 Jun 2026, Board
- Shares
- 14,019
- Price
- $39.29
- Value
- $550,807
- Basswood Capital Management, L.l.c.Sale
15 Jun 2026, Board
- Shares
- 14,513
- Price
- $39.67
- Value
- $575,731
- Basswood Capital Management, L.l.c.Sale
12 Jun 2026, Board
- Shares
- 15,870
- Price
- $40.08
- Value
- $636,070
- Suskind Dennis ASale
10 Jun 2026, Board
- Shares
- 5,000
- Price
- $39.00
- Value
- $195,000
- Suskind Dennis ASale
9 Jun 2026, Board
- Shares
- 5,000
- Price
- $38.75
- Value
- $193,750
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Dime Community Bancshares
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 68
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- BancorpTBBK $1.93B75
- Arion banki hf.ARION-SDB.ST $1.92B72
- BladexBLX $1.89B76
- German American BancorpGABC $1.87B72
- Republic BancorpRBCAA $1.81B69
- S&T BancorpSTBA $1.79B71
- OceanFirst FinancialOCFC $1.78B49
- Permanent TSB Group HoldingsPTSB.IR $1.78B43
ETFs that hold Dime Community Bancshares
Held by 15 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.10% | 0.39% | €1.49B |
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.10% | 0.30% | €2.31B |
| WisdomTree US High Dividend UCITS ETF AccWTD9 | 0.07% | 0.29% | €182.46M |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.06% | 0.30% | €185.82M |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.06% | 0.30% | €4.28B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.06% | 0.30% | €2.22B |
| WisdomTree US Equity Income UCITS ETF EUR Hedged AccWTDY | 0.05% | 0.35% | €204.34M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.04% | 0.30% | €964.08M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.