Cincinnati Financial stock
CINFNASDAQCincinnati Financial Corporation, Financial ServicesISIN US1720621010
75Score 75 out of 100, Strong
Price and trend
80 / 100
Price history
+14% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 12% above it.
Since January 2024 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 74).
The price is at its 52-week high. Largest decline in 20 years: 62% (May 2007 to March 2009).
Chart figures for advanced users
- SMA 50$172.31
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$169.38
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)74
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$153.68
- The lowest closing price of the last twelve months.
- Resistance$192.03
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Cincinnati Financial Corporation belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $29.21B, is number 12 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $2.39B (up 4.4% year on year).
- MEQIRI Score 75 out of 100 (Strong): rank 213 of 975 in Financial Services, median 68.
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- Our model puts fair value at $106.43, with the price 79% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 39 years.Capital allocation 81
- High return on equityReturn on equity 16.5% over the last 12 months.Profitability 73
- Earnings per share growingUp 15% a year since 2020.Growth 84
Weaknesses
- Above fair valuePrice 79% above the fair value of $106.43.Valuation 5
Its standout strengths are stability and growth, while valuation holds the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $88.70 and expensive above $133.04 (uncertainty low, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $88.70, at 7.8% it would be $133.04.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 9.9% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 24%, net 19%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 8 Feb 2027in 87 days
- Last reported
- 26 Oct 2026EPS reported $2.86 (expected $2.05)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 7.8% since 15 Oct 2026.
- Earnings per share
- $9.19+7.8%
- Revenue
- $10.6B+0.3%
- Earnings per share
- $9.17+1.9%
- Revenue
- $10.96B−0.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
One insider bought on the open market in the last 6 months, $171,640 in total. One insider sold, $1.33M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Cincinnati Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 75
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- MS&AD Insurance Group Holdings8725.T $46.75B84
- Fairfax Financial HoldingsFFH.TO $40.23B83
- Sompo Holdings8630.T $40.09B79
- Intact FinancialIFC.TO $34.66B73
- W. R. BerkleyWRB $28.66B82
- MarkelMKL $24B62
- LoewsL $22.61B61
- Powszechny Zaklad UbezpieczenPZU.WA $16.34B80
ETFs that hold Cincinnati Financial
Held by 103 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist)SPYD | 1.09% | 0.35% | €3.66B |
| State Street SPDR S&P 500 Low Volatility UCITS ETF (Acc)SPY1 | 1.01% | 0.35% | €107.29M |
| iShares Dow Jones U.S. Select Dividend UCITS ETF (DE)EXX5 | 0.87% | 0.31% | €415.03M |
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| UBS Factor MSCI USA Low Volatility UCITS ETF USD disUBUR | 0.64% | 0.18% | €65.24M |
| First Trust US Large Cap Core AlphaDEX UCITS ETFFTGU | 0.52% | 0.75% | €142.73M |
| Invesco S&P 500 QVM UCITS ETFQVMP | 0.50% | 0.35% | €52.25M |
| iShares Edge S&P 500 Minimum Volatility UCITS ETFIBCK | 0.38% | 0.20% | €1.97B |
| iShares MSCI USA Mid-Cap Equal Weight UCITS ETFQDVC | 0.36% | 0.20% | €272.21M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 6 Feb 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.