Banco Santander-Chile stock
BSACNYSEFinancial ServicesISIN US05965X1090
73Score 73 out of 100, Strong
Price and trend
53 / 100
Price history
+5.0% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 4.0% below it.
Since November 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 52).
The price is 15% below its 52-week high. Largest decline in 20 years: 69% (September 2010 to March 2020).
Chart figures for advanced users
- SMA 50$33.10
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$33.30
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)52
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$29.15
- The lowest closing price of the last twelve months.
- Resistance$37.46
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Banco Santander-Chile belongs to the Banks (Regional) industry (Chile) and, with a market value of $15.06B, is number 88 of 422 companies in its industry on MEQIRI.
- This is an American depositary receipt (ADR), the reporting currency is CLP.
- In fiscal 2025 it reported revenue of CLP 3T (up 9.9% year on year) and earnings of CLP 1T (up 19.8%).
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- MEQIRI Score 73 out of 100 (Strong): rank 291 of 976 in Financial Services, median 68.
- The P/E is 13.3 (Banks (Regional) median 12.2, own median of recent years 12.9).
- Our model puts fair value at $25.87, with the price 25% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 22% over the last 12 months.Profitability 84
- High dividend yieldDividend yield 4.57%, Banks (Regional) median 2.79%.Capital allocation 74
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 97
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are fundamentals and profitability.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- solid fundamentals
- calm price action
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $19.90 and expensive above $36.96 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $22.36 (excess return model) and $29.38 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 10.8%. At 11.8% the fair value would be $24.01, at 9.8% it would be $28.66.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 25% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 44%, net 36%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 77 days
- Last reported
- 30 Oct 2026below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 2,684.08−1.8%
- Revenue
- CLP 3T−2.3%
- Earnings per share
- 2,806.56−2.1%
- Revenue
- CLP 3T−2.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +2.8%Return on equity guidance raised to above 24%, net interest margin about 4.1%; loan growth only in the lower part of mid-single digits (about 4.5%).
“We are still confident that we are going to get into the mid-single digits, but in the lower part of the guidance, maybe the 4.5% area, not the 5.5% area.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 5 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Banco Santander-Chile
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 73
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- ING Bank SlaskiING.WA $15.71B83
- Hua Xia Bank600015.SS $15.65B57
- FinecoBank Banca FinecoFBK.MI $15.64B78
- Pinnacle Financial PartnersPNFP $15.39B69
- Bank of BarodaBANKBARODA.NS $15.18B70
- BankinterBKT.MC $14.87B78
- BAWAG GroupBG.VI $14.84B84
- Banque Cantonale VaudoiseBCVN.SW $14.39B64
ETFs that hold Banco Santander-Chile
Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| JPMorgan Global Emerging Markets Research Enhanced Index Equity Active UCITS ETFJREM | 0.15% | 0.30% | €2.41B |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.05% | 0.35% | €277.45M |
| Vanguard FTSE Emerging Markets UCITS ETF (USD) AccumulatingVFEA | 0.05% | 0.17% | €5.24B |
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| Vanguard FTSE All-World High Dividend Yield UCITS ETF (USD) AccumulatingVGWE | 0.01% | 0.29% | €13.67B |
| Vanguard FTSE All-World UCITS ETF (USD) AccumulatingVWCE | 0.01% | 0.14% | €79.59B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.01% | 0.24% | €1.69B |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.