Bankinter stock
BKT.MCBMEBankinter, S.A., Financial ServicesISIN ES0113679I37
78Score 78 out of 100, Strong
Price and trend
64 / 100
Price history
+5.9% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 0.7% below it.
Since January 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 64).
The price is 13% below its 52-week high. Largest decline in 20 years: 85% (December 2007 to July 2012).
Chart figures for advanced users
- SMA 50$17.26
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$16.57
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)64
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$14.52
- The lowest closing price of the last twelve months.
- Resistance$18.86
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Bankinter, S.A. belongs to the Banks (Regional) industry (Spain) and, with a market value of $14.79B, is number 90 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.21B (up 14.4% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $1.46 (up 15.2%).
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- MEQIRI Score 78 out of 100 (Strong): rank 123 of 976 in Financial Services, median 68.
- The P/E is 11.3 (Banks (Regional) median 12.2, own median of recent years 8.9).
- Our model puts fair value at $23.31, with the price 29% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 17.8% over the last 12 months.Profitability 76
- Earnings per share growingUp 25.3% a year since 2022.Growth 98
- Below fair valuePrice 29% below the fair value of $23.31.Valuation 93
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are growth and valuation, while stability holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $19.42 and expensive above $29.14 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $28.76 (excess return model) and $17.86 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8%. At 9% the fair value would be $20.91, at 7% it would be $26.90.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 19% on the twelve months before. Revenue has grown solidly since 2006, at about 7% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 53%, net 35%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
Fiscal 2025For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 21 Jan 2027in 70 days
- Last reported
- 22 Oct 2026EPS reported $0.36 (expected $0.36)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.46−0.2%
- Revenue
- $3.62B−0.7%
- Earnings per share
- $1.61−0.4%
- Revenue
- $3.88B−0.8%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: +1.5%Fee income growth guidance raised from high single digit to low double digit, and net interest income is expected to reach the upper end of mid single digit growth.
“I see that you have raised the guidance growth from high single digit to low double digit, including the performance fee.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Jul 2026 (fiscal Q2 2026), read by AI.
What happened at Bankinter
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 78
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- FinecoBank Banca FinecoFBK.MI $15.64B78
- Pinnacle Financial PartnersPNFP $15.39B69
- Banco Santander-ChileBSAC $15.28B73
- Bank of BarodaBANKBARODA.NS $15.18B70
- BAWAG GroupBG.VI $14.84B84
- Banque Cantonale VaudoiseBCVN.SW $14.39B64
- Piraeus BankTPEIR.AT $14B63
- Taiwan Cooperative Financial Holding5880.TW $13.75B57
ETFs that hold Bankinter
Held by 115 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Franklin European Quality Dividend UCITS ETFFLXD | 3.16% | 0.25% | €681.62M |
| iShares EURO STOXX Select Dividend 30 UCITS ETF (DE)EXSG | 2.93% | 0.31% | €613.09M |
| Amundi Euro Stoxx Select Dividend30 UCITS ETF DistC051 | 2.90% | 0.25% | €138.26M |
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| iShares Euro Dividend UCITS ETF EUR DistIQQA | 2.88% | 0.40% | €1.66B |
| Xtrackers Euro Stoxx Quality Dividend UCITS ETF 1DDXSA | 1.63% | 0.30% | €792.98M |
| Amundi IBEX 35 UCITS ETF AccAMES | 1.29% | 0.30% | €929.16M |
| iShares EURO STOXX Mid UCITS ETFIQQM | 1.13% | 0.40% | €558.1M |
| Xtrackers Spain UCITS ETF 1CXESP | 1.12% | 0.30% | €509.27M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.