Banco di Desio e della Brianza stock
BDB.MIMILBanco di Desio e della Brianza S.p.A., Financial ServicesISIN IT0001041000
70Score 70 out of 100, Strong
Price and trend
69 / 100
Price history
+99% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 30% above it.
Since November 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 79).
The price is 12% below its 52-week high. Largest decline in 20 years: 84% (April 2007 to November 2016).
Chart figures for advanced users
- SMA 50$18.75
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$14.21
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)79
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$8.85
- The lowest closing price of the last twelve months.
- Resistance$21.12
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Banco di Desio e della Brianza S.p.A. belongs to the Banks (Regional) industry (Italy) and, with a market value of $2.41B, is number 231 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $141.14M (up 1.5% year on year).
- MEQIRI Score 70 out of 100 (Strong): rank 394 of 975 in Financial Services, median 68.
Show more
- The P/E is 16.5 (Banks (Regional) median 12.2, own median of recent years 7.3).
- Our model puts fair value at $12.03, with the price 54% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 41.7% a year since 2020.Growth 100
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 76
Weaknesses
- Above fair valuePrice 54% above the fair value of $12.03.Valuation 46
- Richly valuedP/E 16.5, Banks (Regional) median 12.2, own median 7.3.Valuation 46
Its standout strengths are growth and momentum, while valuation and profitability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
- price up very strongly over the past year
- high price swings
What lowers it
- stable momentum
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $9.25 and expensive above $17.18 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $10.34 (excess return model) and $13.72 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.9%. At 9.9% the fair value would be $11.21, at 7.9% it would be $13.21.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue fell 4% on the twelve months before. Revenue has changed sharply in recent years: $438.74M in 2025 after $714.32M in 2024.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 49%, net 32%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 22%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- No date announced.
- Last reported
- 6 May 2026EPS reported $0.31
Sector comparison
975 rated companies in Financial Services
- This company
- 70
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Beacon FinancialBBT $2.56B65
- BannerBANR $2.52B65
- Merchants BancorpMBIN $2.46B76
- Stock Yards BancorpSYBT $2.46B73
- Graubündner KantonalbankGRKP.SW $2.3B62
- Enterprise Financial ServicesEFSC $2.23B69
- Northwest BancsharesNWBI $2.22B67
- Bank of N.T. Butterfield & SonNTB $2.21B76
ETFs that hold Banco di Desio e della Brianza
Held by 12 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| WisdomTree Europe SmallCap Dividend UCITS ETFWTES | 0.79% | 0.38% | €86.74M |
| Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF DISTLGWU | 0.33% | 0.40% | €580.62M |
| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.13% | 0.23% | €321.86M |
Show 5 more
| iShares MSCI EMU Small Cap UCITS ETFSXRJ | 0.09% | 0.58% | €838.19M |
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.05% | 0.30% | €813.64M |
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.04% | 0.30% | €3.45B |
| UBS MSCI EMU Select Factor Mix UCITS ETF EUR accUIQN | 0.01% | 0.34% | €16.96M |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 5 Nov 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.