Beacon Financial stock
BBTNYSEBeacon Financial Corp., Financial ServicesISIN US0846801076
65Score 65 out of 100, Neutral
Price and trend
68 / 100
Price history
+19% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 3.0% above it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 60).
The price is 5.1% below its 52-week high. Largest decline in 20 years: 80% (June 2018 to September 2020).
Chart figures for advanced users
- SMA 50$29.51
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$30.05
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)60
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$24.19
- The lowest closing price of the last twelve months.
- Resistance$32.61
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Beacon Financial Corp. belongs to the Banks (Regional) industry (United States) and, with a market value of $2.59B, is number 227 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $429.61M (up 12.8% year on year) and earnings of $90.27M (up 48%).
- MEQIRI Score 65 out of 100 (Neutral): rank 588 of 976 in Financial Services, median 68.
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- The P/E is 11.5 (Banks (Regional) median 12.2, own median of recent years 29.5).
- Our model puts fair value at $38.06, with the price 19% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 13% since 2020.Capital allocation 77
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are stability and valuation, while profitability holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
- price near its 52-week high
Valuation
Valuation signal
Modestly undervaluedIn our model the price counts as cheap below $29.27 and expensive above $54.37 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $43.33 (excess return model) and $32.79 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $34.45, at 7.8% it would be $43.47.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 80.7% on the twelve months before. Revenue turned from negative at the start of the period to positive ($429.61M in the latest year).
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 28%, net 21%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 27%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 27 Jan 2027in 76 days
- Last reported
- 21 Oct 2026EPS reported $0.77 (expected $0.78)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $3.00−1.3%
- Revenue
- $883.32M−0.3%
- Earnings per share
- $3.41+2.6%
- Revenue
- $916.02M−0.9%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +5.6%Modest loan growth expected in the third quarter with acceleration in the fourth, charge-offs to stay elevated; no change to guidance stated.
“While loan growth was somewhat constrained by market conditions and client caution, our pipelines are robust, and we continue to expect modest loan growth in Q3 with acceleration into Q4.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 30 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
7 insiders bought on the open market between 26 Oct 2026 and 30 Oct 2026, $280,472 in total. One insider sold, $19,621 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Charnley Nina APurchase
30 Oct 2026, Board
- Shares
- 350
- Price
- $30.57
- Value
- $10,700
- Hughes William H IIIPurchase
29 Oct 2026, Board
- Shares
- 200
- Price
- $30.73
- Value
- $6,146
- Callahan Mary AnnePurchase
28 Oct 2026, Board
- Shares
- 3,200
- Price
- $30.21
- Value
- $96,672
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- Rosengren Eric SPurchase
28 Oct 2026, Board
- Shares
- 700
- Price
- $30.24
- Value
- $21,168
- Fitzgerald Margaret BolesPurchase
27 Oct 2026, Board
- Shares
- 329
- Price
- $30.77
- Value
- $10,123
- Polito KarynPurchase
26 Oct 2026, Board
- Shares
- 1,000
- Price
- $30.68
- Value
- $30,680
- Eagan John BuckleySale
26 Oct 2026, General Counsel
- Shares
- 641
- Price
- $30.61
- Value
- $19,621
- Hollister Thomas JPurchase
26 Oct 2026, Board
- Shares
- 3,450
- Price
- $30.43
- Value
- $104,984
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Beacon Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 65
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- FB FinancialFBK $2.74B68
- Bank of HawaiiBOH $2.74B65
- First BancorpFBNC $2.69B63
- TrustmarkTRMK $2.63B69
- First BuseyBUSE $2.58B64
- First MerchantsFRME $2.57B60
- BannerBANR $2.53B65
- Stock Yards BancorpSYBT $2.47B73
ETFs that hold Beacon Financial
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.15% | 0.30% | €2.28B |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.14% | 0.39% | €1.47B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.13% | 0.43% | €2.48B |
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| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.09% | 0.30% | €4.22B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.09% | 0.30% | €2.17B |
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.08% | 0.30% | €185.82M |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.08% | 0.35% | €434.1M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.07% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.