AL Sydbank stock
ALSYDB.COCPHAL Sydbank A/S, Financial ServicesISIN DK0010311471
69Score 69 out of 100, Neutral
Price and trend
78 / 100
Price history
+37% since 2025The chart shows daily closing prices since 2 Dec 2025, adjusted for stock splits and excluding dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 27% above it.
Overheated: the price has risen very quickly lately (RSI 84).
The price is at its 52-week high. Largest decline since 2 Dec 2025: 15% (February 2026 to March 2026).
Chart figures for advanced users
- SMA 50$105.48
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$89.63
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)84
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$73.02
- The lowest closing price of the last twelve months.
- Resistance$114.07
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- AL Sydbank A/S belongs to the Banks (Regional) industry (Denmark) and, with a market value of $9.68B, is number 113 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $280.6M (down 31.5% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $7.16 (down 3.1%).
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- MEQIRI Score 69 out of 100 (Neutral): rank 440 of 975 in Financial Services, median 68.
- The P/E is 23.6 (Banks (Regional) median 12.2, own median of recent years 16.4).
- Our model puts fair value at $104.77, with the price 9% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 22.1% a year since 2020.Growth 88
- Analysts expect strong earnings growthUp 26.9% a year through 2028 (estimates from 4 analysts).Growth 88
- Share buybacksShare count down 11% since 2020.
Weaknesses
- Richly valuedP/E 23.6, Banks (Regional) median 12.2, own median 16.4.Valuation 55
Its standout strengths are momentum and growth, while capital allocation and profitability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 70 to 69.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $74.84 and expensive above $174.62 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $150.54 (excess return model) and $59.00 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 7.2%. At 8.2% the fair value would be $92.23, at 6.2% it would be $123.59.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 38.3% on the twelve months before. Revenue has grown solidly since 2006, at about 7% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 33%, net 25%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Mar 2027in 110 days
- Last reported
- 5 Nov 2026EPS reported $0.29 (expected $1.84)below expectations
Analyst estimates
Analysts have raised their 2027 earnings estimate by 4.1% since 15 Oct 2026.
- Earnings per share
- $7.16−0.1%
- Revenue
- $1.85B0.0%
- Earnings per share
- $9.32+4.1%
- Revenue
- $2B+1.7%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at AL Sydbank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 69
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- UMB FinancialUMBF $10.14B74
- SouthState BankSSB $10.09B72
- PopularBPOP $9.89B80
- Unicaja BancoUNI.MC $9.85B71
- Shinsei Bank8303.T $9.67B53
- Zions Bancorporation, National AssociationZION $9.56B80
- Jyske BankJYSK.CO $9.51B77
- Federal BankFEDERALBNK.NS $9.51B75
ETFs that hold AL Sydbank
Held by 20 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.51% | 0.30% | €813.64M |
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.49% | 0.30% | €3.45B |
| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.43% | 0.23% | €321.86M |
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| iShares STOXX Europe Mid 200 UCITS ETF (DE)EXSD | 0.40% | 0.20% | €634.13M |
| iShares STOXX Europe 600 Banks UCITS ETF (DE)EXV1 | 0.33% | 0.46% | €2.98B |
| Ossiam STOXX Europe 600 Equal Weight NR UCITS ETFOSX6 | 0.20% | 0.30% | €216.61M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.07% | 0.35% | €8.27B |
| Amundi Stoxx Europe 600 ESG UCITS ETF AccAME6 | 0.06% | 0.18% | €1.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = DKK 6.7461)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 13 Nov 2026, previously Strong
- Valuation signal Fairly valued since 7 Nov 2026, previously Undervalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.