Shinsei Bank stock
8303.TJPXShinsei Bank, Limited, Financial ServicesISIN JP3729000004
53Score 53 out of 100, Neutral
Price and trend
63 / 100
Price history
−36% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 9.0% above it.
Since January 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Overheated: the price has risen very quickly lately (RSI 82).
The price is 38% below its 52-week high. Largest decline in 20 years: 99% (January 2007 to November 2011).
Chart figures for advanced users
- SMA 50$9.83
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$10.12
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)82
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$8.51
- The lowest closing price of the last twelve months.
- Resistance$17.71
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Shinsei Bank, Limited belongs to the Banks (Regional) industry (Japan) and, with a market value of $9.78B, is number 114 of 420 companies in its industry on MEQIRI.
- In fiscal 2026 it earned $710.19M (up 34.2% year on year).
- MEQIRI Score 53 out of 100 (Neutral): rank 817 of 975 in Financial Services, median 68.
Show more
- The P/E is 13.8 (Banks (Regional) median 12.9, own median of recent years 8.5).
- Our model puts fair value at $9.54, with the price 14% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Consistently profitableProfit in all 10 fiscal years from 2017 to 2026.Fundamentals 77
Weaknesses
- Volatile share priceVolatility 57% a year over the last 12 months.Stability 29
- Share price fell sharplyDown 37% over the last 12 months.Momentum 50
- High leverageTotal assets 21.6 times equity.Stability 29
Its standout strength is fundamentals, while profitability and stability hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Fairly valuedClosing price of 12 Nov 2026, used by the daily score.
In our model the price counts as cheap below $6.81 and expensive above $15.90 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $8.81 (excess return model) and $10.27 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is slightly above both parts; given how much the stock swings, that still counts as fair.
Calculated with a cost of equity of 6.1%. At 7.1% the fair value would be $8.80, at 5.1% it would be $10.64.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 60.6% on the twelve months before. Revenue has grown solidly since 2007, at about 5% per year.
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 24%, net 22%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 17%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Feb 2027in 82 days
- Last reported
- 2 Nov 2026EPS reported $0.22 (expected $0.17)above expectations
Analyst estimates
Earnings estimates have barely changed since 24 Oct 2026.
- Earnings per share
- $0.75+1.6%
- Revenue
- $2.35B+0.5%
- Earnings per share
- $0.79−0.1%
- Revenue
- $2.5B−0.5%
MEQIRI has stored the estimates since 24 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Shinsei Bank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 53
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- SouthState BankSSB $10.09B72
- PopularBPOP $9.89B80
- Unicaja BancoUNI.MC $9.85B71
- AL SydbankALSYDB.CO $9.68B69
- Zions Bancorporation, National AssociationZION $9.56B80
- Jyske BankJYSK.CO $9.51B77
- Federal BankFEDERALBNK.NS $9.51B75
- Old National BancorpONB $9.43B70
ETFs that hold Shinsei Bank
Held by 17 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Amundi Japan TOPIX II UCITS ETF EUR DistLYY4 | 0.05% | 0.45% | €633.4M |
| L&G Japan Equity UCITS ETFETLR | 0.05% | 0.10% | €948.97M |
| Amundi Prime Japan UCITS ETF DR (D)PR1J | 0.05% | 0.05% | €4.34B |
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| Vanguard FTSE Japan UCITS ETF EUR Hedged AccumulatingVJPE | 0.04% | 0.13% | €4.58B |
| Vanguard FTSE All-World High Dividend Yield UCITS ETF (USD) AccumulatingVGWE | 0.00% | 0.29% | €13.67B |
| Amundi Prime All Country World UCITS ETF AccWEBN | 0.00% | 0.07% | €8.95B |
| Vanguard FTSE Developed World UCITS ETF (USD) AccumulatingVGVF | 0.00% | 0.12% | €10.33B |
| L&G Global Equity UCITS ETFETLQ | 0.00% | 0.10% | €1.91B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 13 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Mar 2026
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ¥159.70)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 21 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.