Aegon stock
AGN.ASAMSAegon N.V., Financial ServicesISIN BMG0112X1056
61Score 61 out of 100, Neutral
Price and trend
75 / 100
Price history
+15% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 7.5% above it.
Since May 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 80).
The price is 5.3% below its 52-week high. Largest decline in 20 years: 90% (May 2007 to March 2020).
Chart figures for advanced users
- SMA 50$8.51
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$8.12
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)80
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$6.63
- The lowest closing price of the last twelve months.
- Resistance$9.22
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Aegon N.V. belongs to the Insurance (Diversified) industry (Netherlands) and, with a market value of $12.96B, is number 27 of 43 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.09B (up 42% year on year).
- MEQIRI Score 61 out of 100 (Neutral): rank 693 of 976 in Financial Services, median 68.
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- The P/E is 12.9 (Insurance (Diversified) median 13.9, own median of recent years 10.5).
- Our model puts fair value at $14.66, with the price 40% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Share buybacksShare count down 24% since 2020.Capital allocation 86
Weaknesses
- High leverageTotal assets 41.1 times equity.Stability 34
Its standout strengths are valuation and capital allocation, while profitability and stability hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 62 to 61.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- calm price action
Valuation
Valuation signal
Possible value trapClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $10.47 and expensive above $24.43 (uncertainty high, one part of the fair value is more than twice the other).
The two parts of the fair value come to $19.92 (excess return model) and $9.40 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 7.3%. At 8.3% the fair value would be $13.00, at 6.3% it would be $17.15.
Possible value trap: looks cheap, but high risk.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 13.8% on the twelve months before. Revenue has grown solidly since 2018, at about 9% per year. From 2018 revenue only includes continuing operations, sold or discontinued divisions have been reclassified. Earlier years are not comparable and not shown, and the margins for 2018 are not measured.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 16%, net 4%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. From 2018 revenue only includes continuing operations, sold or discontinued divisions have been reclassified. Earlier years are not comparable and not shown, and the margins for 2018 are not measured.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 18 Feb 2027in 98 days
- Last reported
- 20 Aug 2026EPS reported $0.41 (expected $0.34)above expectations
Analyst estimates
Analysts have raised their 2027 earnings estimate by 5.2% since 15 Oct 2026.
- Earnings per share
- $1.12+1.6%
- Revenue
- $10.24B0.0%
- Earnings per share
- $1.11+5.2%
- Revenue
- $10.44B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −3.4%The 2026 guidance was not upgraded; the multi-year targets from the Capital Markets Day still apply.
“The operating result came in within the guidance we provided at the 2025 Capital Markets Day.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 20 Aug 2026 (fiscal Q2 2026), read by AI.
What happened at Aegon
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 61
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Diversified)
The next larger and next smaller companies by market value
- Gjensidige ForsikringGJF.OL $14.05B78
- Brookfield Wealth SolutionsBNT $13.99B43
- BB Seguridade ParticipaçõesBBSE3.SA $13.86B86
- iA FinancialIAG.TO $13.62B74
- Caixa Seguridade ParticipaçõesCXSE3.SA $11.71B87
- Vienna Insurance GroupVIG.VI $10.94B77
- ICICI Lombard General InsuranceICICIGI.NS $8.94B66
- China Taiping Insurance Holdings0966.HK $8.18B72
ETFs that hold Aegon
Held by 128 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares STOXX Europe Select Dividend 30 UCITS ETF (DE)EXSH | 3.96% | 0.31% | €1.38B |
| Invesco EURO STOXX High Dividend Low Volatility UCITS ETFEHDV | 1.91% | 0.30% | €591.5M |
| iShares STOXX Global Select Dividend 100 UCITS ETF (DE)ISPA | 1.61% | 0.46% | €5.31B |
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| Xtrackers Euro Stoxx Quality Dividend UCITS ETF 1DDXSA | 1.59% | 0.30% | €792.98M |
| Ossiam Europe ESG Machine LearningOSX4 | 1.36% | 0.65% | €67.94M |
| iShares EURO STOXX Mid UCITS ETFIQQM | 1.11% | 0.40% | €558.1M |
| iShares STOXX Europe 600 Insurance UCITS ETF (DE)EXH5 | 1.07% | 0.46% | €662.26M |
| State Street SPDR EURO STOXX Low Volatility UCITS ETF (Acc)ZPRL | 0.85% | 0.30% | €29.81M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.