Zurich Insurance Group stock
ZURN.SWSIXZurich Insurance Group AG, Financial ServicesISIN CH0011075394
80Score 80 out of 100, Strong
Price and trend
82 / 100
Price history
+13% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 12% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 73).
The price is at its 52-week high. Largest decline in 20 years: 68% (June 2007 to March 2009).
Chart figures for advanced users
- SMA 50$725.63
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$699.09
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)73
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$638.17
- The lowest closing price of the last twelve months.
- Resistance$784.22
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Zurich Insurance Group AG belongs to the Insurance (Diversified) industry (Switzerland) and, with a market value of $117.14B, is number 4 of 43 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $7.12B (up 22.5% year on year).
- MEQIRI Score 80 out of 100 (Strong): rank 99 of 976 in Financial Services, median 68.
Show more
- The P/E is 15.7 (Insurance (Diversified) median 13.9, own median of recent years 14.9).
- Our model puts fair value at $692.46, with the price 11% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 25% over the last 12 months.Profitability 85
- Reliable dividendNo dividend cut for 17 years.Capital allocation 86
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 100
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are fundamentals and capital allocation.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- solid fundamentals
- price near its 52-week high
- calm price action
Valuation
Valuation signal
Fairly valuedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $577.05 and expensive above $865.57 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $690.12 (excess return model) and $694.80 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is slightly above both parts; given how much the stock swings, that still counts as fair.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $634.95, at 7.8% it would be $778.72.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue rose 6.8% on the prior year. Revenue has changed sharply in recent years: $91.89B in 2025 after $44.76B in 2022.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 11%, net 8%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 11 Feb 2027in 91 days
- Last reported
- 6 Aug 2026EPS reported 18.47 (expected 19.58)below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 37.63−2.3%
- Revenue
- $66.87B−2.3%
- Earnings per share
- 42.46−2.0%
- Revenue
- $74.44B−2.3%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Zurich Insurance Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 80
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Diversified)
The next larger and next smaller companies by market value
- Berkshire HathawayBRK-B $1.26T74
- AllianzALV.DE $192.92B78
- Ping An Insurance (Group) Company of China601318.SS $135.2B53
- AXACS.PA $105.5B73
- Assicurazioni GeneraliG.MI $74.81B77
- American International GroupAIG $43.93B60
- Power Corporation of CanadaPOW.TO $42.28B53
- China Pacific Insurance (Group)601601.SS $42.05B67
ETFs that hold Zurich Insurance Group
Held by 139 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares STOXX Europe 600 Insurance UCITS ETF (DE)EXH5 | 12.49% | 0.46% | €662.26M |
| Amundi DJ Switzerland Titans 30 UCITS ETF DistC030 | 6.85% | 0.25% | €237.76M |
| Xtrackers Switzerland UCITS ETF 1DXSMI | 6.06% | 0.30% | €2.88B |
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| Xtrackers SLI UCITS ETF 1DDXS0 | 4.47% | 0.25% | €581.42M |
| Amundi MSCI Europe Ex EMU ESG Selection UCITS ETF Acc540H | 4.32% | 0.30% | €182.66M |
| Amundi MSCI Europe SRI Climate Paris Aligned UCITS ETF DR (C)MIVB | 3.49% | 0.18% | €1.59B |
| iShares MSCI Europe SRI UCITS ETF36B3 | 3.33% | 0.20% | €176.99M |
| iShares MSCI Europe Financials Sector UCITS ETFESIF | 3.31% | 0.18% | €661.4M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = CHF 0.8299)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 27 Dec 2024)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.