UWM Holdings stock
UWMCNYSEUWM Holdings Corporation, Financial ServicesISIN US91823B1098
36Score 36 out of 100, Weak
We are checking this figure against the original source: dividend yield.
Price and trend
47 / 100
Price history
−77% in one yearThe chart shows daily closes over 7 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 51% below it.
Since February 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 40).
The price is 79% below its 52-week high. Largest decline in 7 years: 93% (December 2020 to October 2026).
Chart figures for advanced users
- SMA 50$1.30
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$2.60
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)40
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$1.01
- The lowest closing price of the last twelve months.
- Resistance$6.10
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- UWM Holdings Corporation belongs to the Financial (Mortgages) industry (United States) and, with a market value of $1.93B, is number 4 of 6 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $2.63B (up 85.8% year on year) and earnings of $27.38M (up 90.1%).
- MEQIRI Score 36 out of 100 (Weak): rank 945 of 976 in Financial Services, median 68.
Show more
- Our model puts fair value at $2.21, with the price 39% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
None of our strength checks applies.
Weaknesses
- DilutionShare count up 105% since 2020.Capital allocation 23
- Earnings per share fallingDown 66.9% a year since 2020.Growth 26
- Share price fell sharplyDown 77% over the last 12 months.Momentum 31
Its standout strength is valuation, while capital allocation and stability hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- high price swings
What lowers it
- price not overheated over the past year
Valuation
Valuation signal
Possible value trapClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $1.48 and expensive above $4.43 (uncertainty very high, based on the price swings of the past year).
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $1.85, at 7.8% it would be $2.77.
Possible value trap: looks cheap, but score below 50, high risk, weak growth.
Valuation metrics
From the excess return model alone; without earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 34% on the twelve months before. Revenue has grown strongly since 2017, at around 24% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 70%, net 1%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 24 Feb 2027in 104 days
- Last reported
- 4 Nov 2026EPS reported $0.10 (expected $0.04)above expectations
Analyst estimates
Analysts have cut their 2026 earnings estimate by 56.0% since 15 Oct 2026. Falling estimates often precede bad news.
- Earnings per share
- $0.09−56.0%
- Revenue
- $2.46B+3.9%
- Earnings per share
- $0.18−32.7%
- Revenue
- $2.78B+0.9%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
- Mat IshbiaSale
8 May 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,003,333
- Price
- $3.39
- Value
- $3.4M
- Mat IshbiaSale
7 May 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,003,333
- Price
- $3.39
- Value
- $3.4M
- Mat IshbiaSale
6 May 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,003,333
- Price
- $3.66
- Value
- $3.67M
Show 5 more
- Mat IshbiaSale
5 May 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,003,333
- Price
- $3.45
- Value
- $3.46M
- Mat IshbiaSale
4 May 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,003,333
- Price
- $3.57
- Value
- $3.58M
- Mat IshbiaSale
1 May 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,001,024
- Price
- $3.62
- Value
- $3.62M
- Mat IshbiaSale
30 Apr 2026, 10 percent owner, officer: President and CEO
- Shares
- 934,061
- Price
- $3.53
- Value
- $3.3M
- Mat IshbiaSale
29 Apr 2026, 10 percent owner, officer: President and CEO
- Shares
- 1,000,574
- Price
- $3.50
- Value
- $3.5M
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at UWM Holdings
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 36
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Mortgages)
The next larger and next smaller companies by market value
- Rocket CompaniesRKT $40.78B40
- Bajaj Housing FinanceBAJAJHFL.NS $7.34B67
- PennyMac Financial ServicesPFSI $3.24B51
- Walker & DunlopWD $1.36B34
- Velocity FinancialVEL $644.23M71
ETFs that hold UWM Holdings
Held by 6 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.01% | 0.30% | €944.34M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.19B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.00% | 0.43% | €2.48B |
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| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.00% | 0.25% | €175.89M |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.6B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 7 Aug 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.