UP Fintech Holding stock
TIGRNASDAQUP Fintech Holding Ltd., Financial ServicesISIN US91531W1062
57Score 57 out of 100, Neutral
Price and trend
41 / 100
Price history
−62% in one yearThe chart shows daily closes over 8 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 29% below it.
Since December 2025 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 48).
The price is 64% below its 52-week high. Largest decline in 8 years: 94% (February 2021 to May 2023).
Chart figures for advanced users
- SMA 50$4.40
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$5.64
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)48
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.75
- The lowest closing price of the last twelve months.
- Resistance$11.12
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- UP Fintech Holding Ltd. belongs to the Financial (Capital Markets) industry (Singapore) and, with a market value of $722.98M, is number 70 of 81 companies in its industry on MEQIRI.
- This is an American depositary receipt (ADR).
- In fiscal 2025 it earned $171.45M (up 182.3% year on year).
Show more
- MEQIRI Score 57 out of 100 (Neutral): rank 780 of 976 in Financial Services, median 68.
- The P/E is 6.6 (Financial (Capital Markets) median 13.7, own median of recent years 21).
- Our model puts fair value at $8.29, with the price 51% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 54.6% a year since 2020.Growth 100
- Modestly valuedP/E 6.6, Financial (Capital Markets) median 13.7, own median 21.Valuation 100
- Below fair valuePrice 51% below the fair value of $8.29.Valuation 100
Weaknesses
- DilutionShare count up 25% since 2020.Capital allocation 42
- Share price fell sharplyDown 62% over the last 12 months.Momentum 17
- Volatile share priceVolatility 56% a year over the last 12 months.Stability 58
Its standout strengths are growth and valuation, while technical analysis and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 56 to 57.
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- high growth grade (crashed more often in the backtest)
- weak fundamentals
What lowers it
- price not overheated over the past year
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $5.92 and expensive above $13.81 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $8.19 (excess return model) and $8.38 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 10.8%. At 11.8% the fair value would be $7.77, at 9.8% it would be $8.97.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (13.7).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue rose 44.3% on the twelve months before. Revenue has grown strongly since 2016, at around 67% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 52%, net 32%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. Last 12 months: net 18%.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Dec 2026in 21 days
- Last reported
- 26 Aug 2026above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 0.50.0%
- Revenue
- $626.35M0.0%
- Earnings per share
- 0.770.0%
- Revenue
- $620.57M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −7.5%For the third quarter the company expects flat or more newly funded users than in the second quarter, and customer acquisition cost of $450 to $550, with no comparison to earlier guidance.
“Based on what we have seen so far, we expect the average CAC to be around USD 450 to USD 550 range.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 26 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. One insider sold, $42,932 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Liu JianSale
25 Jun 2026, Board
- Shares
- 9,333
- Price
- $4.60
- Value
- $42,932
Shares and prices per ordinary share as filed with the SEC, not per depositary receipt.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at UP Fintech Holding
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 57
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Capital Markets)
The next larger and next smaller companies by market value
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ETFs that hold UP Fintech Holding
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| State Street SPDR MSCI Emerging Markets Small Cap UCITS ETFSPYX | 0.02% | 0.55% | €516.44M |
| iShares MSCI EM Small Cap UCITS ETFEUNI | 0.02% | 0.74% | €274.03M |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.01% | 0.35% | €277.45M |
Show 3 more
| iShares MSCI EM IMI Screened UCITS ETF USD (Acc)AYEM | 0.00% | 0.18% | €5.15B |
| iShares Core MSCI EM IMI UCITS ETFIS3N | 0.00% | 0.18% | €37.17B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.6B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 25 Apr 2025)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.