Triumph Financial stock
TFINNYSETriumph Financial, Inc., Financial ServicesISIN US89679E3009
46Score 46 out of 100, Weak
Price and trend
36 / 100
Price history
+8.8% in one yearThe chart shows daily closes over 12 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 12% below it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 38).
The price is 27% below its 52-week high. Largest decline in 12 years: 66% (November 2021 to December 2022).
Chart figures for advanced users
- SMA 50$62.95
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$66.97
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)38
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$50.56
- The lowest closing price of the last twelve months.
- Resistance$81.08
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Triumph Financial, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $1.41B, is number 271 of 420 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $436.2M (up 5% year on year) and earnings of $25.36M (up 57.6%).
- For fiscal 2026, analysts expect on average revenue of $479.99M (up 10%) and adjusted earnings per share of $1.95 (up 95.4%).
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- MEQIRI Score 46 out of 100 (Weak): rank 897 of 975 in Financial Services, median 68.
- The P/E is 30.2 (Banks (Regional) median 12.2, own median of recent years 21.3).
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 70
Weaknesses
- Margin fallingOperating margin 7.6%, average of the prior years 25.3% (to 2024).Profitability 30
- Richly valuedP/E 30.2, Banks (Regional) median 12.2, own median 21.3.Valuation 47
- Earnings per share fallingDown 18.2% a year since 2020.Growth 33
Its standout strengths are stability and fundamentals, while profitability and capital allocation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 47 to 46.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
Valuation
Valuation signal
OvervaluedA fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at less than a quarter of the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 19.6% on the twelve months before. Revenue has grown strongly since 2012, at around 24% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 8%, net 6%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 25 Jan 2027in 73 days
- Last reported
- 21 Oct 2026EPS reported $0.52 (expected $0.60)below expectations
Analyst estimates
Analysts have raised their 2027 earnings estimate by 7.2% since 15 Oct 2026.
- Earnings per share
- $1.95−0.8%
- Revenue
- $479.99M+1.1%
- Earnings per share
- $3.51+7.2%
- Revenue
- $529.66M+1.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +4.1%No new numerical outlook; management expects rising margins and growing factoring revenue, with expenses trending modestly higher next year.
“But I would expect those numbers to trend modestly higher next year.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 21 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 3 insiders sold, $2.42M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Graft Aaron PSale
9 Nov 2026, President & CEO
- Shares
- 14,848
- Price
- $62.81
- Value
- $932,603
- Graft Aaron PSale
6 Nov 2026, President & CEO
- Shares
- 652
- Price
- $62.01
- Value
- $40,431
- Graft Aaron PSale
5 Nov 2026, President & CEO
- Shares
- 11,883
- Price
- $62.14
- Value
- $738,410
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Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Triumph Financial
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 46
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Lakeland FinancialLKFN $1.53B71
- Amalgamated FinancialAMAL $1.49B80
- Tompkins FinancialTMP $1.44B81
- Burke & Herbert Financial ServicesBHRB $1.43B68
- Westamerica BancorporationWABC $1.38B71
- Peoples BancorpPEBO $1.38B70
- HBT FinancialHBT $1.36B74
- First Mid BancsharesFMBH $1.36B70
ETFs that hold Triumph Financial
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.08% | 0.30% | €2.31B |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.05% | 0.30% | €2.22B |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.27B |
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| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.5B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.00% | 0.10% | €395.74M |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.00% | 0.39% | €1.49B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 10 Jul 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.