Stewart Information Services stock
STCNYSEStewart Information Services Corporation, Financial ServicesISIN US8603721015
47Score 47 out of 100, Weak
Price and trend
37 / 100
Price history
−40% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 31% below it.
Since September 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 38).
The price is 43% below its 52-week high. Largest decline in 20 years: 86% (January 2007 to November 2008).
Chart figures for advanced users
- SMA 50$54.47
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$63.91
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)38
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$42.96
- The lowest closing price of the last twelve months.
- Resistance$77.17
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Stewart Information Services Corporation belongs to the Insurance (Property & Casualty) industry (United States) and, with a market value of $1.35B, is number 44 of 58 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $2.92B (up 17.3% year on year) and earnings of $115.56M (up 57.6%).
- For fiscal 2026, analysts expect on average revenue of $3.44B (up 17.6%) and adjusted earnings per share of $4.98 (up 2.1%).
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- MEQIRI Score 47 out of 100 (Weak): rank 883 of 976 in Financial Services, median 68.
- The P/E is 11.3 (Insurance (Property & Casualty) median 12.4, own median of recent years 18.8).
- Our model puts fair value at $41.45, with the price 6% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for 17 years.
- High dividend yieldDividend yield 4.82%, Insurance (Property & Casualty) median 1.64%.
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 74
Weaknesses
- DilutionShare count up 17% since 2020.Capital allocation 37
- Margin fallingOperating margin 5.7%, average of the prior years 7.6% (to 2024).Profitability 37
- Share price fell sharplyDown 39% over the last 12 months.Momentum 13
Its standout strengths are stability and fundamentals, while growth and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price far below its 52-week high
- weak momentum
What lowers it
- price not overheated over the past year
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $31.89 and expensive above $59.22 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $34.70 (excess return model) and $48.20 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $38.56, at 7.8% it would be $45.79.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.4).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 20.6% on the twelve months before. Revenue has changed sharply in recent years: $2.92B in 2025 after $2.26B in 2023.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 6%, net 4%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Feb 2027in 83 days
- Last reported
- 21 Oct 2026EPS reported $1.33 (expected $1.50)below expectations
Analyst estimates
- Earnings per share
- $4.98−4.2%
- Revenue
- $3.44B−1.5%
- Earnings per share
- $5.80−10.7%
- Revenue
- $3.6B−5.6%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −3.3%Earnings growth in excess of revenue growth is still expected for the full year, though the ratio may be weaker in the second half without better market conditions due to higher investment.
“We continue to anticipate earnings growth in excess of revenue growth for the full year, but could see the ratio of revenue to earnings come in in the second half without the benefit of improved market conditions, given our increased investment in the title segment.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 23 Jul 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
5 insiders bought on the open market between 23 Oct 2026 and 26 Oct 2026, $460,970 in total. One insider sold, $103,740 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Eppinger Frederick HPurchase
26 Oct 2026, Chief Executive Officer
- Shares
- 3,000
- Price
- $44.45
- Value
- $133,350
- Matz Deborah JanePurchase
23 Oct 2026, Board
- Shares
- 1,000
- Price
- $43.91
- Value
- $43,910
- Apel Thomas GPurchase
23 Oct 2026, Board
- Shares
- 2,000
- Price
- $47.74
- Value
- $95,470
Show 4 more
- Corey William S. Jr.Purchase
23 Oct 2026, Board
- Shares
- 2,000
- Price
- $46.82
- Value
- $93,640
- Bradley C Allen JrPurchase
23 Oct 2026, Board
- Shares
- 2,000
- Price
- $47.30
- Value
- $94,600
- Glaze BrianSale
21 Aug 2026, PAO
- Shares
- 1,500
- Price
- $69.16
- Value
- $103,740
- Bradley C Allen JrPurchase
1 Jun 2026, Board
- Shares
- 1,000
- Price
- $63.87
- Value
- $63,869
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Stewart Information Services
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 47
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Insurance (Property & Casualty)
The next larger and next smaller companies by market value
- KemperKMPR $2.05B35
- Línea Directa AseguradoraLDA.MC $1.55B76
- Safety Insurance GroupSAFT $1.53B60
- TrupanionTRUP $1.49B52
- Universal Insurance HoldingsUVE $1.33B87
- United Fire GroupUFCS $1.32B64
- Ategrity Specialty HoldingsASIC $1.16B70
- Bowhead Specialty HoldingsBOW $1.13B75
ETFs that hold Stewart Information Services
Held by 12 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares S&P SmallCap 600 UCITS ETFIUS3 | 0.08% | 0.30% | €2.28B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.07% | 0.35% | €434.1M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.06% | 0.43% | €2.48B |
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| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.05% | 0.30% | €185.82M |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.05% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.05% | 0.30% | €4.22B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.04% | 0.17% | €8.6B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.03% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 2 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.