Skip to content
To the full analysis

SBI Life Insurance stock: balance sheet and debt

SBILIFE.NS
$19.34Closing price of 12 Nov 2026MEQIRI Score 60 out of 100

SBI Life Insurance has total assets of $53.15B and an equity ratio of 3.8%.

Daily figure as of 13 Nov 2026

Debt / Equity
0
Interest coverage
no data
Current ratio
0
Cash & equivalents
$340.97M
Total assets
$53.15B
Equity ratio
3.8%
Goodwill
not reported separately

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Total assets and equity ratio

How large the balance sheet of SBI Life Insurance Company Limited is, how much of it is equity and how much is goodwill from acquisitions.

Equity ratio

Figures as a table
YearTotal assetsGoodwill and intangible assetsof which goodwillEquity ratio
2013$5.71B$487.86Knot split out5.1%
2014$6.45B$2.63Mnot split out5.5%
2015$7.88B$1.74Mnot split out5.5%
2016$8.87B$934.91Knot split out5.7%
2017$10.87B$2.48Mnot split out5.4%
2018$12.94B$2.51Mnot split out5.4%
2019$15.6B$4.36Mnot split out5.2%
2020$17.6B$3.99Mnot split out5.3%
2021$24.11B$2.14Mnot split out4.6%
2022$29.05B$1.28Mnot split out4.3%
2023$33.45B$1.43Mnot split out4.1%
2024$42.33B$1.05Mnot split out3.7%
2025$48.58B$1.57Mnot split out3.7%
2026$53.15Bnot reported separatelynot reported separately3.8%

The equity ratio divides total equity, including non-controlling interests, by total assets. Net debt is not shown for banks, insurers and other financial companies: for them, cash and bonds are part of the business and are not available to pay down debt. In years without separate goodwill, the table shows the sum of goodwill and intangible assets, because the data do not list goodwill separately there.

Equity and debt

What the company owns and owes

  • Cash & equivalents
  • Equity
  • Bonds and loans (excluding deposits)
Figures as a table
YearCash & equivalentsEquityBonds and loans (excluding deposits)Debt / Equity
2013$64.66M$290.85M$00
2014$108.37M$356.74M$00
2015$92.59M$431.14M$00
2016$165.96M$503.07M$00
2017$107.96M$590.12M$00
2018$145.51M$693.83M$00
2019$154.43M$805.28M$00
2020$123.64M$929.29M$00
2021$163.9M$1.11B$00
2022$285.41M$1.24B$00
2023$249.08M$1.38B$00
2024$513.48M$1.58B$00
2025$196.28M$1.81B$00
2026$340.97M$2.03B$00

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2026, period end 31 Mar 2026
Currency
Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ₹94.0836)
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Dec 2019)
  • Valuation signal Overvalued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

MEQIRI counts visits without cookies. With your consent we remember for 90 days where you came from, also in your account, count page changes and time on page, recognise your next visit and load the Meta Pixel, which measures our advertising. You can withdraw your consent at any time under Cookie settings. Privacy