Banco de Sabadell stock
SAB.MCBMEBanco de Sabadell, S.A., Financial ServicesISIN ES0113860A34
69Score 69 out of 100, Neutral
Price and trend
79 / 100
Price history
+9.3% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 13% above it.
Since August 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 75).
The price is at its 52-week high. Largest decline in 20 years: 96% (May 2007 to October 2020).
Chart figures for advanced users
- SMA 50$4.00
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$3.69
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)75
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.11
- The lowest closing price of the last twelve months.
- Resistance$4.18
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Banco de Sabadell, S.A. belongs to the Banks (Diversified) industry (Spain) and, with a market value of $19.71B, is number 27 of 33 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.96B (down 3% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.32 (down 10.4%).
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- MEQIRI Score 69 out of 100 (Neutral): rank 460 of 975 in Financial Services, median 68.
- Our model puts fair value at $5.99, with the price 31% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Below fair valuePrice 31% below the fair value of $5.99.Valuation 88
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 88
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are fundamentals and valuation.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 70 to 69.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among stocks ranked 101 to 1,000.
From 2016 to 2025, 9 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What lowers it
- solid fundamentals
- price near its 52-week high
Valuation
Valuation signal
Significantly undervaluedIn our model the price counts as cheap below $4.61 and expensive above $8.56 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 8%. At 9% the fair value would be $4.99, at 7% it would be $7.49.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 48.3% on the twelve months before. Revenue has grown solidly since 2006, at about 6% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 41%, net not measured. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 28 Jan 2027in 76 days
- Last reported
- 29 Oct 2026EPS reported $0.09 (expected $0.08)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.32+0.3%
- Revenue
- $5.76B0.0%
- Earnings per share
- $0.37+1.6%
- Revenue
- $5.98B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −2.3%Sabadell slightly lowers its 2026 NII guidance to around 1% growth (previously a bit higher), but improves its cost guidance to about 2% growth, while now expecting the customer margin to exceed 290 basis points only in early 2027 instead of by year-end.
“Looking forward, we now expect customer spread to reach around 290 basis points by year-end, and NII is expected to grow by around 1% in 2026 year-on-year, and this is marginally below our previous guidance.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 29 Oct 2026 (fiscal Q3 2026), read by AI.
What happened at Banco de Sabadell
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 69
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Diversified)
The next larger and next smaller companies by market value
- National Bank of CanadaNA.TO $58.88B72
- ABN AMRO BankABN.AS $37.98B68
- Svenska HandelsbankenSHB-A.ST $32.07B67
- CredicorpBAP $29.02B81
- Woori Financial GroupWF $17.83B67
- Alpha BankALPHA.AT $11.83B71
- Alior BankALR.WA $4.85B72
- NOBA Bank GroupNOBA.ST $4.73B72
ETFs that hold Banco de Sabadell
Held by 120 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers Spain UCITS ETF 1DXESD | 1.97% | 0.30% | €511.41M |
| Amundi IBEX 35 UCITS ETF AccAMES | 1.76% | 0.30% | €942.58M |
| iShares MSCI EMU Mid Cap UCITS ETF EURIS3H | 1.48% | 0.49% | €570.32M |
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| Amundi Euro Stoxx Banks UCITS ETF AccLYBK | 1.40% | 0.30% | €6.23B |
| iShares EURO STOXX Banks 30-15 UCITS ETF (DE)EXX1 | 1.38% | 0.51% | €2.5B |
| iShares STOXX Europe 600 Banks UCITS ETF (DE)EXV1 | 0.85% | 0.46% | €2.98B |
| Deka MSCI Europe MC UCITS ETFEL43 | 0.74% | 0.36% | €67.53M |
| iShares Dow Jones Eurozone Leaders Screened UCITS ETF (DE)EXXV | 0.70% | 0.41% | €213.43M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = €0.9024)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 13 Nov 2026, previously Strong
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.