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Porto Seguro stock: balance sheet and debt

PSSA3.SA
$8.18Closing price of 12 Nov 2026MEQIRI Score 76 out of 100

Porto Seguro has total assets of $9.95B and an equity ratio of 28.4%.

Daily figure as of 13 Nov 2026

Debt / Equity
0.05
Interest coverage
no data
Current ratio
1.15
Cash & equivalents
$337.89M
Total assets
$9.95B
Equity ratio
28.4%
Goodwill
$210.14M
Plus intangible assets of $486.28M

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Total assets and equity ratio

How large the balance sheet of Porto Seguro S.A. is, how much of it is equity and how much is goodwill from acquisitions.

Equity ratio

Figures as a table
YearTotal assetsGoodwill and intangible assetsof which goodwillEquity ratio
2006$1.01Bnot reported separatelynot reported separately26.9%
2007$1.17B$201.18Knot split out27.5%
2008$1.38B$5.24Mnot split out25.3%
2009$2.05B$8.63Mnot split out27.1%
2010$2.63B$230.44Mnot split out30.0%
2011$2.99B$226.8Mnot split out28.0%
2012$3.36B$390.17Mnot split out26.9%
2013$3.63B$449.39M$65.96M28.9%
2014$3.81B$481.72M$66.01M28.0%
2015$4.13B$506.49Mnot split out27.8%
2016$4.51B$579.08M$66.78M27.6%
2017$5.16B$629.24Mnot split out26.6%
2018$5.44B$655.49Mnot split out25.0%
2019$5.82B$706.38M$66.78M25.3%
2020$6.54B$750.54M$66.78M24.5%
2021$7.63B$861.87M$66.01M21.8%
2022$7.11B$765.58M$179.65M26.5%
2023$7.88B$884.62M$213.67M28.3%
2024$8.53B$983.98M$214.34M29.5%
2025$9.95B$696.42M$210.14M28.4%

The equity ratio divides total equity, including non-controlling interests, by total assets. Net debt is not shown for banks, insurers and other financial companies: for them, cash and bonds are part of the business and are not available to pay down debt. In years without separate goodwill, the table shows the sum of goodwill and intangible assets, because the data do not list goodwill separately there.

Equity and debt

What the company owns and owes

  • Cash & equivalents
  • Equity
  • Bonds and loans (excluding deposits)
Figures as a table
YearCash & equivalentsEquityBonds and loans (excluding deposits)Debt / Equity
2006no data$272.32M$00
2007no data$323.07M$7.54M0.02
2008no data$349.57M$15.01M0.04
2009no data$556.59M$38.99M0.07
2010no data$790.78M$00
2011$271.37M$836.75M$00
2012$121.65M$902.12M$00
2013$237.94M$1.05B$00
2014$24.77M$1.07B$00
2015$205.61M$1.15B$00
2016$23.82M$1.25B$00
2017$225.49M$1.37B$00
2018$136.99M$1.36B$00
2019$30.61M$1.47B$00
2020$60.46M$1.6B$00
2021$78.14M$1.67B$643.32M0.39
2022$80.24M$1.87B$236.68M0.13
2023$128.01M$2.21B$153.03M0.07
2024$89.71M$2.5B$29.1M0.01
2025$337.89M$2.8B$128.17M0.05

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Currency
Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = R$5.6169)
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Strong, published since 7 Nov 2026 (in the score history since 30 Sep 2023)
  • Valuation signal Undervalued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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