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PB Fintech stock: key metrics
POLICYBZR.NSPB Fintech had an operating margin of 5.5% and a return on invested capital (ROIC) of 7.4% in fiscal 2026.
Margins show how much of revenue is left over, returns on capital how hard the invested money works.
Daily figure as of 13 Nov 2026
Margins
- Gross margin
- Operating margin
- Net margin
Figures as a table
| Year | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| 2017 | 33.5% | −21.8% | 4.0% |
| 2018 | 40.8% | −17.8% | −17.7% |
| 2019 | 18.3% | −74.4% | −70.5% |
| 2020 | 32.3% | −47.4% | −39.4% |
| 2021 | 52.6% | −22.0% | −16.9% |
| 2022 | 11.9% | −66.3% | −58.5% |
| 2023 | 61.4% | −28.3% | −19.0% |
| 2024 | 43.2% | −8.0% | 1.9% |
| 2025 | 40.7% | −0.3% | 7.1% |
| 2026 | 58.8% | 5.5% | 9.9% |
Returns on capital
- ROE
- ROIC
- ROA
Figures as a table
| Year | ROE | ROIC | ROA |
|---|---|---|---|
| 2017 | 2.3% | −42.3% | 2.0% |
| 2018 | −7.5% | −8.4% | −6.7% |
| 2019 | −70.7% | −42.6% | −46.2% |
| 2020 | −24.0% | −29.5% | −19.3% |
| 2021 | −7.5% | −8.8% | −6.4% |
| 2022 | −15.4% | −19.4% | −14.1% |
| 2023 | −8.9% | −42.0% | −7.8% |
| 2024 | 1.1% | −10.6% | 1.0% |
| 2025 | 5.5% | −0.5% | 4.7% |
| 2026 | 9.2% | 7.4% | 7.7% |
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Mar 2026
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ₹94.0836)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 13 Nov 2026, previously Weak
- Valuation signal Overvalued since 13 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.