Private Bancorp of America stock
PBAMNASDAQPrivate Bancorp of America, Inc., Financial ServicesISIN US74274F1003
76Score 76 out of 100, Strong
Price and trend
71 / 100
Price history
+53% in one yearThe chart shows daily closes over 15 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 13% above it.
Since August 2023 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 54).
The price is 4.7% below its 52-week high. Largest decline in 15 years: 55% (April 2018 to May 2020).
Chart figures for advanced users
- SMA 50$86.75
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$77.16
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)54
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$55.60
- The lowest closing price of the last twelve months.
- Resistance$91.20
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Private Bancorp of America, Inc. belongs to the Banks (Regional) industry (United States) and, with a market value of $497.85M, is number 375 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $125.16M (down 40.7% year on year) and earnings of $40.67M (up 13.5%).
- For fiscal 2026, analysts expect on average revenue of $140.58M (up 12.3%) and adjusted earnings per share of $8.54 (up 23.3%).
Show more
- MEQIRI Score 76 out of 100 (Strong): rank 201 of 976 in Financial Services, median 68.
- The P/E is 10.8 (Banks (Regional) median 12.2, own median of recent years 9.3).
- Our model puts fair value at $111.79, with the price 23% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 29.4% a year since 2020.Growth 73
- High return on equityReturn on equity 16.3% over the last 12 months.Profitability 73
- Below fair valuePrice 23% below the fair value of $111.79.Valuation 90
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are valuation and stability, while capital allocation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
- calm price action
- price near its 52-week high
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $93.16 and expensive above $139.73 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $124.99 (excess return model) and $98.58 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $101.37, at 7.8% it would be $127.41.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the quarter to 30 Sep 2026, revenue rose 12.9% on the same quarter a year earlier. Revenue has declined since 2024 (-41% per year), so it is worth watching closely. From 2024 revenue is reported differently (for example gross instead of net), so earlier years are not comparable and not shown.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 46%, net 32%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out. From 2024 revenue is reported differently (for example gross instead of net), so earlier years are not comparable and not shown.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 15 Jan 2027in 64 days
- Last reported
- 16 Oct 2026EPS reported $1.97 (expected $2.07)below expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $8.54+0.4%
- Revenue
- $140.58M+0.6%
- Earnings per share
- $8.89+1.8%
- Revenue
- $151.4M+1.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases or sales in the last 6 months.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Private Bancorp of America
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 76
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Citizens & NorthernCZNC $505.31M68
- Farmers & Merchants BancorpFMAO $505.03M69
- Danske Andelskassers BankDAB.CO $502.6M54
- SpareBank 1 HelgelandHELG.OL $501.72M60
- First BankFRBA $488.4M72
- Home BancorpHBCP $480.52M65
- Djurslands BankDJUR.CO $465.59M82
- Bank of Marin BancorpBMRC $462.48M57
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.