Paysign stock
PAYSNASDAQPaysign, Inc., IndustrialsISIN US70451A1043
74Score 74 out of 100, Strong
Price and trend
55 / 100
Price history
+73% in one yearThe chart shows daily closes over 19 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 9.0% above it.
Since May 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Sharply down: the price has fallen very quickly lately (RSI 24).
The price is 39% below its 52-week high. Largest decline in 19 years: 99% (March 2008 to January 2009).
Chart figures for advanced users
- SMA 50$13.70
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$8.71
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)24
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$3.18
- The lowest closing price of the last twelve months.
- Resistance$15.62
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Paysign, Inc. belongs to the Specialty Business Services industry (United States) and, with a market value of $535.83M, is number 38 of 44 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $82.03M (up 40.5% year on year) and earnings of $7.55M (up 97.9%).
- For fiscal 2026, analysts expect on average revenue of $114.66M (up 39.8%) and adjusted earnings per share of $0.35 (up 165.4%).
Show more
- MEQIRI Score 74 out of 100 (Strong): rank 86 of 1023 in Industrials, median 61.
- The P/E is 29.3 (Specialty Business Services median 20.8, own median of recent years 39.5).
- Our model puts fair value at $5.75, with the price 65% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Growing faster than its industryRevenue up 27.7% a year since 2020, Specialty Business Services median 11.6%.Growth 83
- Earnings turn into cashFree cash flow 253% of earnings over the last 12 months.Fundamentals 91
- More cash than debtCash $27.37M, financial debt $5.71M.Stability 67
Weaknesses
- Volatile share priceVolatility 74% a year over the last 12 months.Stability 67
- DilutionShare count up 10% since 2020.Capital allocation 54
Its standout strengths are fundamentals and profitability, while valuation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high price swings
- price up very strongly over the past year
- price far below its 52-week high
What lowers it
- solid fundamentals
Valuation
Valuation signal
Modestly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $3.83 and expensive above $11.49 (uncertainty very high, based on the price swings of the past year).
The two parts of the fair value come to $4.75 (cash-flow model) and $6.74 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $5.45, at 7.8% it would be $6.18.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (20.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 46.7% on the twelve months before. Revenue has grown strongly since 2010, at around 22% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 49%, operating 9%, net 9%. Last 12 months: net 18%.
Debt & balance sheet
latest quarterThe balance sheet is solid, with low debt and comfortable interest coverage.
Earnings
- Next earnings
- 23 Mar 2027in 131 days
- Last reported
- 9 Nov 2026EPS reported $0.11 (expected $0.09)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $0.350.0%
- Revenue
- $114.66M0.0%
- Earnings per share
- $0.430.0%
- Revenue
- $133.65M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: −13.0%Full-year guidance maintained (revenue of $106.5 million to $110.5 million), with management increasingly confident of reaching the upper end of the ranges.
“We continue to expect full year revenue of $106.5 million to $110.5 million, representing 30% to 35% year-over-year growth with gross profit margins between 60% and 62%.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 12 May 2026 (fiscal Q1 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 6 insiders sold, $8.04M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Newcomer MarkSale
9 Oct 2026, 10 percent owner, officer: CEO
- Shares
- 50,000
- Price
- $15.34
- Value
- $766,895
- Herman Joan MSale
16 Sept 2026, EVP, Operations
- Shares
- 38,900
- Price
- $11.74
- Value
- $456,830
- Herman Joan MSale
15 Sept 2026, EVP, Operations
- Shares
- 21,004
- Price
- $12.38
- Value
- $260,069
Show 14 more
- Ngo Michael CSale
9 Sept 2026, Chief Innovation Officer
- Shares
- 79,925
- Price
- $12.74
- Value
- $1.02M
- Ngo Michael CSale
8 Sept 2026, Chief Innovation Officer
- Shares
- 70,075
- Price
- $12.85
- Value
- $900,422
- Baker Jeffery BradfordSale
12 Aug 2026, Chief Financial Officer
- Shares
- 35,000
- Price
- $12.62
- Value
- $441,637
- Newcomer MarkSale
6 Aug 2026, 10 percent owner, officer: CEO
- Shares
- 150,000
- Price
- $11.88
- Value
- $1.78M
- Newcomer MarkSale
29 Jul 2026, 10 percent owner, officer: CEO
- Shares
- 50,000
- Price
- $9.38
- Value
- $468,985
- Herman Joan MSale
16 Jul 2026, EVP, Operations
- Shares
- 28,000
- Price
- $8.69
- Value
- $243,410
- Herman Joan MSale
15 Jul 2026, EVP, Operations
- Shares
- 31,904
- Price
- $8.60
- Value
- $274,253
- Herman Joan MSale
26 Jun 2026, EVP, Operations
- Shares
- 100,000
- Price
- $8.01
- Value
- $801,140
- Mina Bruce ASale
11 Jun 2026, Board
- Shares
- 10,000
- Price
- $7.10
- Value
- $70,950
- Cunningham Bradley KramerSale
1 Jun 2026, Chief Technology Officer
- Shares
- 3,000
- Price
- $7.80
- Value
- $23,400
- Mina Bruce ASale
1 Jun 2026, Board
- Shares
- 10,000
- Price
- $7.10
- Value
- $71,000
- Herman Joan MSale
1 Jun 2026, EVP, Operations
- Shares
- 29,202
- Price
- $8.00
- Value
- $233,730
- Cunningham Bradley KramerSale
29 May 2026, Chief Technology Officer
- Shares
- 10,000
- Price
- $7.30
- Value
- $73,020
- Herman Joan MSale
26 May 2026, EVP, Operations
- Shares
- 22,534
- Price
- $7.01
- Value
- $158,038
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Paysign
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
1023 rated companies in Industrials
- This company
- 74
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Specialty Business Services
The next larger and next smaller companies by market value
- BrightView HoldingsBV $913.96M36
- Karnov GroupKAR.ST $799.77M70
- BUUU GroupBUUU $737.81M47
- Cass Information SystemsCASS $708.87M66
- EnnisEBF $533.7M68
- Coor Service Management HoldingCOOR.ST $483.14M58
- Acacia ResearchACTG $404.04M41
- Spire GlobalSPIR $389.98M39
ETFs that hold Paysign
Held by 3 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.02% | 0.30% | €2.17B |
| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.02% | 0.30% | €4.22B |
| Avantis Global Small Cap Value UCITS ETFAVWS | 0.00% | 0.39% | €1.47B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 17 Apr 2026)
- Valuation signal Fairly valued since 11 Nov 2026, previously Overvalued
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.