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Old Republic International stock: balance sheet and debt

ORI
$40.04Closing price of 12 Nov 2026MEQIRI Score 78 out of 100

Old Republic International has total assets of $29.86B and an equity ratio of 19.9%.

Daily figure as of 13 Nov 2026

Debt / Equity
0.27
Interest coverage
no data
Current ratio
3.4
Cash & equivalents
$3.23B
Total assets
$29.86B
Equity ratio
19.9%
Goodwill and intangible assets
$636.2M
not split out

For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.

Total assets and equity ratio

How large the balance sheet of Old Republic International Corporation is, how much of it is equity and how much is goodwill from acquisitions.

Equity ratio

Figures as a table
YearTotal assetsGoodwill and intangible assetsof which goodwillEquity ratio
2006$12.61Bnot reported separatelynot reported separately34.6%
2007$13.29Bnot reported separatelynot reported separately34.2%
2008$13.27Bnot reported separatelynot reported separately28.2%
2009$14.19Bnot reported separatelynot reported separately27.4%
2010$15.88Bnot reported separatelynot reported separately25.9%
2011$16.05Bnot reported separatelynot reported separately23.5%
2012$16.23B$165.5Mnot split out22.2%
2013$16.53B$192.6Mnot split out22.8%
2014$16.99B$230.8Mnot split out23.1%
2015$17.11B$255.4Mnot split out22.7%
2016$18.59B$274Mnot split out24.1%
2017$19.4B$297.8Mnot split out24.4%
2018$19.33B$490.3M$174M26.6%
2019$21.08Bnot reported separatelynot reported separately28.5%
2020$22.82Bnot reported separatelynot reported separately27.1%
2021$24.98B$350.4Mnot split out27.6%
2022$25.16B$356.2M$178.1M24.5%
2023$26.5B$417.8Mnot split out24.2%
2024$27.84B$531.3Mnot split out20.2%
2025$29.86B$636.2Mnot split out19.9%

The equity ratio divides total equity, including non-controlling interests, by total assets. Net debt is not shown for banks, insurers and other financial companies: for them, cash and bonds are part of the business and are not available to pay down debt. In years without separate goodwill, the table shows the sum of goodwill and intangible assets, because the data do not list goodwill separately there.

Equity and debt

What the company owns and owes

  • Cash & equivalents
  • Equity
  • Bonds and loans (excluding deposits)
Figures as a table
YearCash & equivalentsEquityBonds and loans (excluding deposits)Debt / Equity
2006$565.2M$4.37B$144.3M0.03
2007$516.6M$4.54B$64.1M0.01
2008$981.6M$3.74B$1.53B0.41
2009$928M$3.89B$1.57B0.4
2010$1.17B$4.12B$475M0.12
2011$1.57B$3.77B$912.8M0.24
2012$9.93B$3.6B$572.9M0.16
2013$9.99B$3.78B$569.2M0.15
2014$9.16B$3.92B$965M0.25
2015$9.37B$3.88B$961.7M0.25
2016$9.97B$4.47B$1.53B0.34
2017$10.15B$4.73B$1.45B0.31
2018$9.68B$5.15B$981.3M0.19
2019$9.36B$6B$973.9M0.16
2020$11.37B$6.19B$966.4M0.16
2021$11.4B$6.89B$3.18B0.46
2022$12.69B$6.17B$1.6B0.26
2023$13.38B$6.41B$1.59B0.25
2024$13.7B$5.62B$1.59B0.28
2025$3.23B$5.91B$1.59B0.27

Data status and sources

Score
Daily value of 13 Nov 2026, recalculated nightly
Price
Closing price of 12 Nov 2026
Latest annual report
Fiscal year 2025, period end 31 Dec 2025
Source
Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.

Mandatory disclosures for this rating

  • ; time horizon around 12 months
  • Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
  • Valuation signal Undervalued since 7 Nov 2026
  • End-of-day prices, metrics cached for up to 24 hours
  • Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
  • Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
  • Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.

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