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Nicolet Bankshares stock: key metrics
NICNicolet Bankshares had a return on equity of 12% in fiscal 2025.
Margins show how much of revenue is left over, returns on capital how hard the invested money works.
Daily figure as of 13 Nov 2026
Banks and insurers have no gross margin, and return on equity counts instead of return on invested capital (ROIC), in the score as well. Both are therefore left out here. The net margin is shown for information; for banks and insurers it does not count in the score.
Margins
- Operating margin
- Net margin
Figures as a table
| Year | Operating margin | Net margin |
|---|---|---|
| 2010 | 3.3% | 2.9% |
| 2011 | 5.1% | 4.1% |
| 2012 | 14.0% | 9.2% |
| 2013 | 39.4% | 31.8% |
| 2014 | 26.1% | 17.7% |
| 2015 | 29.9% | 19.3% |
| 2016 | 29.6% | 19.5% |
| 2017 | 37.4% | 25.0% |
| 2018 | 37.5% | 28.1% |
| 2019 | 41.8% | 32.2% |
| 2020 | 41.9% | 31.1% |
| 2021 | 36.0% | 26.9% |
| 2022 | 42.2% | 31.6% |
| 2023 | 31.4% | 22.3% |
| 2024 | 44.4% | 35.5% |
| 2025 | 48.2% | 38.8% |
Returns on capital
- ROE
- ROA
Figures as a table
| Year | ROE | ROA |
|---|---|---|
| 2010 | 1.7% | 0.2% |
| 2011 | 2.0% | 0.2% |
| 2012 | 3.9% | 0.4% |
| 2013 | 15.4% | 1.3% |
| 2014 | 9.0% | 0.8% |
| 2015 | 10.4% | 0.9% |
| 2016 | 6.7% | 0.8% |
| 2017 | 9.1% | 1.1% |
| 2018 | 10.6% | 1.3% |
| 2019 | 10.6% | 1.5% |
| 2020 | 11.2% | 1.3% |
| 2021 | 6.8% | 0.8% |
| 2022 | 9.7% | 1.1% |
| 2023 | 5.9% | 0.7% |
| 2024 | 10.6% | 1.4% |
| 2025 | 12.0% | 1.6% |
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 24 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.