Marqeta stock
MQNASDAQMarqeta, Inc., TechnologyISIN US57142B2034
63Score 63 out of 100, Neutral
Price and trend
75 / 100
Price history
−10% in one yearThe chart shows daily closes over 5 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 8.3% above it.
Since October 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 41).
The price is 11% below its 52-week high. Largest decline in 5 years: 90% (November 2021 to November 2024).
Chart figures for advanced users
- SMA 50$17.46
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$16.64
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)41
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$15.04
- The lowest closing price of the last twelve months.
- Resistance$20.32
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Marqeta, Inc. belongs to the Software (Infrastructure) industry (United States) and, with a market value of $1.88B, is number 69 of 98 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $624.88M (up 23.3% year on year) and a loss of $13.93M.
- For fiscal 2026, analysts expect on average revenue of $700.37M (up 12.1%) and adjusted earnings per share of $1.00.
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- MEQIRI Score 63 out of 100 (Neutral): rank 378 of 863 in Technology, median 61.
- The P/E is 14.7 (Software (Infrastructure) median 26.3, own median of recent years 71).
- Our model puts fair value at $26.78, with the price 31% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- More cash than debtCash $698.18M, financial debt $6.12M.Stability 76
- Modestly valuedP/E 14.7, Software (Infrastructure) median 26.3, own median 71.Valuation 74
- Share buybacksShare count down 14% since 2020.Capital allocation 54
Weaknesses
- Analysts expect falling earningsDown 12.8% a year through 2028 (estimates from 8 analysts).
Its standout strengths are stability and technical analysis, while fundamentals holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamental quality fluctuates.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among smaller stocks.
From 2016 to 2025, 20 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- weak fundamentals
Valuation
Valuation signal
Significantly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $19.13 and expensive above $44.64 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $21.41 (cash-flow model) and $32.16 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is below both.
Calculated with a cost of equity of 9.2%. At 10.2% the fair value would be $25.57, at 8.2% it would be $28.52.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (26.3).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 17.2% on the twelve months before. Revenue has grown strongly since 2019, at around 28% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 70%, operating −7%, net −2%. Last 12 months: net 19%.
Debt & balance sheet
latest quarterDebt is low; no interest coverage is reported.
Earnings
- Next earnings
- 23 Feb 2027in 102 days
- Last reported
- 3 Nov 2026EPS reported $1.09 (expected $0.06)above expectations
Analyst estimates
Analysts have raised their 2026 earnings estimate by 349.5% since 15 Oct 2026.
- Earnings per share
- $1.00+349.5%
- Revenue
- $700.37M−0.5%
- Earnings per share
- $0.51+1.4%
- Revenue
- $790.75M−2.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook mixed
Share price after the results: −6.7%Revenue growth narrowed to 12% to 13% and gross profit growth to 11% to 12%, with the second half about 2 points below the February plan; adjusted EBITDA and net income expectations raised again.
“We expect a substantial step down from Q2 to Q3, a deceleration of about 10 points of gross profit growth from Q2, driven by 2 to 3 points related to the last large renewal that we expect to sign in Q3, 4 points from lapping the TransactPay acquisition that closed in July of 2025. 1 to 2 points related to the …”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 4 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 3 insiders sold, $445,873 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Sumner CrystalSale
15 Oct 2026, See Remarks
- Shares
- 1,250
- Price
- $18.76
- Value
- $23,449
- Cummings MarthaSale
16 Sept 2026, Board
- Shares
- 713
- Price
- $16.01
- Value
- $11,415
- Sumner CrystalSale
15 Sept 2026, See Remarks
- Shares
- 1,250
- Price
- $16.39
- Value
- $20,488
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- Sumner CrystalSale
1 Sept 2026, See Remarks
- Shares
- 1,250
- Price
- $16.27
- Value
- $20,338
- Cummings MarthaSale
14 Aug 2026, Board
- Shares
- 713
- Price
- $16.47
- Value
- $11,743
- Cummings MarthaSale
15 Jul 2026, Board
- Shares
- 713
- Price
- $16.22
- Value
- $11,565
- Pollak ToddSale
1 Jul 2026, Chief Revenue Officer
- Shares
- 18,750
- Price
- $16.88
- Value
- $316,447
- Sumner CrystalSale
15 May 2026, See Remarks
- Shares
- 5,055
- Price
- $3.85
- Value
- $19,448
- Cummings MarthaSale
15 May 2026, Board
- Shares
- 2,853
- Price
- $3.85
- Value
- $10,981
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Marqeta
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
863 rated companies in Technology
- This company
- 63
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Infrastructure)
The next larger and next smaller companies by market value
- NetScout SystemsNTCT $2.38B62
- GigaCloud TechnologyGCT $2.3B85
- A10 NetworksATEN $2.09B71
- NayaxNYAX $1.98B52
- Progress SoftwarePRGS $1.81B69
- StoneCoSTNE $1.8B59
- secunet Security NetworksYSN.DE $1.68B62
- YubicoYUBICO.ST $1.55B67
ETFs that hold Marqeta
Held by 14 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| L&G Russell 2000 US Small Cap Quality UCITS ETFETLZ | 0.12% | 0.30% | €185.82M |
| iShares Digitalisation UCITS ETF2B79 | 0.07% | 0.40% | €726.22M |
| Xtrackers Russell 2000 UCITS ETF 1CXRS2 | 0.05% | 0.30% | €2.17B |
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| State Street SPDR Russell 2000 U.S. Small Cap UCITS ETF (Acc)ZPRR | 0.05% | 0.30% | €4.22B |
| Invesco Global Buyback Achievers UCITS ETFBBCK | 0.03% | 0.39% | €188.08M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.02% | 0.45% | €1.53B |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.01% | 0.43% | €2.48B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.01% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 25 Sep 2026)
- Valuation signal Undervalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.