MONETA Money Bank, a.s. stock
MONET.PRPRAFinancial ServicesISIN CZ0008040318
76Score 76 out of 100, Strong
Price and trend
44 / 100
Price history
−5.8% in one yearThe chart shows daily closes over 11 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 6.0% below it.
Since October 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 38).
The price is 16% below its 52-week high. Largest decline in 11 years: 45% (October 2016 to May 2020).
Chart figures for advanced users
- SMA 50$8.70
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$8.78
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)38
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$8.06
- The lowest closing price of the last twelve months.
- Resistance$9.84
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- MONETA Money Bank, a.s. belongs to the Banks (Regional) industry (Czechia) and, with a market value of $4.22B, is number 186 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $296.73M (up 11.9% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $0.64 (up 13.6%).
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- MEQIRI Score 76 out of 100 (Strong): rank 195 of 976 in Financial Services, median 68.
- The P/E is 13 (Banks (Regional) median 12.2, own median of recent years 10.8).
- Our model puts fair value at $9.70, with the price 13% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High dividend yieldDividend yield 8.36%, Banks (Regional) median 2.79%.Capital allocation 74
- High return on equityReturn on equity 22.4% over the last 12 months.Profitability 85
- Earnings per share growingUp 20.1% a year since 2020.Growth 90
Weaknesses
- Dividend not coveredPayouts over the last 12 months were 109% of earnings.
Its standout strengths are fundamentals and growth, while technical analysis holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
- calm price action
Valuation
Valuation signal
Modestly undervaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $8.08 and expensive above $12.12 (uncertainty low, based on the price swings of the past year).
The two parts of the fair value come to $11.61 (excess return model) and $7.78 (industry comparison), and the gap between them shows how uncertain the estimate is.
Calculated with a cost of equity of 9.2%. At 10.2% the fair value would be $8.73, at 8.2% it would be $11.15.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.2).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue rose 11.7% on the prior year. Revenue has stayed largely stable since 2013.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 53%, net 45%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 2 Feb 2027in 82 days
- Last reported
- 23 Oct 2026EPS reported $0.19
Analyst estimates
Earnings estimates have barely changed since 24 Oct 2026.
- Earnings per share
- $0.64+1.6%
- Revenue
- $684.3M+1.4%
- Earnings per share
- $0.68+1.7%
- Revenue
- $731.89M+1.5%
MEQIRI has stored the estimates since 24 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at MONETA Money Bank, a.s.
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 76
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- United Community BanksUCB $4.48B59
- Cathay General BancorpCATY $4.37B77
- First Financial BanksharesFFIN $4.34B67
- Flagstar FinancialFLG $4.34B33
- Bank Handlowy w WarszawieBHW.WA $4.1B84
- WSFS FinancialWSFS $4.04B75
- First BanCorp.FBP $3.97B81
- BancFirstBANF $3.97B71
ETFs that hold MONETA Money Bank, a.s.
Held by 41 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Expat Czech PX UCITS ETFCZX | 13.99% | 2.90% | €642.96K |
| WisdomTree Emerging Markets SmallCap Dividend UCITS ETFWTED | 0.44% | 0.54% | €35.5M |
| Deka MSCI Emerging Markets UCITS ETFEL40 | 0.24% | 0.40% | €297.2M |
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| UBS MSCI EM Socially Responsible UCITS ETF USD accUETE | 0.08% | 0.24% | €2.81B |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.07% | 0.35% | €277.45M |
| iShares MSCI EM CTB Enhanced ESG UCITS ETFEDM2 | 0.07% | 0.18% | €7.09B |
| iShares MSCI EM SRI UCITS ETFQDVS | 0.06% | 0.25% | €2.76B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.05% | 0.17% | €8.6B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = CZK 21.9089)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 25 Apr 2025)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.