Mediobanca Banca di Credito Finanziario stock
MB.MIMILMediobanca Banca di Credito Finanziario S.p.A., Financial ServicesISIN IT0000062957
71Score 71 out of 100, Strong
Price and trend
78 / 100
Price history
+51% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 16% above it.
Since May 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 75).
The price is 6.4% below its 52-week high. Largest decline in 20 years: 86% (May 2007 to July 2012).
Chart figures for advanced users
- SMA 50$29.93
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$26.15
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)75
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$17.12
- The lowest closing price of the last twelve months.
- Resistance$32.32
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Mediobanca Banca di Credito Finanziario S.p.A. belongs to the Banks (Regional) industry (Italy) and, with a market value of $24.4B, is number 57 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $1.48B (up 4.5% year on year).
- MEQIRI Score 71 out of 100 (Strong): rank 382 of 976 in Financial Services, median 68.
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- Our model puts fair value at $16.92, with the price 80% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 18.6% a year since 2020.Growth 85
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 81
- High dividend yieldDividend yield 4.45%, Banks (Regional) median 2.79%.Capital allocation 65
Weaknesses
- Above fair valuePrice 80% above the fair value of $16.92.Valuation 17
Its standout strengths are momentum and growth, while valuation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 72 to 71.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
What drives the risk
- high growth grade (crashed more often in the backtest)
- price up very strongly over the past year
What lowers it
- solid fundamentals
- stable momentum
Valuation
Valuation signal
Significantly overvaluedClosing price of 11 Nov 2026, used by the daily score.
In our model the price counts as cheap below $13.01 and expensive above $24.17 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 8.9%. At 9.9% the fair value would be $14.25, at 7.9% it would be $20.81.
Valuation metrics
From the excess return model alone; the profit includes one-off items, so there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2025, revenue rose 7.9% on the prior year. Revenue has grown solidly since 2007, at about 5% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 54%, net 38%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 11 Feb 2027in 91 days
- Last reported
- 5 Nov 2026EPS reported $0.52 (expected $0.46)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.980.0%
- Revenue
- $4.41B0.0%
- Earnings per share
- $2.070.0%
- Revenue
- $4.63B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Mediobanca Banca di Credito Finanziario
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 71
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Banco BradescoBBD $26.73B60
- Banco Santander (Brasil)BSBR $26.5B46
- E.SUN Financial Holding2884.TW $25.68B69
- First Citizens BancSharesFCNCA $25.62B78
- Banco BPMBAMI.MI $24.57B70
- Mega Financial Holding2886.TW $24.47B64
- Regions FinancialRF $24.4B74
- Bank of Nanjing601009.SS $23.15B66
ETFs that hold Mediobanca Banca di Credito Finanziario
Held by 15 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Xtrackers FTSE MIB UCITS ETF 1DDBXI | 0.39% | 0.30% | €99.53M |
| UBS Core MSCI Europe UCITS ETF hEUR accUIMF | 0.08% | 0.09% | €2.97B |
| Vanguard FTSE Developed Europe ex UK UCITS ETF (EUR) DistributingVERX | 0.03% | 0.10% | €5.35B |
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| Vanguard FTSE Developed Europe UCITS ETF (EUR) AccumulatingVWCG | 0.02% | 0.10% | €8.08B |
| Vanguard FTSE All-World High Dividend Yield UCITS ETF (USD) AccumulatingVGWE | 0.01% | 0.29% | €13.67B |
| Vanguard FTSE Developed World UCITS ETF (USD) AccumulatingVGVF | 0.00% | 0.12% | €10.33B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
| Vanguard FTSE All-World UCITS ETF (USD) AccumulatingVWCE | 0.00% | 0.14% | €79.59B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 30 Jun 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.