Jack Henry & Associates stock
JKHYNASDAQJack Henry & Associates, Inc., TechnologyISIN US4262811015
81Score 81 out of 100, Strong
Price and trend
84 / 100
Price history
+6.1% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 14% above it.
Since October 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Normal: the price is neither overheated nor sold off (RSI 66).
The price is 8.7% below its 52-week high. Largest decline in 20 years: 51% (October 2007 to March 2009).
Chart figures for advanced users
- SMA 50$157.30
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$153.93
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)66
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$123.42
- The lowest closing price of the last twelve months.
- Resistance$192.60
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Jack Henry & Associates, Inc. belongs to the Information Technology Services industry (United States) and, with a market value of $12.25B, is number 23 of 104 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $2.5B (up 5.1% year on year) and earnings of $502.78M (up 10.3%).
- For fiscal 2027, analysts expect on average revenue of $2.69B (up 7.9%) and adjusted earnings per share of $7.37 (up 5.8%).
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- MEQIRI Score 81 out of 100 (Strong): rank 23 of 857 in Technology, median 61.
- The P/E is 23.8 (Information Technology Services median 18.7, own median of recent years 33).
- Our model puts fair value at $148.94, with the price 18% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Reliable dividendNo dividend cut for over 36 years.Capital allocation 85
- High return on capitalReturn on invested capital 22.7% in fiscal 2026, Information Technology Services median 8%.Profitability 87
- Consistently profitableProfit in all 10 fiscal years from 2017 to 2026.Fundamentals 99
Weaknesses
None of our weakness checks flags anything. Crash risk is measured separately.
Its standout strengths are fundamentals and profitability, while valuation holds the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What lowers it
- solid fundamentals
Valuation
Valuation signal
Modestly overvaluedIn our model the price counts as cheap below $114.57 and expensive above $212.77 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $159.85 (cash-flow model) and $138.04 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 8.8%. At 9.8% the fair value would be $135.97, at 7.8% it would be $168.37.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (18.7).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 7.1% on the twelve months before. Revenue has grown solidly since 2007, at about 7% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2026: gross 43%, operating 24%, net 20%.
Debt & balance sheet
latest quarterThe balance sheet is solid, with low debt and comfortable interest coverage.
Earnings
- Next earnings
- 2 Feb 2027in 82 days
- Last reported
- 3 Nov 2026EPS reported $2.28 (expected $2.07)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $7.37+0.1%
- Revenue
- $2.69B0.0%
- Earnings per share
- $8.08+0.2%
- Revenue
- $2.88B0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +7.8%First guidance for fiscal 2027: non-GAAP margin to expand 20 to 40 basis points; first quarter revenue growth modestly below the full-year range.
“This was our third consecutive year of margin expansion of 60 basis points or greater and each exceeded our initial guide of 20 to 40 basis points.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 19 Aug 2026 (fiscal Q4 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
2 insiders bought on the open market in the last 6 months, $317,135 in total.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Jack Henry & Associates
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
857 rated companies in Technology
- This company
- 81
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Information Technology Services
The next larger and next smaller companies by market value
- CGIGIB $14.84B77
- CACI InternationalCACI $14.27B66
- LTMLTM.NS $13.37B73
- Samsung SDS018260.KS $13.34B69
- GartnerIT $12.17B76
- Indra SistemasIDR.MC $11.64B75
- WiseWSE $11.15B70
- Persistent SystemsPERSISTENT.NS $10.52B78
ETFs that hold Jack Henry & Associates
Held by 38 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| VanEck Morningstar US ESG Wide Moat UCITS ETFGMVM | 1.58% | 0.49% | €368.7M |
| iShares Digitalisation UCITS ETF2B79 | 0.49% | 0.40% | €726.22M |
| State Street SPDR S&P U.S. Dividend Aristocrats UCITS ETF (Dist)SPYD | 0.49% | 0.35% | €3.62B |
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| Xtrackers S&P 500 Equal Weight UCITS ETF 2C EUR HedgedXDEE | 0.22% | 0.30% | €14.88B |
| iShares S&P 500 Financials Sector UCITS ETFQDVH | 0.16% | 0.15% | €2.17B |
| State Street SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc)ZPDF | 0.15% | 0.15% | €663.04M |
| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.13% | 0.45% | €1.53B |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.12% | 0.30% | €944.34M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 30 Jun 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 10 Oct 2025)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.