Banca IFIS stock
IF.MIMILBanca IFIS S.p.A., Financial ServicesISIN IT0003188064
61Score 61 out of 100, Neutral
Price and trend
40 / 100
Price history
−60% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 44% below it.
Since April 2026 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 50).
The price is 64% below its 52-week high. Largest decline in 20 years: 86% (October 2017 to October 2020).
Chart figures for advanced users
- SMA 50$13.14
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$19.86
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)50
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$11.05
- The lowest closing price of the last twelve months.
- Resistance$30.64
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Banca IFIS S.p.A. belongs to the Banks (Regional) industry (Italy) and, with a market value of $680.31M, is number 338 of 422 companies in its industry on MEQIRI.
- In fiscal 2025 it earned $364.96M (up 103% year on year).
- For fiscal 2026, analysts expect on average adjusted earnings per share of $1.06 (down 84.6%).
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- MEQIRI Score 61 out of 100 (Neutral): rank 706 of 976 in Financial Services, median 68.
- The P/E is 2.5 (Banks (Regional) median 12.2, own median of recent years 5.9).
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 32.8% a year since 2020.Growth 93
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 82
Weaknesses
- Dividend at riskDividend yield 21%. At yields this high (15% or more), the dividend was cut by at least a fifth within a year in 69 of 100 cases from 2011 to 2025, against 7 of 100 at 2 to 4%.Capital allocation 48
- Share price fell sharplyDown 61% over the last 12 months.Momentum 21
- DilutionShare count up 15% since 2020.Capital allocation 48
Its standout strengths are growth and fundamentals, while technical analysis and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 62 to 61.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
not measuredClosing price of 11 Nov 2026, used by the daily score.
A fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at more than four times the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the quarter to 30 Jun 2026, revenue rose 9.4% on the same quarter a year earlier. Revenue has grown strongly since 2006, at around 37% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 41%, net 36%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
Fiscal 2025For banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 11 Feb 2027in 91 days
- Last reported
- 4 Aug 2026EPS reported −$0.42
Analyst estimates
- Earnings per share
- $1.06+35.6%
- Revenue
- $886.32M0.0%
- Earnings per share
- $2.16+0.1%
- Revenue
- $895.65M0.0%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Banca IFIS
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 61
- Sector median
- 68
Categories against the sector medianMedian of 976 companies
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- California BanCorpBCAL $702.63M71
- Community West BancsharesCWBC $700.91M59
- Bar Harbor BanksharesBHB $696.29M67
- Capital BancorpCBNK $686.58M74
- Red River BancsharesRRBI $685.14M75
- ACNBACNB $678.37M75
- Hingham Institution for SavingsHIFS $667.59M67
- Midland States BancorpMSBI $667.55M59
ETFs that hold Banca IFIS
Held by 10 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Amundi MSCI EMU Small Cap ESG Broad Transition UCITS ETF DISTLGWU | 0.17% | 0.40% | €575.19M |
| UBS MSCI EMU Small Cap UCITS ETF EUR disUEFD | 0.06% | 0.28% | €627.81M |
| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.05% | 0.23% | €319.31M |
Show 5 more
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.04% | 0.30% | €810.11M |
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.02% | 0.30% | €3.43B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.02% | 0.35% | €434.1M |
| UBS MSCI EMU Select Factor Mix UCITS ETF EUR accUIQN | 0.01% | 0.34% | €16.87M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.00% | 0.35% | €8.19B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = €0.8987)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 25 Sep 2026)
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.