IDFC First Bank stock
IDFCFIRSTB.NSNSEIDFC First Bank Limited, Financial ServicesISIN INE092T01019
60Score 60 out of 100, Neutral
Price and trend
74 / 100
Price history
−0.8% in one yearThe chart shows daily closes over 11 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 5.6% above it.
Since July 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 77).
The price is 7.9% below its 52-week high. Largest decline in 11 years: 78% (September 2016 to March 2020).
Chart figures for advanced users
- SMA 50$0.85
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$0.81
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)77
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$0.63
- The lowest closing price of the last twelve months.
- Resistance$0.93
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- IDFC First Bank Limited belongs to the Banks (Regional) industry (India) and, with a market value of $7.42B, is number 139 of 420 companies in its industry on MEQIRI.
- In fiscal 2026 it earned $171.18M (up 8.1% year on year).
- For fiscal 2027, analysts expect on average adjusted earnings per share of $0.05 (up 152.4%).
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- MEQIRI Score 60 out of 100 (Neutral): rank 721 of 975 in Financial Services, median 68.
- The P/E is 23.3 (Banks (Regional) median 12.9, own median of recent years 23.9).
- Our model puts fair value at $0.55, with the price 55% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Analysts expect strong earnings growthUp 33% a year through 2029 (estimates from 21 analysts).Growth 100
- Earnings per share growingUp 16.5% a year since 2021.Growth 100
Weaknesses
- DilutionShare count up 55% since 2021.Capital allocation 28
- Above fair valuePrice 55% above the fair value of $0.55.Valuation 40
- Low return on equityReturn on equity 6.2% over the last 12 months.Profitability 32
Its standout strengths are growth and stability, while profitability and capital allocation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 59 to 60.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk not measured
How well MEQIRI warnsFor stocks from Japan, China, Hong Kong, Taiwan, Korea, Canada, India and Brazil we only show crash risk once a separate backtest shows that it warns as well there as in the US and Europe.
Valuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $0.43 and expensive above $0.79 (uncertainty medium, based on the price swings of the past year).
The two parts of the fair value come to $0.63 (excess return model) and $0.47 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 12.6%. At 13.6% the fair value would be $0.51, at 11.6% it would be $0.62.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (12.9).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 14.7% on the twelve months before. Revenue turned from negative at the start of the period to positive ($3.09B in the latest year).
Margins
- Operating margin
- Net margin
In fiscal 2026: operating 6%, net 6%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 25 Jan 2027in 73 days
- Last reported
- 24 Oct 2026EPS reported $0.01 (expected $0.01)above expectations
Analyst estimates
Analysts have raised their 2027 earnings estimate by 4.7% since 22 Oct 2026.
- Earnings per share
- $0.05+4.7%
- Revenue
- $3.73B+0.1%
- Earnings per share
- $0.07+3.1%
- Revenue
- $4.5B+0.8%
MEQIRI has stored the estimates since 22 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at IDFC First Bank
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 60
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Banks (Regional)
The next larger and next smaller companies by market value
- Credito EmilianoCE.MI $7.73B77
- IndusInd BankINDUSINDBK.NS $7.71B47
- Bank of MaharashtraMAHABANK.NS $7.5B77
- Banca GeneraliBGN.MI $7.42B77
- Bank MillenniumMIL.WA $7.37B74
- Kyoto Financial Group,Inc.5844.T $7.35B67
- KakaoBank323410.KS $7.23B55
- Hachijuni Bank8359.T $7.1B68
ETFs that hold IDFC First Bank
Held by 19 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares MSCI India UCITS ETFQDV5 | 0.25% | 0.65% | €4.98B |
| Vanguard FTSE Emerging Markets UCITS ETF (USD) AccumulatingVFEA | 0.03% | 0.17% | €5.24B |
| iShares MSCI EM Asia UCITS ETFCEBL | 0.03% | 0.20% | €7.14B |
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| Amundi Core MSCI Emerging Markets UCITS ETF EUR DistAEMD | 0.03% | 0.18% | €9.52B |
| iShares MSCI EM UCITS ETF USD (Acc)EUNM | 0.03% | 0.18% | €9.24B |
| iShares MSCI EM IMI Screened UCITS ETF USD (Acc)AYEM | 0.03% | 0.18% | €5.26B |
| iShares Core MSCI EM IMI UCITS ETFIS3N | 0.02% | 0.18% | €37.98B |
| Amundi MSCI EM Asia ESG Broad Transition UCITS ETF AccLCUA | 0.02% | 0.25% | €661.06M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Mar 2026
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = ₹94.0836)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 31 Jul 2026)
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.