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HealthEquity stock: key metrics
HQYHealthEquity had an operating margin of 24.6% and a return on invested capital (ROIC) of 8.7% in fiscal 2026.
Margins show how much of revenue is left over, returns on capital how hard the invested money works.
Daily figure as of 13 Nov 2026
Margins
- Gross margin
- Operating margin
- Net margin
Figures as a table
| Year | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| 2013 | 48.8% | 15.4% | 24.2% |
| 2014 | 50.3% | 18.6% | 2.0% |
| 2015 | 52.7% | 19.2% | 11.6% |
| 2016 | 55.5% | 20.6% | 13.1% |
| 2017 | 57.2% | 23.1% | 14.8% |
| 2018 | 56.7% | 23.7% | 20.6% |
| 2019 | 61.0% | 27.0% | 25.7% |
| 2020 | 54.7% | 20.5% | 7.5% |
| 2021 | 46.2% | 10.9% | 1.2% |
| 2022 | 45.1% | 5.4% | −5.9% |
| 2023 | 45.9% | 4.4% | −3.0% |
| 2024 | 53.0% | 12.8% | 5.6% |
| 2025 | 57.7% | 19.2% | 8.1% |
| 2026 | 69.5% | 24.6% | 16.4% |
Returns on capital
- ROE
- ROIC
- ROA
Figures as a table
| Year | ROE | ROIC | ROA |
|---|---|---|---|
| 2013 | 31.4% | 23.9% | 24.1% |
| 2014 | 3.6% | 23.1% | 2.2% |
| 2015 | 7.1% | 40.9% | 6.4% |
| 2016 | 8.2% | 30.1% | 7.6% |
| 2017 | 10.1% | 33.6% | 9.4% |
| 2018 | 13.7% | 52.7% | 12.8% |
| 2019 | 15.5% | 68.3% | 14.5% |
| 2020 | 3.8% | 8.9% | 1.5% |
| 2021 | 0.6% | 3.8% | 0.3% |
| 2022 | −2.4% | 1.3% | −1.4% |
| 2023 | −1.4% | 1.1% | −0.8% |
| 2024 | 2.7% | 3.7% | 1.8% |
| 2025 | 4.6% | 7.0% | 2.8% |
| 2026 | 10.2% | 8.7% | 6.3% |
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Jan 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 22 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.