Hoist Finance stock
HOFI.STSTOHoist Finance AB (publ), Financial ServicesISIN SE0006887063
79Score 79 out of 100, Strong
Price and trend
79 / 100
Price history
+114% in one yearThe chart shows daily closes over 12 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 16% above it.
Since June 2025 the 50-day line has been above the 200-day line; the trend has turned up.
Overheated: the price has risen very quickly lately (RSI 77).
The price is 7.7% below its 52-week high. Largest decline in 12 years: 81% (January 2018 to May 2020).
Chart figures for advanced users
- SMA 50$19.99
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$17.74
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)77
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$9.30
- The lowest closing price of the last twelve months.
- Resistance$22.22
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Hoist Finance AB (publ) belongs to the Financial (Credit Services) industry (Sweden) and, with a market value of $1.8B, is number 39 of 59 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $391.96M (up 0.1% year on year) and earnings of $114.21M (up 12.4%).
- MEQIRI Score 79 out of 100 (Strong): rank 101 of 975 in Financial Services, median 68.
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- The P/E is 12.4 (Financial (Credit Services) median 11.8, own median of recent years 9).
- Our model puts fair value at $17.75, with the price 16% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 90.7% a year since 2020.Growth 83
- High return on equityReturn on equity 23.2% over the last 12 months.Profitability 84
Weaknesses
- Margin may fall backOperating margin 37.8%, average of the prior years 19.1%, which ranged from −1.5% to 33.3%. After peaks like this, the margin was more than a quarter lower two years later in 44 of 100 cases, against 24 of 100 for other companies with high margins.
Its standout strengths are fundamentals and momentum.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 80 to 79.
The fundamentals are strong overall.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk low
How well MEQIRI warnsOne of the 30% with the lowest crash risk among smaller stocks.
From 2016 to 2025, 14 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- price up very strongly over the past year
- high growth grade (crashed more often in the backtest)
What lowers it
- solid fundamentals
- stable momentum
Valuation
Valuation signal
Fairly valuedIn our model the price counts as cheap below $12.68 and expensive above $29.58 (uncertainty high, based on the price swings of the past year).
The two parts of the fair value come to $15.83 (excess return model) and $19.67 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is slightly above both parts; given how much the stock swings, that still counts as fair.
Calculated with a cost of equity of 7.6%. At 8.6% the fair value would be $16.51, at 6.6% it would be $19.55.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (11.8).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 30.5% on the twelve months before. Revenue has grown strongly since 2012, at around 18% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 38%, net 29%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 3 Feb 2027in 82 days
- Last reported
- 23 Oct 2026EPS reported $0.41 (expected $0.39)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.68−0.2%
- Revenue
- $543.62M+0.9%
- Earnings per share
- $1.88−0.6%
- Revenue
- $615.89M+2.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
What happened at Hoist Finance
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 79
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- Encore Capital GroupECPG $2.29B84
- Western UnionWU $2.08B61
- Federal Agricultural MortgageAGM $1.9B67
- Upstart HoldingsUPST $1.89B31
- KRUK Spólka AkcyjnaKRU.WA $1.63B71
- EZCORPEZPW $1.58B68
- Moltiply GroupMOL.MI $1.55B61
- PROG HoldingsPRG $1.47B68
ETFs that hold Hoist Finance
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Amundi MSCI Europe Small Cap ESG Broad Transition UCITS ETF DistX026 | 0.11% | 0.23% | €321.86M |
| Xtrackers MSCI Europe Small Cap UCITS ETF 1CXXSC | 0.05% | 0.30% | €3.45B |
| State Street SPDR MSCI Europe Small Cap Value Weighted UCITS ETF EUR AccZPRX | 0.04% | 0.30% | €813.64M |
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| Avantis Global Small Cap Value UCITS ETFAVWS | 0.04% | 0.39% | €1.49B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.03% | 0.10% | €395.74M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.01% | 0.35% | €8.27B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 12 Nov 2026 ($1 = SEK 9.9729)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Strong, published since 7 Nov 2026 (in the score history since 18 Oct 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.