Guidewire Software stock
GWRENYSEGuidewire Software, Inc., TechnologyISIN US40171V1008
58Score 58 out of 100, Neutral
Price and trend
56 / 100
Price history
−28% in one yearThe chart shows daily closes over 15 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 7.3% above it.
Since September 2026 the 50-day line has been above the 200-day line; the trend has turned up.
Sharply down: the price has fallen very quickly lately (RSI 27).
The price is 28% below its 52-week high. Largest decline in 15 years: 61% (September 2025 to June 2026).
Chart figures for advanced users
- SMA 50$160.85
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$149.06
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)27
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDbelow the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$102.69
- The lowest closing price of the last twelve months.
- Resistance$222.51
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Guidewire Software, Inc. belongs to the Software (Application) industry (United States) and, with a market value of $13.22B, is number 39 of 188 companies in its industry on MEQIRI.
- In fiscal 2026 it reported revenue of $1.48B (up 22.7% year on year) and earnings of $139.28M (up 99.5%).
- For fiscal 2027, analysts expect on average revenue of $1.72B (up 16.5%) and adjusted earnings per share of $4.16 (up 14.3%).
Show more
- MEQIRI Score 58 out of 100 (Neutral): rank 478 of 854 in Technology, median 61.
- The P/E is 96.1 (Software (Application) median 31.3, own median of recent years 92.1).
- Our model puts fair value at $93.53, with the price 71% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings turn into cashFree cash flow 208% of earnings over the last 12 months.Fundamentals 62
- Analysts expect strong earnings growthUp 23.8% a year through 2029 (estimates from 10 analysts).Growth 75
- More cash than debtCash $753.06M, financial debt $703.3M.Stability 69
Weaknesses
- Volatile share priceVolatility 62% a year over the last 12 months.Stability 69
Its standout strength is growth, while capital allocation and valuation hold the score back.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 57 to 58.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk high
How well MEQIRI warnsOne of the 30% with the highest crash risk among smaller stocks.
From 2016 to 2025, 36 in 100 such stocks fell 30% or more within a year, against a group average of 23 in 100.
What drives the risk
- high price swings
Valuation
Valuation signal
Modestly overvaluedIn our model the price counts as cheap below $62.35 and expensive above $187.06 (uncertainty very high, based on the price swings of the past year).
The two parts of the fair value come to $134.94 (cash-flow model) and $52.12 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 9.8%. At 10.8% the fair value would be $83.24, at 8.8% it would be $108.02.
Valuation metrics
Half from the cash-flow model, half from earnings times the industry P/E (31.3).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In fiscal 2026, revenue rose 22.7% on the prior year. Revenue has grown strongly since 2008, at around 18% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2026: gross 64%, operating 10%, net 9%.
Debt & balance sheet
latest quarterThe balance sheet is solid, with moderate debt and comfortable interest coverage.
Earnings
- Next earnings
- 3 Dec 2026in 20 days
- Last reported
- 3 Sep 2026EPS reported $0.99 (expected $0.93)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $4.16−0.7%
- Revenue
- $1.72B0.0%
- Earnings per share
- $5.31−0.6%
- Revenue
- $1.99B−0.1%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook raised
Share price after the results: −15.7%Subscription revenue is expected to grow about 31% in the next fiscal year, above the prior target.
“We expect that subscription revenue will grow approximately 31%. We expect subscription and support revenue to be between $1.240 billion and $1.246 billion in fiscal 2027, representing 28% growth at the midpoint.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 3 Sep 2026 (fiscal Q4 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 5 insiders sold, $39.28M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Rosenbaum Michael GeorgeSale
9 Nov 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $159.60
- Value
- $191,520
- Rosenbaum Michael GeorgeSale
2 Nov 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $160.16
- Value
- $192,192
- Mullen John PSale
26 Oct 2026, President
- Shares
- 1,800
- Price
- $187.19
- Value
- $336,942
Show 44 more
- Rosenbaum Michael GeorgeSale
26 Oct 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $187.19
- Value
- $224,628
- Mullen John PSale
20 Oct 2026, President
- Shares
- 5,400
- Price
- $185.00
- Value
- $999,000
- Rosenbaum Michael GeorgeSale
19 Oct 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $167.90
- Value
- $201,480
- Rosenbaum Michael GeorgeSale
12 Oct 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $168.97
- Value
- $202,764
- King James WinstonSale
9 Oct 2026, Chief Admin Officer, Gen Counsel
- Shares
- 9,187
- Price
- $168.00
- Value
- $1.54M
- Rosenbaum Michael GeorgeSale
5 Oct 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $152.52
- Value
- $183,024
- Rosenbaum Michael GeorgeSale
28 Sept 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $142.65
- Value
- $171,180
- Rosenbaum Michael GeorgeSale
21 Sept 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $145.92
- Value
- $175,104
- King James WinstonSale
18 Sept 2026, Chief Admin Officer, Gen Counsel
- Shares
- 1,381
- Price
- $144.98
- Value
- $200,217
- Cooper Jeffrey ElliottSale
18 Sept 2026, Chief Financial Officer
- Shares
- 9,941
- Price
- $142.61
- Value
- $1.42M
- King James WinstonSale
17 Sept 2026, Chief Admin Officer, Gen Counsel
- Shares
- 11,814
- Price
- $144.47
- Value
- $1.71M
- Peterson David FranklinSale
17 Sept 2026, Chief Accounting Officer
- Shares
- 1,905
- Price
- $144.47
- Value
- $275,219
- Cooper Jeffrey ElliottSale
17 Sept 2026, Chief Financial Officer
- Shares
- 23,234
- Price
- $144.47
- Value
- $3.36M
- Mullen John PSale
17 Sept 2026, President
- Shares
- 39,683
- Price
- $144.47
- Value
- $5.73M
- Rosenbaum Michael GeorgeSale
17 Sept 2026, Chief Executive Officer
- Shares
- 72,290
- Price
- $144.47
- Value
- $10.44M
- Rosenbaum Michael GeorgeSale
14 Sept 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $145.87
- Value
- $175,044
- Rosenbaum Michael GeorgeSale
8 Sept 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $160.52
- Value
- $192,624
- Rosenbaum Michael GeorgeSale
31 Aug 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $204.44
- Value
- $245,328
- Peterson David FranklinSale
27 Aug 2026, Chief Accounting Officer
- Shares
- 2,500
- Price
- $200.00
- Value
- $500,000
- Mullen John PSale
25 Aug 2026, President
- Shares
- 1,800
- Price
- $188.46
- Value
- $339,228
- Rosenbaum Michael GeorgeSale
24 Aug 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $187.82
- Value
- $225,384
- Mullen John PSale
19 Aug 2026, President
- Shares
- 16,200
- Price
- $185.00
- Value
- $3M
- Mullen John PSale
19 Aug 2026, President
- Shares
- 14,400
- Price
- $185.00
- Value
- $2.66M
- Rosenbaum Michael GeorgeSale
17 Aug 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $172.88
- Value
- $207,456
- Rosenbaum Michael GeorgeSale
10 Aug 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $169.50
- Value
- $203,400
- Rosenbaum Michael GeorgeSale
3 Aug 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $155.92
- Value
- $187,104
- Rosenbaum Michael GeorgeSale
27 Jul 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $142.31
- Value
- $170,772
- Rosenbaum Michael GeorgeSale
20 Jul 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $147.42
- Value
- $176,904
- Rosenbaum Michael GeorgeSale
13 Jul 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $138.47
- Value
- $166,164
- King James WinstonSale
9 Jul 2026, Chief Admin Officer, Gen Counsel
- Shares
- 1,684
- Price
- $130.64
- Value
- $219,998
- Rosenbaum Michael GeorgeSale
6 Jul 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $131.63
- Value
- $157,956
- Rosenbaum Michael GeorgeSale
29 Jun 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $124.29
- Value
- $149,148
- Cooper Jeffrey ElliottSale
22 Jun 2026, Chief Financial Officer
- Shares
- 1,348
- Price
- $105.67
- Value
- $142,443
- Rosenbaum Michael GeorgeSale
22 Jun 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $105.67
- Value
- $126,804
- Rosenbaum Michael GeorgeSale
16 Jun 2026, Chief Executive Officer
- Shares
- 5,830
- Price
- $118.74
- Value
- $692,272
- Cooper Jeffrey ElliottSale
16 Jun 2026, Chief Financial Officer
- Shares
- 2,594
- Price
- $118.74
- Value
- $308,019
- Peterson David FranklinSale
16 Jun 2026, Chief Accounting Officer
- Shares
- 246
- Price
- $118.74
- Value
- $29,211
- King James WinstonSale
16 Jun 2026, Chief Admin Officer, Gen Counsel
- Shares
- 999
- Price
- $118.74
- Value
- $118,624
- Mullen John PSale
16 Jun 2026, President
- Shares
- 4,292
- Price
- $118.74
- Value
- $509,645
- Rosenbaum Michael GeorgeSale
15 Jun 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $123.85
- Value
- $148,620
- Rosenbaum Michael GeorgeSale
8 Jun 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $135.62
- Value
- $162,744
- Rosenbaum Michael GeorgeSale
1 Jun 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $158.92
- Value
- $190,704
- Rosenbaum Michael GeorgeSale
26 May 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $138.51
- Value
- $166,212
- Rosenbaum Michael GeorgeSale
18 May 2026, Chief Executive Officer
- Shares
- 1,200
- Price
- $128.19
- Value
- $153,828
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Guidewire Software
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
854 rated companies in Technology
- This company
- 58
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Software (Application)
The next larger and next smaller companies by market value
- DocuSignDOCU $14.98B69
- Manhattan AssociatesMANH $14.89B83
- iFLYTEK CO.,LTD002230.SZ $13.43B36
- JFrogFROG $13.4B54
- DynatraceDT $12.88B64
- Grab HoldingsGRAB $12.87B55
- Bentley SystemsBSY $12.84B73
- Chime FinancialCHYM $12.47B61
ETFs that hold Guidewire Software
Held by 12 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| VanEck Morningstar US ESG Wide Moat UCITS ETFGMVM | 1.46% | 0.49% | €375.33M |
| iShares Digitalisation UCITS ETF2B79 | 0.55% | 0.40% | €736.08M |
| State Street SPDR S&P 400 U.S. Mid Cap UCITS ETF (Acc)SPY4 | 0.42% | 0.30% | €5.36B |
Show 5 more
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.31% | 0.43% | €2.5B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.19% | 0.10% | €395.74M |
| iShares MSCI World Small Cap UCITS ETFIUSN | 0.13% | 0.35% | €8.27B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.03% | 0.25% | €178.55M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.03% | 0.30% | €964.08M |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2026, period end 31 Jul 2026
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 17 Apr 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.