Fiserv stock
FISVNASDAQFiserv, Inc., TechnologyISIN US3377381088
48Score 48 out of 100, Weak
Price and trend
66 / 100
Price history
−0.6% in one yearThe chart shows daily closes over 20 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Above the 200-day line: the price is 17% above it.
Since May 2025 the 50-day line has been below the 200-day line; the trend has turned down.
Overheated: the price has risen very quickly lately (RSI 82).
The price is 8.5% below its 52-week high. Largest decline in 20 years: 81% (March 2025 to October 2026).
Chart figures for advanced users
- SMA 50$49.99
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$54.49
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)82
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$44.36
- The lowest closing price of the last twelve months.
- Resistance$69.85
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Fiserv, Inc. belongs to the Information Technology Services industry (United States) and, with a market value of $34B, is number 8 of 104 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $21.19B (up 3.6% year on year) and earnings of $3.48B (up 11.1%).
- For fiscal 2026, analysts expect on average revenue of $19.53B (down 7.9%) and adjusted earnings per share of $7.28 (down 15.7%).
Show more
- MEQIRI Score 48 out of 100 (Weak): rank 650 of 857 in Technology, median 61.
- Our model puts fair value at $159.62, with the price 60% below it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- Earnings per share growingUp 34.7% a year since 2020.
- Share buybacksShare count down 18% since 2020.
- Consistently profitableProfit in all 10 fiscal years from 2016 to 2025.Fundamentals 70
Weaknesses
- Loss-makingLoss of $3.93B over the last 12 months.
- High debtDebt 1.29 times equity (latest quarter), Information Technology Services median 0.68.Stability 43
Its standout strengths are valuation and momentum, while profitability and capital allocation hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Fundamentals are strong, with stable profits.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansCrash risk medium
How well MEQIRI warnsIn the middle among stocks ranked 101 to 1,000.
From 2016 to 2025, 13 in 100 such stocks fell 30% or more within a year, against a group average of 15 in 100.
Valuation
Valuation signal
Possible value trapIn our model the price counts as cheap below $122.78 and expensive above $228.03 (uncertainty medium, based on the price swings of the past year).
Calculated with a cost of equity of 10.7%. At 11.7% the fair value would be $136.98, at 9.7% it would be $190.12.
Possible value trap: looks cheap, but score below 50.
Valuation metrics
From the cash-flow model alone; without earnings there is no industry value.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue fell 1.7% on the twelve months before. Revenue has grown solidly since 2006, at about 10% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 59%, operating 27%, net 16%. Last 12 months: net −19%.
Debt & balance sheet
latest quarterDebt is elevated. Keep an eye on the interest burden and refinancing.
Earnings
- Next earnings
- 9 Feb 2027in 89 days
- Last reported
- 3 Nov 2026EPS reported $1.75 (expected $1.72)in line with expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $7.28+0.6%
- Revenue
- $19.53B−0.1%
- Earnings per share
- $7.94+0.1%
- Revenue
- $20.17B−0.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook lowered
Share price after the results: −3.1%The second half outlook was lowered, with full year organic revenue now minus 1% to flat, adjusted operating margin 31% to 31.5% and EPS $7.20 to $7.40, versus a prior 6% to 8% second half adjusted revenue growth outlook.
“Compared to our prior 6% to 8% second half adjusted revenue growth outlook, we currently expect 2 points of negative impact from delays in newly contracted revenue and enterprise client ramps, 1 point from lower key product and other revenue, 1 point from Argentina anticipation and 1 point from divestitures.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 6 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
6 insiders bought on the open market between 16 Jun 2026 and 17 Jun 2026, $1.72M in total.
- Fritz Lance MPurchase
7 Aug 2026, Board
- Shares
- 10,000
- Price
- $51.95
- Value
- $519,500
- Todd Paul MPurchase
17 Jun 2026, Chief Financial Officer
- Shares
- 10,060
- Price
- $49.70
- Value
- $499,982
- Mamilli WafaaPurchase
17 Jun 2026, Board
- Shares
- 2,960
- Price
- $50.59
- Value
- $149,746
Show 4 more
- Rosman Adam L.Purchase
16 Jun 2026, Chief Admin. and Legal Officer
- Shares
- 10,150
- Price
- $49.33
- Value
- $500,700
- Yarkoni CharlottePurchase
16 Jun 2026, Board
- Shares
- 2,023
- Price
- $49.49
- Value
- $100,118
- DiSimone HarryPurchase
16 Jun 2026, Board
- Shares
- 2,088
- Price
- $48.41
- Value
- $101,080
- Nixon Gordon M.Purchase
16 Jun 2026, Board
- Shares
- 7,500
- Price
- $49.57
- Value
- $371,775
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Fiserv
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
857 rated companies in Technology
- This company
- 48
- Sector median
- 61
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Information Technology Services
The next larger and next smaller companies by market value
- InfosysINFY $49.93B73
- HCL TechnologiesHCLTECH.NS $40.3B76
- Fujitsu6702.T $37.95B61
- NEC6701.T $37.71B62
- Amadeus IT GroupAMS.MC $29.11B76
- Cognizant Technology SolutionsCTSH $28.8B74
- CapgeminiCAP.PA $22.58B71
- Broadridge Financial SolutionsBR $21.81B78
ETFs that hold Fiserv
Held by 45 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares Digitalisation UCITS ETF2B79 | 1.35% | 0.40% | €726.22M |
| Amundi MSCI Digital Economy UCITS ETF AccEBUY | 0.67% | 0.45% | €96.36M |
| First Trust US Large Cap Core AlphaDEX UCITS ETFFTGU | 0.61% | 0.75% | €140.24M |
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| iShares S&P 500 Financials Sector UCITS ETFQDVH | 0.41% | 0.15% | €2.17B |
| iShares MSCI World Value Factor Advanced UCITS ETFCBUI | 0.38% | 0.25% | €1.53B |
| iShares MSCI USA Mid-Cap Equal Weight UCITS ETFQDVC | 0.37% | 0.20% | €268.74M |
| iShares Edge MSCI USA Value Factor UCITS ETFQDVI | 0.25% | 0.20% | €2.9B |
| iShares Edge MSCI World Value Factor UCITS ETFIS3S | 0.16% | 0.25% | €1.53B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 11 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Weak, published since 7 Nov 2026 (in the score history since 4 Nov 2026)
- Valuation signal Fairly valued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.