FinVolution Group stock
FINVNYSEFinancial ServicesISIN US31810T1016
57Score 57 out of 100, Neutral
Price and trend
37 / 100
Price history
−55% in one yearThe chart shows daily closes over 9 years, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 39% below it.
Since October 2025 the 50-day line has been below the 200-day line; the trend has turned down.
Normal: the price is neither overheated nor sold off (RSI 38).
The price is 56% below its 52-week high. Largest decline in 9 years: 90% (November 2017 to March 2020).
Chart figures for advanced users
- SMA 50$3.07
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$4.48
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)38
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$2.72
- The lowest closing price of the last twelve months.
- Resistance$6.18
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- FinVolution Group belongs to the Financial (Credit Services) industry (China) and, with a market value of $684.72M, is number 47 of 61 companies in its industry on MEQIRI.
- American depositary receipt (ADR): 1 ADR = 5 shares.
- In fiscal 2025 it reported revenue of $1.98B (up 1% year on year) and earnings of $370.75M (up 3.8%).
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- MEQIRI Score 57 out of 100 (Neutral): rank 775 of 976 in Financial Services, median 68.
- The P/E is 2.4 (Financial (Credit Services) median 11.8, own median of recent years 3.6).
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High dividend yieldDividend yield 10.85%, Financial (Credit Services) median 3.21%.Capital allocation 75
- High return on capitalReturn on invested capital 27.8% in fiscal 2025, Financial (Credit Services) median 8.1%.Profitability 60
- More cash than debtCash $1.21B, financial debt $236.12M.Stability 82
Weaknesses
- Share price fell sharplyDown 56% over the last 12 months.Momentum 16
- Volatile share priceVolatility 50% a year over the last 12 months.
Its standout strengths are stability and fundamentals, while technical analysis and momentum hold the score back.
Daily figure as of 12 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 58 to 57.
Fundamentals are strong, with stable profits and strong cash generation.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
not measuredClosing price of 11 Nov 2026, used by the daily score.
A fair value is not meaningful here, so the signal follows the valuation grade.
Valuation metrics
The model puts the fair value at more than four times the share price. That says more about the assumptions than about the company, so a fair value is not meaningful here and the valuation relies on the P/E and the other metrics.
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Jun 2026, revenue fell 5.4% on the twelve months before. Revenue has grown strongly since 2015, at around 52% per year.
Margins
- Gross margin
- Operating margin
- Net margin
In fiscal 2025: gross 79%, operating 22%, net 19%.
Debt & balance sheet
latest quarterThe balance sheet is solid, with low debt and comfortable interest coverage.
Earnings
- Next earnings
- 23 Nov 2026in 11 days
- Last reported
- 27 Aug 2026
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- 6.32+0.2%
- Revenue
- $1.81B+0.2%
- Earnings per share
- 6.56+0.2%
- Revenue
- $1.49B+0.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook lowered
Share price after the results: −19.2%Full-year revenue guidance of RMB 11.5 billion to RMB 12.9 billion reiterated, but the company now expects to land in the lower part of the range because funding conditions are tightening.
“We are reiterating our full year revenue guidance of RMB 11.5 billion to RMB 12.9 billion based on information currently available.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 27 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. One insider sold, $80,100 in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Xiang BingSale
28 May 2026, Board
- Shares
- 75,000
- Price
- $1.07
- Value
- $80,100
Shares and prices per ordinary share as filed with the SEC, not per depositary receipt (1 ADR = 5 shares).
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at FinVolution Group
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
976 rated companies in Financial Services
- This company
- 57
- Sector median
- 68
Categories against the sector medianMedian of 976 companies
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Credit Services)
The next larger and next smaller companies by market value
- Moltiply GroupMOL.MI $1.47B61
- Atlanticus HoldingsATLC $1.23B78
- Jefferson CapitalJCAP $1.15B78
- B2 ImpactB2I.OL $971.94M72
- Qfin HoldingsQFIN $691.28M68
- HypoportHYQ.DE $676.92M61
- Green DotGDOT $671.86M42
- World AcceptanceWRLD $649.2M56
ETFs that hold FinVolution Group
Held by 8 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| iShares MSCI EM Small Cap UCITS ETFEUNI | 0.02% | 0.74% | €274.03M |
| State Street SPDR MSCI Emerging Markets Small Cap UCITS ETFSPYX | 0.02% | 0.55% | €516.44M |
| Avantis Emerging Markets Equity UCITS ETF USD AccAVEM | 0.01% | 0.35% | €277.45M |
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| iShares Core MSCI EM IMI UCITS ETFIBC3 | 0.00% | 0.18% | €1.43B |
| iShares MSCI EM IMI Screened UCITS ETF USD (Acc)AYEM | 0.00% | 0.18% | €5.15B |
| Vanguard ESG Global All Cap UCITS ETF (USD) AccumulatingV3AA | 0.00% | 0.24% | €1.69B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 12 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Currency
- Amounts in US dollars, converted at the ECB reference rate of 11 Nov 2026 ($1 = CN¥6.6707)
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral, published since 7 Nov 2026 (in the score history since 21 Nov 2025)
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.