Figure Technology Solutions stock
FIGRNASDAQFigure Technology Solutions, Inc., Financial ServicesISIN US3493811034
50Score 50 out of 100, Neutral
Price and trend
42 / 100
Price history
−31% in one yearThe chart shows daily closes over 1 year, adjusted for stock splits and without dividends. Click into the chart to set a price alert at that price.
Below the 200-day line: the price is 21% below it.
Normal: the price is neither overheated nor sold off (RSI 58).
The price is 65% below its 52-week high. Largest decline in 1 year: 72% (January 2026 to November 2026).
Chart figures for advanced users
- SMA 50$28.56
- Average price of the last 50 trading days, shows the short-term trend.
- SMA 200$32.34
- Average price of the last 200 trading days, shows the long-term trend.
- RSI (14)58
- Relative strength over the last 14 days on a scale from 0 to 100. Above 70 the price counts as overheated, below 30 as sharply fallen.
- MACDabove the signal line
- Compares a fast and a slow price average. Above its signal line momentum is rising, below it momentum is fading.
- Support$20.90
- The lowest closing price of the last twelve months.
- Resistance$73.91
- The highest closing price of the last twelve months.
Snapshot
Computed from the data by fixed rules, no AI
- Figure Technology Solutions, Inc. belongs to the Financial (Capital Markets) industry (United States) and, with a market value of $5.76B, is number 43 of 83 companies in its industry on MEQIRI.
- In fiscal 2025 it reported revenue of $408.34M (up 83.2% year on year) and earnings of $133.86M (up 677.6%).
- MEQIRI Score 50 out of 100 (Neutral): rank 853 of 975 in Financial Services, median 68.
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- The P/E is 26.8 (Financial (Capital Markets) median 14.3, own median of recent years 75.6).
- Our model puts fair value at $7.25, with the price 254% above it.
In plain words
The numbers on this page in plain words, written by an AI
Strengths
- High return on equityReturn on equity 16.8% over the last 12 months.Profitability 57
- Analysts expect strong earnings growthUp 23.1% a year through 2028 (estimates from 2 analysts).Growth 50
Weaknesses
- Above fair valuePrice 254% above the fair value of $7.25.Valuation 33
- Volatile share priceVolatility 95% a year over the last 12 months.Stability 63
The score is held back by valuation and momentum.
Daily figure as of 13 Nov 2026
How the score is calculatedScore overview
Score since yesterday from 51 to 50.
The fundamentals are in the middle range.
Score history
The full history of up to 20 years comes with MEQIRI Pro.
See plansValuation
Valuation signal
Significantly overvaluedIn our model the price counts as cheap below $4.84 and expensive above $14.51 (uncertainty very high, based on the price swings of the past year).
The two parts of the fair value come to $0.84 (excess return model) and $13.66 (industry comparison), and the gap between them shows how uncertain the estimate is. The price is above both.
Calculated with a cost of equity of 11.2%. At 12.2% the fair value would be $7.20, at 10.2% it would be $7.32.
Valuation metrics
Half from the excess return model, half from earnings times the industry P/E (14.3).
Calculate with your own assumptionsCompany performance
This shows several years of history with an automatic assessment.
Revenue
In the twelve months to 30 Sep 2026, revenue rose 145% on the twelve months before. Revenue has grown strongly since 2023, at around 86% per year.
Margins
- Operating margin
- Net margin
In fiscal 2025: operating 41%, net 33%. Banks and insurers have no gross margin, and their net margin is not comparable with other industries. The score leaves both out.
Debt & balance sheet
latest quarterFor banks and insurers, deposits and liabilities are the business. Debt to equity and the current ratio say little here, and the score does not rate them.
Earnings
- Next earnings
- 4 Mar 2027in 111 days
- Last reported
- 12 Nov 2026EPS reported $0.36 (expected $0.30)above expectations
Analyst estimates
Earnings estimates have barely changed since 15 Oct 2026.
- Earnings per share
- $1.15−0.7%
- Revenue
- $886.33M−0.7%
- Earnings per share
- $1.51−1.1%
- Revenue
- $1.17B−1.2%
MEQIRI has stored the estimates since 15 Oct 2026. Until 30 days are available, the card shows the change since that day. Mean estimate according to Financial Modeling Prep. No price target and no recommendation.
Company outlook confirmed
Share price after the results: +2.4%Third quarter guidance: marketplace volume of $4.8 billion to $5.2 billion; the take rate is expected at the bottom end of the guided range.
“Looking ahead, we are establishing our Q3 consumer loan marketplace volume guidance in the range of $4.8 billion to $5.2 billion.”The outlook is not part of the score and not a recommendation to buy or sell.
From the earnings call on 13 Aug 2026 (fiscal Q2 2026), read by AI.
Insiders
Open-market purchases and sales by executives, board members and major holders
No open-market purchases in the last 6 months. 3 insiders sold, $5.45M in total.
Sales say less than purchases: many insiders sell on a fixed plan, for taxes or to diversify.
- Kgil MinchungSale
24 Aug 2026, Chief Financial Officer
- Shares
- 8,000
- Price
- $38.69
- Value
- $309,509
- Stevens David ToddSale
14 Aug 2026, Chief Capital Officer
- Shares
- 47,650
- Price
- $31.38
- Value
- $1.5M
- Kgil MinchungSale
12 Aug 2026, Chief Financial Officer
- Shares
- 4,000
- Price
- $30.03
- Value
- $120,117
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- Kgil MinchungSale
24 Jul 2026, Chief Financial Officer
- Shares
- 4,000
- Price
- $28.13
- Value
- $112,523
- Kgil MinchungSale
30 Jun 2026, Chief Financial Officer
- Shares
- 4,000
- Price
- $30.03
- Value
- $120,130
- Kgil MinchungSale
24 Jun 2026, Chief Financial Officer
- Shares
- 4,000
- Price
- $27.64
- Value
- $110,573
- Kgil MinchungSale
15 Jun 2026, Chief Financial Officer
- Shares
- 9,117
- Price
- $30.06
- Value
- $274,022
- Kgil MinchungSale
26 May 2026, Chief Financial Officer
- Shares
- 8,000
- Price
- $35.70
- Value
- $285,606
- Tannenbaum Michael BenjaminSale
20 May 2026, Chief Executive Officer
- Shares
- 2,031
- Price
- $36.03
- Value
- $73,171
- Tannenbaum Michael BenjaminSale
19 May 2026, Chief Executive Officer
- Shares
- 14,871
- Price
- $37.27
- Value
- $554,199
- Stevens David ToddSale
14 May 2026, Chief Capital Officer
- Shares
- 47,064
- Price
- $42.35
- Value
- $1.99M
Partial trades from one filing are shown in one row, with the average price.
Source: Form 4 filings with the US Securities and Exchange Commission. Grants, option exercises, gifts and tax withholdings are hidden. Not a recommendation to buy.
What happened at Figure Technology Solutions
The key events of the last six months from our own data. A click takes you to the matching card.
Sector comparison
975 rated companies in Financial Services
- This company
- 50
- Sector median
- 68
Categories against the sector median
The median is the middle value: half of the companies in the sector lie above it, half below. Categories with too few comparable companies are left out.
Competitors in Financial (Capital Markets)
The next larger and next smaller companies by market value
- NH Investment & Securities005940.KS $6.12B66
- Zheshang Securities601878.SS $5.9B49
- MarketAxess HoldingsMKTX $5.81B72
- SDIC Capital600061.SS $5.78B46
- Changjiang Securities000783.SZ $5.71B57
- Soochow Securities601555.SS $5.48B52
- Virtu FinancialVIRT $5.28B77
- Capital Securities601136.SS $5.27B37
ETFs that hold Figure Technology Solutions
Held by 9 ETFs on Xetra. Shown per index: the ETF with the largest weight.
| ETF | Weight | Cost | Fund size |
|---|---|---|---|
| Invesco CoinShares Global Blockchain UCITS ETFBNXG | 2.32% | 0.65% | €759.25M |
| iShares MSCI USA Small Cap CTB Enhanced ESG UCITS ETFSXRG | 0.04% | 0.43% | €2.5B |
| iShares MSCI World Small Cap CTB Enhanced ESG UCITS ETFCBUG | 0.03% | 0.10% | €395.74M |
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| State Street SPDR MSCI World Small Cap UCITS ETF (Acc)ZPRS | 0.02% | 0.45% | €1.54B |
| UBS MSCI USA Select Factor Mix UCITS ETF USD accUSUE | 0.01% | 0.25% | €178.55M |
| State Street SPDR MSCI USA Small Cap Value Weighted UCITS ETFZPRV | 0.00% | 0.30% | €964.08M |
| Vanguard FTSE Global All-Cap UCITS ETF Accum USDVGLA | 0.00% | 0.07% | €3.9B |
| State Street SPDR MSCI All Country World Investable Market UCITS ETF (Acc)SPYI | 0.00% | 0.17% | €8.84B |
Holdings as reported by the funds via FMP, excluding swap ETFs (their holdings are only collateral).
Data status and sources
- Score
- Daily value of 13 Nov 2026, recalculated nightly
- Price
- Closing price of 12 Nov 2026
- Latest annual report
- Fiscal year 2025, period end 31 Dec 2025
- Source
- Financial statements, ratios and prices from Financial Modeling Prep (FMP), based on the company's reports. MEQIRI calculates the score and fair value from them.
Mandatory disclosures for this rating
- ; time horizon around 12 months
- Rated Neutral since 7 Nov 2026, previously Weak
- Valuation signal Overvalued since 7 Nov 2026
- End-of-day prices, metrics cached for up to 24 hours
- Score and fair value are estimates from a disclosed model. They are not facts and not a price target.
- Produced by SSM Ventures UG (haftungsbeschränkt), responsible person Sven Brostmeyer, Managing Director, automatically according to the disclosed model.
- Not investment advice. Losses up to and including a total loss are possible. Personal circumstances are not considered.